有拖冇欠 SettleUp vs PickCardRebate 信用卡回贈計算機

- Create virtual ledgers to record all transactions in a clear manner - Rapid creation of transaction records by receipt images or speech, powered by Google Gemini AI - Share ledgers online with friends, record transactions collaboratively, and assign access rights to each friend - Ledgers can be stored and used offline in case no internet connection is available, and upload back online later - Support more than 160 currencies, fetching latest exchange rates online, or specify your own rates for each transaction - Transactions in a ledger can be in different currencies, auto-conversion to settlement currency by app - More than one payer is possible in a transaction, each payer may pay different amounts or even in different currencies - Ways to share among participants in a transaction: by proportion, by percentage, or by exact amount. Each transaction has its own way of share - Different proportion, percentage or exact amount may be specified for sharing by each participant in a transaction - Automatically calculate repayment steps in the simplest way - Generate FPS QR code to facilitate repayment (only for settlement currency in Hong Kong Dollar or Renminbi) - Statistics on daily expenditure, expenditure by participants/transaction categories available as charts (only in upgraded version) - Statistical data and raw data in ledgers can be exported as Excel files (only in upgraded version) - Maximum 3 ledgers in free version. No limit in number of ledgers in upgraded version - App created by a local Hongkonger. Cantonese/English language interfaces and light/dark modes available

香港最強信用卡比較計算機 PickCardRebate 收錄 70+ 張香港信用卡，幫你即時計算每張卡喺唔同商戶嘅實際回贈率。唔再盲目簽卡！ 主要功能 實時回贈計算機 - 輸入商戶 + 金額，即刻睇到邊張卡回贈最高 - 支援 200+ 商戶（惠康、百佳、Apple、淘寶、Netflix、HKTVmall 等） - 自動比對限時推廣，幫你揀最抵嘅卡 信用卡排行榜 - 餐飲、超市、網購、海外、加油每個類別 Top 10 - 每張卡都有詳細回贈規則 + 條款細節 - 即時更新，永遠係最新優惠 我嘅錢包 - 儲存你嘅信用卡到雲端，隨時查詢適合嘅卡 - 自動追蹤迎新進度同條件 - 年費到期提醒，慳到家俾 獨家迎新 - 經本 App 申請可獲額外迎新獎賞 - HK$5,880 禮品 / Apple Store 禮品卡 / 飛行里數 - 銀行迎新 + 獨家獎賞合計最高超過 HK$10,000 附近商戶推薦 - 用定位即時推薦你附近商戶最佳信用卡 - 適合食飯、購物時臨場決定用邊張卡 限時優惠日曆 - 中銀 Chill 商戶 10%、HSBC Red 指定商戶 8%、滙豐 EveryMile 等所有限時推廣一覽 - 自動標示已過期、即將到期，永遠唔錯過好優惠 海外消費神器 - 比較唔同卡嘅外幣手續費 + 回贈 - 內附 FX Calculator，幫你計算實際成本 智能組合策略 - 根據你嘅消費習慣推薦最佳信用卡組合 - 例如：HSBC Red + Citi Cash Back + 中銀 i-Free 一年慳萬幾 為咩要用 PickCardRebate？ 全港覆蓋最齊：HSBC、恒生、中銀、渣打、Citi、星展、東亞、安信、富邦、大新、信銀國際、AEON、AMEX 通通有 即時更新：銀行最新優惠每日更新 真實計算：用銀行官方條款計算，唔誇大、唔誤導 完全免費：所有功能免費使用，無廣告 私隱保障：用 Apple Sign-in 登入，唔會收集多餘資料 用戶慳錢實例 - A 用戶：用「我嘅錢包」追蹤 4 張卡迎新，半年儲咗 HK$3,200 - B 用戶：用「組合策略」優化，每月慳 HK$450 = 一年慳 HK$5,400 - C 用戶：經 MoneyHero 連結申請 sim 卡，攞咗 DELONGHI 咖啡機 (HK$3,588) 客戶支援 有問題？歡迎電郵：support@pickcardrebate.com 官網：https://pickcardrebate.com