Comparison

SpendCrypto.com vs JuluPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendCrypto.com

Easily spend your cryptocurrency on over 3,000 gift cards from popular brands. Pay with Bitcoin, Ethereum, and other major cryptocurrencies, and receive instant digital codes for your purchases. Track orders and manage your account all within the app.

Highlights
  • 3,000+ gift cards
  • Pay with Bitcoin, Ethereum, Litecoin, Solana
  • Instant gift card code delivery
  • Shop by category
  • Track orders
  • Earn and spend SpendCredits
Features
Read full description

SpendCrypto helps you use cryptocurrency for real-world purchases. Browse 3,000+ gift cards from brands like Amazon, Walmart, Uber, Airbnb, and Apple. Pay with Bitcoin, Ethereum, Litecoin, Solana, stablecoins, and more. Gift card codes are delivered instantly after payment confirms. WHAT YOU CAN DO • Shop gift cards by category — ecommerce, food, travel, gaming, and more • Checkout with your preferred cryptocurrency • Track orders and reveal codes when delivery completes • Earn and spend SpendCredits on eligible purchases • Manage your account, referrals, and support in one place WHY SPENDCRYPTO Crypto should be useful, not just held. SpendCrypto turns your balance into cards you can use at major retailers worldwide — with a native iOS experience built for speed and clarity. Payments are processed in cryptocurrency directly. This app does not use Apple In-App Purchase for gift card purchases. Questions? Visit Help in the app or contact us at support.spendcrypto.com.

About

JuluPay

Instantly create virtual cards and purchase digital gift cards for online payments, subscriptions, and everyday purchases. Manage spending and complete transactions smoothly and securely from a single dashboard.

Highlights
  • Instant virtual card creation
  • Digital gift card purchases
  • Online payment solutions
  • Subscription management
  • Transaction tracking
  • Multi-purpose card creation
Features
Read full description

Get virtual cards and gift cards instantly for online payments, subscriptions, and everyday digital purchases. JuluPay is a modern digital payment platform that makes it easy for individuals and businesses to pay for products and services online without relying on traditional physical cards. With JuluPay, users can create virtual cards instantly and start paying online within seconds. These cards function just like regular debit or credit cards and can be used across thousands of websites and mobile apps. Whether you’re shopping online, paying for subscriptions, running ads, purchasing software tools, or booking travel, JuluPay virtual cards give you a fast and reliable way to complete your payments. JuluPay virtual cards are designed to give users flexibility and control. You can create multiple cards for different purposes, making it easier to manage spending for subscriptions, business tools, or personal purchases. Cards can also be used for both one-time payments and recurring charges depending on your needs. Beyond virtual cards, JuluPay also provides access to digital gift cards from popular global brands. These gift cards can be used for apps, games, entertainment, digital content, and online shopping. Once purchased, the gift cards are delivered instantly and can be redeemed directly on supported platforms, making them perfect for both personal use and gifting. The platform is built to be simple and easy to use. From one dashboard, users can create virtual cards, track balances, manage transactions, and buy gift cards without going through complicated processes. Getting started is quick, allowing users to access digital payment tools in just a few steps. Whether you’re paying for online services, managing subscriptions, buying digital gift cards, or making everyday internet payments, JuluPay provides the tools you need to handle your digital spending smoothly and securely. JuluPay brings virtual cards and digital gift cards together in one place, giving users a smarter and more convenient way to pay online.

Screenshots

SpendCrypto.com4 screens
JuluPay4 screens

Verdict

The call

The clearest difference is iOS requirement: JuluPay at 15.6 against SpendCrypto.com's 18.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SpendCrypto.com against 5.0 for JuluPay. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

SpendCrypto.com ships an update every 11 days, JuluPay fortnightly. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
SpendCrypto.com versus JuluPay: the parameters behind the verdict, then further details
ParameterSpendCrypto.comJuluPay
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings22
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.6 — better
Further details — not scored
Size23 MB33 MB
Age rating4+17+
DeveloperConvexity LtdJuluPay

Customer experience

SpendCrypto.com

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

JuluPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SpendCrypto.com

No in-app purchases

None

JuluPay

No in-app purchases

Questions

Is SpendCrypto.com free?
SpendCrypto.com is free to download, with no in-app purchases.
Is JuluPay free?
JuluPay is free to download, with no in-app purchases.
Which has better reviews, SpendCrypto.com or JuluPay?
SpendCrypto.com and JuluPay are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do SpendCrypto.com or JuluPay have ads?
Neither SpendCrypto.com nor JuluPay shows ads.
Which is updated more often, SpendCrypto.com or JuluPay?
SpendCrypto.com ships an update every 11 days, and JuluPay fortnightly. Most recently, SpendCrypto.com was updated on October 24, 2026 and JuluPay on October 24, 2026.

Other comparisons