Comparison

Bivial vs Emerald24 UK

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Bivial

Features
Read full description

Bivial App. Your Bivial account, now fully on your smartphone. โ€ข View balances and IBANs across all currency accounts, send SWIFT and local payments, convert currencies, manage cards and track transactions in real time. โ€ข Confirm logins, transfers and other actions with a single tap, using Face ID, Touch ID or your personal PIN. โ€ข Built on Swiss security standards, the app offers a simple, convenient experience โ€“ for all customers using Bivial.

About

Emerald24 UK

Features
Read full description

Meet the new Emerald24 UK mobile app. This is our new mobile banking experience, replacing the previous Emerald24 mobile application. Existing Emerald24 customers can use the new app to access their accounts and manage their everyday banking. Emerald24 UK App makes it simple to open a business or personal account online, with full access to UK and international (IBAN) accounts, fast money transfers and modern payment rails โ€” all from your phone. With Emerald24 UK App you can: Open a business or personal account online, with a dedicated UK sort code and account number, plus an international IBAN Send and receive local and international payments via Faster Payments, CHAPS, SEPA and SWIFT Order physical and virtual debit cards, and manage them directly from the app Track every transaction in real time, and download detailed account statements and reports Chat directly with a dedicated account manager whenever you need support Manage multiple accounts and currencies from a single, secure dashboard Whether you're running a business or managing your personal finances, Emerald24 UK gives you the tools to move money quickly, safely and transparently โ€” wherever you are. Security and compliance are at the heart of Emerald24 UK. Your account is protected with bank-grade encryption and strong authentication, so you can manage your money with confidence.

Screenshots

Bivial4 screens
Emerald24 UK4 screens

Verdict

The call

Bivial and Emerald24 UK are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bivial ships an update weekly, Emerald24 UK every 6 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Bivial versus Emerald24 UK: the parameters behind the verdict, then further details
ParameterBivialEmerald24 UK
PriceFreeFree
Update frequencyWeeklyEvery 6 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details โ€” not scored
Size30 MB66 MB
Age rating17+4+
DeveloperBivial AGEmerald24

In-app purchases

None

Bivial

No in-app purchases

None

Emerald24 UK

No in-app purchases

Questions

Is Bivial free?
Bivial is free to download, with no in-app purchases.
Is Emerald24 UK free?
Emerald24 UK is free to download, with no in-app purchases.
Do Bivial or Emerald24 UK have ads?
Neither Bivial nor Emerald24 UK shows ads.
Which is updated more often, Bivial or Emerald24 UK?
Bivial ships an update weekly, and Emerald24 UK every 6 days. Most recently, Bivial was updated on November 8, 2026 and Emerald24 UK on October 31, 2026.

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