Thrive vs Worthy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Thrive
Gain control over your finances with a flexible budgeting system. This app helps you understand your spending habits through custom tags and real-time tracking, offering visual breakdowns of your financial activity. Plan your budget monthly with easy transaction logging.
- Tag income and expenses
- Create custom views
- Track spending against budget
- Visual spending breakdowns
- Monthly budget planning
- Log transactions with Apple Shortcuts
Read full descriptionHide full description
Take control of your budget, your way. Thrive helps you understand your spending with simple tools that adapt to how you manage money. There are no strict categories or spreadsheets; just a clear, flexible system that you set up yourself. Features: - Tag income and expenses in a way that makes sense to you - Create custom views - Track your spending against your budget in real time - Get clean, visual breakdowns of where your money goes - Plan budgets one month at a time - Log transactions easily with Apple Shortcuts - Organize your budget with tags that fit your approach Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Worthy
Track your net worth privately with this one-time purchase finance app. Manually add all your assets and liabilities, with no bank linking or subscriptions required. Securely manage your financial data directly on your device.
- Private net worth tracking
- No bank linking or subscriptions
- Manual asset and liability entry
- Customizable asset types
- Mortgage and loan payoff insights
- iCloud auto-backup and JSON export
Read full descriptionHide full description
Know your wealth. Keep it private. Worthy is a private net worth and wealth tracker for people who want a complete picture of their finances without connecting their bank accounts. Track what you own, what you owe, and how your wealth is changing—all in one place. TRACK YOUR WEALTH • Stocks, ETFs, crypto and other investments • Cash and savings • Real estate and vehicles • Retirement accounts • Mortgages and other debt • Custom assets UNDERSTAND YOUR WEALTH Go beyond a single net worth number. • Contributions vs. investment growth • Capital gains and estimated tax • After-tax value • Liquidity • Debt • Portfolio and asset breakdowns PLAN YOUR FUTURE See where your wealth could take you. • FIRE projections • Financial independence planning • Milestone pace • Custom growth assumptions for different assets PRIVATE BY DESIGN Worthy doesn't require your bank login or financial account credentials. Your financial data stays local by default, with encrypted backups and data export when you want them. Worthy also makes its analytics transparent so you can see what telemetry is collected and control it. NO SUBSCRIPTION Start tracking for free. Upgrade to Pro with a one-time purchase when you need unlimited assets, automatic stock and crypto prices, advanced insights, import/export and backups. Track it. Understand it. Plan it. Keep it private.
Screenshots
Verdict
The clearest difference is review sentiment: Worthy at 100% against Thrive's 0%. Worthy also leads on update cadence (weekly vs every 2 months). Thrive's advantage is iOS requirement (18.4 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Thrive sells 5 in-app purchases, starting at $2.99 per month and Worthy sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Thrive ships an update every 2 months, Worthy weekly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Thrive | Worthy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 — better | 26.0 |
| Further details — not scored | ||
| Size | 11 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Sabrina Ghadieh | Dario Mungoi |
Customer experience
Thrive
Worthy
In-app purchases
Thrive
- Monthly (Reduced)$2.991 Month
- Monthly$4.991 Month
- Yearly (Reduced)$29.991 Year
Show 1 moreShow fewer
- Yearly$44.991 Year
- Lifetime$79.99
Worthy
- Worthy Pro$19.99









