Comparison

Xcent vs Track Subscriptions

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Xcent

Features
Read full description

XCent is a powerful expense tracker and finance manager built for people who want full control over their money, their data, and their financial future. Designed for speed, clarity, and precision, XCent combines fast expense tracking, income management, and advanced financial reports in a clean, minimal interface that stays responsive even with very large datasets. Whether you are tracking personal spending, managing household finances, or analyzing business expenses, XCent delivers professional-grade financial insight without unnecessary complexity. You can add transactions by entering the amount, category, date, payment method, and optional notes, while also attaching receipts, invoices, documents, or photos for complete financial records. Each transaction can be marked as included or excluded from reports, allowing you to keep your data complete while maintaining accurate budgeting, analytics, and financial summaries. This level of control makes XCent ideal for both everyday expense tracking and advanced financial analysis. The app supports an unlimited number of fully customizable categories, each defined as either income or expense. Categories can be personalized with icons selected from a large built-in icon library, making it easy to organize your finances visually and logically. Whether you track groceries, rent, subscriptions, travel, freelance income, or business costs, XCent adapts to your financial structure instead of forcing you into a fixed system. Going far beyond traditional budgeting apps, XCent introduces powerful organization tools such as tags and dimensions. Tags let you quickly label and filter transactions across reports, while dimensions allow you to create entirely new analytical layers. You can define custom dimensions like merchant, client, project, or location, and assign values such as Walmart, or specific customers. This enables deep financial insights and reporting capabilities that standard expense trackers and budgeting apps cannot provide. XCent includes a comprehensive suite of financial reports designed to help you understand exactly where your money goes. You can analyze expenses and income by category, payment method, time period, tags, or custom dimensions, with full control over date ranges and filters. A dedicated cash flow report shows how money moves in and out over months, quarters, and years, giving you a clear picture of financial trends. The savings report allows you to define a savings goal as a percentage of your income and instantly see whether you are on track, while the monthly overview highlights spending increases or decreases compared to previous months and provides a clear category breakdown. Built for performance and scalability, XCent has been tested with more than 500,000 transactions and remains fast, smooth, and responsive. Advanced filtering allows you to instantly locate transactions, making it easy to manage even the most complex financial datasets without delays. For users who need flexibility outside the app, XCent supports data export in CSV format with a customizable delimiter, as well as PDF exports for printing or sharing financial reports. Multiple currency support allows you to track expenses and income accurately across different countries, making XCent suitable for travelers, freelancers, and international users. Privacy is a core principle of XCent. No account or sign-up is required, and all financial data is stored locally on your device. Secure iCloud synchronization keeps your data seamlessly in sync across your Apple devices while ensuring that your personal and financial information remains private and fully under your control. XCent is designed for users who want more than a basic expense tracker or simple budgeting app. Privacy Policy: https://xcent.dolbyte.com/privacy.html Terms of Use Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Track Subscriptions

Features
Read full description

Subtio – Track Subscriptions Easily track subscriptions, manage recurring bills, and stay on top of your monthly spending. Subtio is a simple and powerful subscription manager that helps you organize all your subscriptions in one place. From streaming services and apps to SaaS tools and memberships, Subtio gives you a clear overview of your recurring paymentsβ€”so you never forget a renewal or overspend again. Subscription Tracking Made Easy Add subscriptions manually or choose from 50+ popular services like Netflix, Spotify, Disney+, Notion, Xbox, and more Edit or delete subscriptions anytime Supports monthly and yearly billing cycles Yearly plans are automatically converted into monthly costs for better budgeting Organize All Your Subscriptions Categorize subscriptions (Streaming, SaaS, Gaming, Fitness, Utilities, and more) See total monthly cost per category View all subscriptions in one clean list with prices and icons Open a category to focus only on related subscriptions Track Monthly Expenses Dashboard shows your total monthly spend at a glance Clear breakdown of recurring bills and subscriptions Perfect for anyone looking for a bill tracker or expense overview Multi-Currency Support Track subscriptions in your preferred currency: USD, EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK, HUF, RON, BGN, ISK, JPY, CAD, AUD Renewal Reminders Get notified before a subscription renews Never miss a renewal or surprise charge Easily enable or disable reminders in Settings Premium (One-Time Purchase) Upgrade to Subtio Premium and unlock: Unlimited subscriptions Unlimited categories Lifetime access (no monthly fees) Restore purchases anytime on a new device Free version includes up to 5 subscriptions and 3 categories.

Screenshots

Xcent4 screens
Track Subscriptions4 screens

Verdict

The call

The clearest difference is update cadence: Xcent at every 2 weeks against Track Subscriptions's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Xcent sells 3 in-app purchases, starting at $2.99 per month and Track Subscriptions sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Xcent ships an update every 2 weeks, Track Subscriptions monthly. The most recent releases landed on October 28, 2026 and October 20, 2026 respectively.

Scorecard1 real difference Β· 5 level
Xcent versus Track Subscriptions: the parameters behind the verdict, then further details
ParameterXcentTrack Subscriptions
PriceFreeFree
Update frequencyEvery 2 weeks β€” betterMonthly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 β€” better
Further details β€” not scored
Size16 MB11 MB
Age rating4+12+
DeveloperGhiulai IonutMohamed Masaoudi

In-app purchases

3 purchases

Xcent

Subscriptions3
  • Premium Monthly3 Days trial$2.991 Month
  • Premium Yearly7 Days trial$22.991 Year
  • Family Package$34.991 Year
1 purchases

Track Subscriptions

One-time1
  • Subtio Premium$3.99

Questions

Is Xcent free?
Xcent is free to download, with in-app purchases available.
Is Track Subscriptions free?
Track Subscriptions is free to download, with in-app purchases available.
Do Xcent or Track Subscriptions have ads?
Neither Xcent nor Track Subscriptions shows ads.
Which is updated more often, Xcent or Track Subscriptions?
Xcent ships an update every 2 weeks, and Track Subscriptions monthly. Most recently, Xcent was updated on October 28, 2026 and Track Subscriptions on October 20, 2026.

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