Money Saving Tracker vs Hold That!
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Saving Tracker
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Take Control of Your Impulses. Spend with Intention. MindfulMonkey helps you pause before you buy, track your emotions, log your purchases, and understand your spending triggers so you can build a healthier, more conscious relationship with money. Whether you’re shopping out of boredom, stress, excitement, or habit, this simple yet powerful app helps you slow down, reflect, and choose with clarity. What is MindfulMonkey? MindfulMonkey is your gentle guide to more intentional spending. Instead of just tracking money, it helps you connect emotions, habits, and decisions, so you can stop acting on autopilot and start building awareness. It’s not a budget app. It’s a mindfulness tool for your financial behavior. Key Features • Log Your Purchases Mindfully Add the price, category, how you're feeling, and whether it's a need or a want. Every log becomes a small act of self-awareness. • Pause Before You Buy Set a 1, 3, or 5-minute timer before each purchase. Reflect on what you're feeling and why you want to spend. This tiny pause can shift everything. • Block Shopping Apps Temporarily If impulse control is tough, take it a step further. Select the apps that tempt you most (like Amazon, Temu, or Shein) and block them with one tap. • Track Your Emotional Spending Get access to personal insights that help you understand when, why, and how you tend to spend. Discover your emotional patterns and shopping triggers. • One-Time Upgrade. No Ads. No Tracking. We care about your mental space. That’s why MindfulMonkey is free of ads and never sells your data. Built for People Who: • Want to reduce impulsive purchases • Struggle with emotional or stress-based spending • Are working on mindful habits and self-awareness Prefer tools that don’t pressure or shame Mindful spending isn’t about restriction. It’s about intention. Start today with MindfulMonkey Reflect. Pause. Choose better. Privacy Policy: https://me.dmansodev.com/mindfulmonkey-privacy Terms: https://me.dmansodev.com/mindfulmonkey-terms
Hold That!
This app helps you pause before making purchases to differentiate between needs and impulses. It offers a 72-hour cooldown period for uncertain buys and tracks your savings from skipped purchases, motivating you with streaks and badges.
- 10-second impulse check
- 72-hour purchase freeze
- Savings tracking
- Purchase streak builder
- XP and badge system
- Wishlist cooldown
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Hold That! helps you pause before you purchase, so you buy what you need, skip what you don’t, and watch your savings grow. ================== How it works: 1-Should I buy this? Run a quick 10-second check to separate need vs impulse. 2-Freeze for 72 hours Not sure? Park it. We’ll remind you to re-check later. 3-Save when you skip If you pass on it, log the price and see your Saved total climb. 4-Build the streak Your streak tracks days without impulse purchases. 5-Level up Earn XP from saves and unlock fun titles and badges. ================== Who it’s for? -Impulse shoppers who want calm control -No-buy challengers and mindful spenders -Anyone saving for trips, gear, emergency fund or just peace of mind ================== Why it helps: -Adds a tiny pause between urge and action. -Keeps a running total of money you didn’t spend. -Turns progress into streaks, XP, and badges—motivating, not shaming. -Makes “future-you” proud with small daily wins. ================== Features: -Quick Check for need vs impulse. -72-hour Freezer with reminders. -Savings tracker (see how much you kept). -Streaks & badges for momentum. -XP & titles for moral boost. -Wishlist cooldown. ================== Privacy & simplicity: 1-No bank connection. 2-No sign-up required. 3-Local storage. 4-Works offline. ================== Friendly disclaimer: Hold That! supports mindful habits. It isn’t financial advice.
Screenshots
Verdict
The clearest difference is in-app purchases: Hold That! at none against Money Saving Tracker's 3. Hold That! also leads on update cadence (every 4 days vs every 9 months) and iOS requirement (13.0 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Saving Tracker sells 3 in-app purchases, starting at $3.99 per month. Hold That! asks for nothing beyond the download.
Money Saving Tracker ships an update every 9 months, Hold That! every 4 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.
| Parameter | Money Saving Tracker | Hold That! |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 9 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 20 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | David Manso | Alireza Ghiastabari |
In-app purchases
Money Saving Tracker
- Premium features for 1 Month$3.991 Month
- Premium features for 1 Year3 Days trial$17.991 Year
- Premium features for lifetime$29.99
Hold That!
No in-app purchases









