Xcent vs Subside

XCent is a powerful expense tracker and finance manager built for people who want full control over their money, their data, and their financial future. Designed for speed, clarity, and precision, XCent combines fast expense tracking, income management, and advanced financial reports in a clean, minimal interface that stays responsive even with very large datasets. Whether you are tracking personal spending, managing household finances, or analyzing business expenses, XCent delivers professional-grade financial insight without unnecessary complexity. You can add transactions by entering the amount, category, date, payment method, and optional notes, while also attaching receipts, invoices, documents, or photos for complete financial records. Each transaction can be marked as included or excluded from reports, allowing you to keep your data complete while maintaining accurate budgeting, analytics, and financial summaries. This level of control makes XCent ideal for both everyday expense tracking and advanced financial analysis. The app supports an unlimited number of fully customizable categories, each defined as either income or expense. Categories can be personalized with icons selected from a large built-in icon library, making it easy to organize your finances visually and logically. Whether you track groceries, rent, subscriptions, travel, freelance income, or business costs, XCent adapts to your financial structure instead of forcing you into a fixed system. Going far beyond traditional budgeting apps, XCent introduces powerful organization tools such as tags and dimensions. Tags let you quickly label and filter transactions across reports, while dimensions allow you to create entirely new analytical layers. You can define custom dimensions like merchant, client, project, or location, and assign values such as Walmart, or specific customers. This enables deep financial insights and reporting capabilities that standard expense trackers and budgeting apps cannot provide. XCent includes a comprehensive suite of financial reports designed to help you understand exactly where your money goes. You can analyze expenses and income by category, payment method, time period, tags, or custom dimensions, with full control over date ranges and filters. A dedicated cash flow report shows how money moves in and out over months, quarters, and years, giving you a clear picture of financial trends. The savings report allows you to define a savings goal as a percentage of your income and instantly see whether you are on track, while the monthly overview highlights spending increases or decreases compared to previous months and provides a clear category breakdown. Built for performance and scalability, XCent has been tested with more than 500,000 transactions and remains fast, smooth, and responsive. Advanced filtering allows you to instantly locate transactions, making it easy to manage even the most complex financial datasets without delays. For users who need flexibility outside the app, XCent supports data export in CSV format with a customizable delimiter, as well as PDF exports for printing or sharing financial reports. Multiple currency support allows you to track expenses and income accurately across different countries, making XCent suitable for travelers, freelancers, and international users. Privacy is a core principle of XCent. No account or sign-up is required, and all financial data is stored locally on your device. Secure iCloud synchronization keeps your data seamlessly in sync across your Apple devices while ensuring that your personal and financial information remains private and fully under your control. XCent is designed for users who want more than a basic expense tracker or simple budgeting app. Privacy Policy: https://xcent.dolbyte.com/privacy.html Terms of Use Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Take back control of your subscriptions. Hidden charges, forgotten trials, slow price creep — the average iPhone user loses up to $312 every year. Subside is the private, one-time-payment tracker built to stop this leak. SUBSIDE AI — YOUR SAVINGS COACH • Catches duplicates instantly (paying for Netflix twice?) • Detects price hikes the moment they happen • Reminds you 2 days before any free trial converts • Flags subs that cost more than your category average INSIGHTS YOU CAN ACT ON • Total monthly and yearly spend at a glance • Spending donut by category • Top expenses, with duplicate merging • Smart calendar with every renewal stamped on its day BEAUTIFUL BY DESIGN Native iOS 26 Liquid Glass. Real brand icons for Netflix, Spotify, Disney+, Claude, ChatGPT, Notion and 50+ more. A joyful color palette that makes money less stressful. PRIVACY BY DESIGN 100% on-device. No account. No login. No ads. No tracking. Your subscriptions never leave your iCloud private database. Sign-ins are protected by Face ID through the iOS Keychain. PREMIUM FEATURES INCLUDED • Subside AI savings engine • Full Insights with charts • Unlimited subscriptions • Home Screen + Lock Screen widgets • iCloud sync across iPhone, iPad and Mac • Encrypted Sign-in vault ONE PURCHASE. YOURS FOREVER. Subside helps you cancel subscriptions. Selling you another subscription would be hypocritical. Pay once at $19.99. Use it forever. ——— Privacy Policy: https://sites.google.com/view/subside-app/privacy-policy Terms of Use: https://sites.google.com/view/subside-app/terms-of-use