Smenpay vs Rasto
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Smenpay
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Smenpay โ Smart, Secure Escrow Payments Made Easy Smenpay is a product/service of SMEN AND TECH. Smenpay is a reliable escrow payment platform designed to ensure transparent and safe transactions between buyers and sellers. Whether you're hiring a freelancer, purchasing goods, or booking services, Smenpay holds funds securely until both parties are satisfied. Why Choose Smenpay? Secure Escrow Holding Funds are safely held and only released after work is completed or goods are delivered. Fair Dispute Resolution Built-in resolution process ensures fair outcomes for both parties. Fast, Simple Payments Easy to use and powered by licensed payment gateways for smooth fund transfers. Real-Time Tracking Track your transaction status live โ from funding to release. Full Transparency Agreements, milestones, and payments are clearly recorded and trackable. Perfect For: Freelance projects Online product purchases Rental agreements Booking services Any peer-to-peer payment requiring trust How It Works: Create a Deal โ Agree on terms and amount. Deposit Funds โ Buyer deposits the amount into Smenpay escrow. Deliver & Approve โ Seller completes the task or delivers the item. Release Funds โ Upon approval, payment is released to the seller. Experience secure, transparent transactions with Smenpay.
Rasto
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Pay anyone, anywhere in seconds. Rasto feels like your favorite instant-pay app, but for the whole world. Send money to bank accounts abroad with live exchange rates, no fees, and real-time tracking, no hidden markups, ever. Why people choose Rasto 1. Instant, global transfers โ Move money across borders in seconds, 24/7. 2. Transparent pricing โ See the fee, the rate, and the exact amount your recipient will get before you send. 3. No fees โ Keep more of your money with simple, predictable pricing. 4. Settle to bank accounts โ Funds arrive directly in local currency. 5. Feels like local instant pay โ The simplicity of UPI/PayNow/Pix, but international. 6. Pay by @username or directly to bank โ No IBAN or routing numbers required. 7. Real-time tracking & receipts โ Status updates, a transaction ID, and shareable proof of payment. 8. Send again in a tap โ Save favorites and recents for faster repeats. 9. Local funding options โ Use methods like SEPA Instant, Faster Payments where available.
Screenshots
Verdict
The clearest difference is ads: Smenpay at none against Rasto's shown. Smenpay also leads on iOS requirement (13.0 vs 16.4). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smenpay ships an update monthly, Rasto every 2 weeks. The most recent releases landed on September 30, 2026 and October 11, 2026 respectively.
| Parameter | Smenpay | Rasto |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 2 weeks โ better |
| Ads | No โ better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPod |
| Requires iOS | 13.0 โ better | 16.4 |
| Further details โ not scored | ||
| Size | 36 MB | 101 MB |
| Age rating | 17+ | 4+ |
| Developer | SMEN AND TECH | Rasto Inc. |
In-app purchases
Smenpay
No in-app purchases
Rasto
No in-app purchases









