Xcent vs Invoice Generator
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Xcent
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XCent is a powerful expense tracker and finance manager built for people who want full control over their money, their data, and their financial future. Designed for speed, clarity, and precision, XCent combines fast expense tracking, income management, and advanced financial reports in a clean, minimal interface that stays responsive even with very large datasets. Whether you are tracking personal spending, managing household finances, or analyzing business expenses, XCent delivers professional-grade financial insight without unnecessary complexity. You can add transactions by entering the amount, category, date, payment method, and optional notes, while also attaching receipts, invoices, documents, or photos for complete financial records. Each transaction can be marked as included or excluded from reports, allowing you to keep your data complete while maintaining accurate budgeting, analytics, and financial summaries. This level of control makes XCent ideal for both everyday expense tracking and advanced financial analysis. The app supports an unlimited number of fully customizable categories, each defined as either income or expense. Categories can be personalized with icons selected from a large built-in icon library, making it easy to organize your finances visually and logically. Whether you track groceries, rent, subscriptions, travel, freelance income, or business costs, XCent adapts to your financial structure instead of forcing you into a fixed system. Going far beyond traditional budgeting apps, XCent introduces powerful organization tools such as tags and dimensions. Tags let you quickly label and filter transactions across reports, while dimensions allow you to create entirely new analytical layers. You can define custom dimensions like merchant, client, project, or location, and assign values such as Walmart, or specific customers. This enables deep financial insights and reporting capabilities that standard expense trackers and budgeting apps cannot provide. XCent includes a comprehensive suite of financial reports designed to help you understand exactly where your money goes. You can analyze expenses and income by category, payment method, time period, tags, or custom dimensions, with full control over date ranges and filters. A dedicated cash flow report shows how money moves in and out over months, quarters, and years, giving you a clear picture of financial trends. The savings report allows you to define a savings goal as a percentage of your income and instantly see whether you are on track, while the monthly overview highlights spending increases or decreases compared to previous months and provides a clear category breakdown. Built for performance and scalability, XCent has been tested with more than 500,000 transactions and remains fast, smooth, and responsive. Advanced filtering allows you to instantly locate transactions, making it easy to manage even the most complex financial datasets without delays. For users who need flexibility outside the app, XCent supports data export in CSV format with a customizable delimiter, as well as PDF exports for printing or sharing financial reports. Multiple currency support allows you to track expenses and income accurately across different countries, making XCent suitable for travelers, freelancers, and international users. Privacy is a core principle of XCent. No account or sign-up is required, and all financial data is stored locally on your device. Secure iCloud synchronization keeps your data seamlessly in sync across your Apple devices while ensuring that your personal and financial information remains private and fully under your control. XCent is designed for users who want more than a basic expense tracker or simple budgeting app. Privacy Policy: https://xcent.dolbyte.com/privacy.html Terms of Use Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Invoice Generator
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Create professional PDF invoices and estimates in under a minute. No account needed. No data leaves your device. Invoice Generator is a simple, privacy-focused invoicing app for freelancers, contractors, and small business owners who need to send invoices and quotes fast - without the complexity. Your Privacy Comes First ⢠No account or signup required ⢠No server uploads ⢠All invoice data stored locally on your device ⢠PDF generated entirely on-device ⢠Purchases handled securely by Apple Create Invoices Fast ⢠Add client and business details ⢠Add line items with quantity, price, and tax ⢠Choose from 150+ currencies ⢠Add your logo (stored locally) ⢠Include notes or payment instructions ⢠Preview your PDF instantly Estimates and Quotes Included ⢠Create estimates with the same fast editor ⢠Set a validity date so quotes expire on your terms ⢠Request an optional deposit due on acceptance ⢠Track status: draft, sent, accepted, declined ⢠Won the job? Convert an estimate to an invoice in one tap - every line item, client detail, and note carries over, and the deposit is deducted from the balance due ⢠Estimates are part of the app, not a pricier plan, and there are no monthly document caps Export and Share ⢠Share via email, AirDrop, or any app ⢠Save to Files ⢠Duplicate your last invoice to save time 8 Professional Templates Choose from Classic, Modern, Minimal, Bold, and more. Pick the style that fits your brand. Simple. Local. Private. No cloud sync. No analytics. No tracking. Just invoices and estimates. Invoice Generator Premium Unlock unlimited PDF exports, all 8 invoice templates, remove branding, and duplicate invoices with a Premium subscription. Subscription Options: ⢠Weekly subscription with a 3-day free trial ⢠Annual subscription Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your App Store account settings after purchase. To restore previous purchases, use the "Restore Purchases" option in Settings. Support Website: https://www.appharbour.com/invoicegenerator/service.html Email: info@appharbour.com Privacy Policy: https://www.appharbour.com/invoicegenerator/privacy.html Terms of Use: https://www.appharbour.com/invoicegenerator/terms.html
Screenshots
Verdict
Xcent and Invoice Generator are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Xcent sells 3 in-app purchases, starting at $2.99 per month and Invoice Generator sells 2 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Xcent ships an update every 2 weeks, Invoice Generator every 3 weeks. The most recent releases landed on October 4, 2026 and October 25, 2026 respectively.
| Parameter | Xcent | Invoice Generator |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks ā better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 | 17.0 ā better |
| Further details ā not scored | ||
| Size | 16 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Ghiulai Ionut | App Harbour ApS |
In-app purchases
Xcent
- Premium Monthly3 Days trial$2.991 Month
- Premium Yearly7 Days trial$22.991 Year
- Family Package$34.991 Year
Invoice Generator
- Weekly premium3 Days trial$3.997 Days
- Annual Premium$39.991 Year









