Comparison

有拖冇欠 SettleUp vs so2check

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

有拖冇欠 SettleUp

Features
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- Create virtual ledgers to record all transactions in a clear manner - Rapid creation of transaction records by receipt images or speech, powered by Google Gemini AI - Share ledgers online with friends, record transactions collaboratively, and assign access rights to each friend - Ledgers can be stored and used offline in case no internet connection is available, and upload back online later - Support more than 160 currencies, fetching latest exchange rates online, or specify your own rates for each transaction - Transactions in a ledger can be in different currencies, auto-conversion to settlement currency by app - More than one payer is possible in a transaction, each payer may pay different amounts or even in different currencies - Ways to share among participants in a transaction: by proportion, by percentage, or by exact amount. Each transaction has its own way of share - Different proportion, percentage or exact amount may be specified for sharing by each participant in a transaction - Automatically calculate repayment steps in the simplest way - Generate FPS QR code to facilitate repayment (only for settlement currency in Hong Kong Dollar or Renminbi) - Statistics on daily expenditure, expenditure by participants/transaction categories available as charts (only in upgraded version) - Statistical data and raw data in ledgers can be exported as Excel files (only in upgraded version) - Maximum 3 ledgers in free version. No limit in number of ledgers in upgraded version - App created by a local Hongkonger. Cantonese/English language interfaces and light/dark modes available

About

so2check

Features
Read full description

So2Check is a simple yet powerful network connectivity testing app designed for network engineers, system administrators, and developers. 【Key Features】 ■ TCP Connection Test Instantly test connections to any hostname or IP address and port number. Clearly displays connection success, failure, or timeout status, with response time measured in milliseconds. ■ Destination Management Save frequently used destinations and run tests with a single tap. Sample destinations like Google DNS and Cloudflare DNS are included so you can start testing right away. ■ Test History Automatically saves all test results. Search by name, host, port, status, or error message. Filter by success, failure, or timeout to find exactly what you need. ■ Preset Feature Save test results as presets with one tap. Organize by category to streamline your regular monitoring tasks. 【Use Cases】 ・Server and service availability monitoring ・Firewall configuration verification ・Network troubleshooting and diagnosis ・Connectivity verification for new service deployments ・Post-VPN connection testing 【Security】 All test results are encrypted and stored locally on your device. No data is ever sent to external servers. Safe for enterprise use.

Screenshots

有拖冇欠 SettleUp4 screens
so2check4 screens

Verdict

The call

The clearest difference is ads: 有拖冇欠 SettleUp at none against so2check's shown. 有拖冇欠 SettleUp also leads on update cadence (every 10 days vs every 3 months). so2check's advantage is iOS requirement (13.0 vs 15.5). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

有拖冇欠 SettleUp ships an update every 10 days, so2check every 3 months. The most recent releases landed on November 5, 2026 and November 8, 2026 respectively.

Scorecard3 real differences · 3 level
有拖冇欠 SettleUp versus so2check: the parameters behind the verdict, then further details
Parameter有拖冇欠 SettleUpso2check
PriceFreeFree
Update frequencyEvery 10 days — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.513.0 — better
Further details — not scored
Size66 MB25 MB
Age rating4+4+
DeveloperKwok Tim ChanYasuhiro Hamada

In-app purchases

None

有拖冇欠 SettleUp

No in-app purchases

None

so2check

No in-app purchases

Questions

Is 有拖冇欠 SettleUp free?
有拖冇欠 SettleUp is free to download, with no in-app purchases.
Is so2check free?
so2check is free to download, with no in-app purchases.
Do 有拖冇欠 SettleUp or so2check have ads?
so2check shows ads; 有拖冇欠 SettleUp does not.
Which is updated more often, 有拖冇欠 SettleUp or so2check?
有拖冇欠 SettleUp ships an update every 10 days, and so2check every 3 months. Most recently, 有拖冇欠 SettleUp was updated on November 5, 2026 and so2check on November 8, 2026.

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