有拖冇欠 SettleUp vs Today

- Create virtual ledgers to record all transactions in a clear manner - Rapid creation of transaction records by receipt images or speech, powered by Google Gemini AI - Share ledgers online with friends, record transactions collaboratively, and assign access rights to each friend - Ledgers can be stored and used offline in case no internet connection is available, and upload back online later - Support more than 160 currencies, fetching latest exchange rates online, or specify your own rates for each transaction - Transactions in a ledger can be in different currencies, auto-conversion to settlement currency by app - More than one payer is possible in a transaction, each payer may pay different amounts or even in different currencies - Ways to share among participants in a transaction: by proportion, by percentage, or by exact amount. Each transaction has its own way of share - Different proportion, percentage or exact amount may be specified for sharing by each participant in a transaction - Automatically calculate repayment steps in the simplest way - Generate FPS QR code to facilitate repayment (only for settlement currency in Hong Kong Dollar or Renminbi) - Statistics on daily expenditure, expenditure by participants/transaction categories available as charts (only in upgraded version) - Statistical data and raw data in ledgers can be exported as Excel files (only in upgraded version) - Maximum 3 ledgers in free version. No limit in number of ledgers in upgraded version - App created by a local Hongkonger. Cantonese/English language interfaces and light/dark modes available

Today is an AI personal assistant that understands your context, remembers what matters, and proactively helps move your day forward. CHAT NATURALLY Talk with Today by text or voice, share images and files, and work through anything from a quick question to a complex request. BUILD USEFUL MEMORY Today can remember important context from your conversations, so you spend less time repeating yourself and get more relevant help over time. TURN REQUESTS INTO ACTION Ask Today to research, organize information, and handle multi-step tasks. Longer tasks can continue in the background, and scheduled tasks can run when you need them. STAY AHEAD OF YOUR DAY Get personalized daily briefings, timely updates, and proactive follow-ups based on the information you choose to share. CONNECT THE SERVICES YOU USE Connect supported services such as email, calendars, documents, and more. Today can bring relevant context together and help you act on it in one place. CONTINUE ACROSS CHANNELS Interact with your assistant in Today or through supported messaging channels, and receive notifications when something needs your attention. YOU'RE IN CONTROL You choose what to connect and what Today can access. Device features and external services are only used with your permission, and you can manage permissions at any time in iOS Settings. Download Today — and move your day forward. Need help? Contact us through in-app feedback or visit our support page. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/