Comparison

Smenpay vs Rasto

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Smenpay

Features
Read full description

Smenpay โ€“ Smart, Secure Escrow Payments Made Easy Smenpay is a product/service of SMEN AND TECH. Smenpay is a reliable escrow payment platform designed to ensure transparent and safe transactions between buyers and sellers. Whether you're hiring a freelancer, purchasing goods, or booking services, Smenpay holds funds securely until both parties are satisfied. Why Choose Smenpay? Secure Escrow Holding Funds are safely held and only released after work is completed or goods are delivered. Fair Dispute Resolution Built-in resolution process ensures fair outcomes for both parties. Fast, Simple Payments Easy to use and powered by licensed payment gateways for smooth fund transfers. Real-Time Tracking Track your transaction status live โ€” from funding to release. Full Transparency Agreements, milestones, and payments are clearly recorded and trackable. Perfect For: Freelance projects Online product purchases Rental agreements Booking services Any peer-to-peer payment requiring trust How It Works: Create a Deal โ€“ Agree on terms and amount. Deposit Funds โ€“ Buyer deposits the amount into Smenpay escrow. Deliver & Approve โ€“ Seller completes the task or delivers the item. Release Funds โ€“ Upon approval, payment is released to the seller. Experience secure, transparent transactions with Smenpay.

About

Rasto

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Pay anyone, anywhere in seconds. Rasto feels like your favorite instant-pay app, but for the whole world. Send money to bank accounts abroad with live exchange rates, no fees, and real-time tracking, no hidden markups, ever. Why people choose Rasto 1. Instant, global transfers โ€“ Move money across borders in seconds, 24/7. 2. Transparent pricing โ€“ See the fee, the rate, and the exact amount your recipient will get before you send. 3. No fees โ€“ Keep more of your money with simple, predictable pricing. 4. Settle to bank accounts โ€“ Funds arrive directly in local currency. 5. Feels like local instant pay โ€“ The simplicity of UPI/PayNow/Pix, but international. 6. Pay by @username or directly to bank โ€“ No IBAN or routing numbers required. 7. Real-time tracking & receipts โ€“ Status updates, a transaction ID, and shareable proof of payment. 8. Send again in a tap โ€“ Save favorites and recents for faster repeats. 9. Local funding options โ€“ Use methods like SEPA Instant, Faster Payments where available.

Screenshots

Smenpay4 screens
Rasto4 screens

Verdict

The call

The clearest difference is ads: Smenpay at none against Rasto's shown. Smenpay also leads on iOS requirement (13.0 vs 16.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Smenpay ships an update monthly, Rasto every 2 weeks. The most recent releases landed on September 30, 2026 and October 11, 2026 respectively.

Scorecard2 real differences ยท 4 level
Smenpay versus Rasto: the parameters behind the verdict, then further details
ParameterSmenpayRasto
PriceFreeFree
Update frequencyMonthlyEvery 2 weeks โ€” better
AdsNo โ€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS13.0 โ€” better16.4
Further details โ€” not scored
Size36 MB101 MB
Age rating17+4+
DeveloperSMEN AND TECHRasto Inc.

In-app purchases

None

Smenpay

No in-app purchases

None

Rasto

No in-app purchases

Questions

Is Smenpay free?
Smenpay is free to download, with no in-app purchases.
Is Rasto free?
Rasto is free to download, with no in-app purchases.
Do Smenpay or Rasto have ads?
Rasto shows ads; Smenpay does not.
Which is updated more often, Smenpay or Rasto?
Smenpay ships an update monthly, and Rasto every 2 weeks. Most recently, Smenpay was updated on September 30, 2026 and Rasto on October 11, 2026.

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