Comparison

SplitBill AI vs CheqM8s

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitBill AI

Effortlessly divide expenses with friends using AI-powered receipt scanning and intelligent item assignment. This app simplifies tracking shared costs, calculating taxes and tips, and facilitating easy settlement. Enjoy a transparent and fair way to manage group spending.

Highlights
  • AI-powered receipt scanning
  • Automatic item and price extraction
  • Flexible item assignment
  • Automatic tax and tip calculation
  • Natural language splitting commands
  • Easy settlement tracking
Features
Read full description

Easily Split Bills and Share Expenses with Friends! SplitBill takes the hassle out of splitting bills with friends, whether you're at a restaurant, traveling together, or sharing household costs. With AI powered features and an intuitive interface, SplitBill makes it simple, transparent, and fair. HOW IT WORKS: 1. Snap a Receipt: Just take a picture of any bill - whether it's from a restaurant, groceries, or utilities. Our intelligent scanner instantly converts it into digital data. 2. AI-Powered Parsing: Let our smart AI identify items, prices, taxes, and tips for you. No more tedious manual entry. 3. Easy Splitting: Assign items to individuals or split them among the group. SplitBill handles everything, even fractional splits for shared items and tax/tip distributions. 4. Clear Breakdown: Everyone gets a transparent, itemized breakdown showing what they owe all down to the last cent. 5. Settle Up: Track and easily manage Venmo requests to settle up with friends. KEY FEATURES: • Smart OCR & AI: Automatically extracts receipt data for accuracy and speed. • Flexible Item Assignment: Assign items with a tap or drag-and-drop, making it easy to adjust. • Automatic Tax & Tip Calculation: Split taxes and tips evenly or proportionally or however you prefer. • Natural Language Splitting: Simply type or use voice to say, "Me, John, and Jane split everything evenly." and let the AI handle the rest. • Restaurant Details: Add the restaurant name and location for easy reference. • Clean & Intuitive Interface: Enjoy a seamless experience with a user-friendly design. • History: Keep track of past splits and easily manage settlements. Why Choose SplitBill? • Save time and eliminate errors in your bill splitting. • Ensure fairness and transparency with detailed breakdowns. • Effortlessly track shared expenses and settle up with ease. Download SplitBill today and make sharing expenses with friends simpler, faster, and stress free. For feedback or feature requests, contact us at officialsplitbill@gmail.com. Privacy policy: https://thesplitbillapp.com/privacy-policy Terms of use: https://thesplitbillapp.com/terms-of-use

About

CheqM8s

Effortlessly split bills with friends using receipt scanning or manual entry. Track who owes what across multiple transactions and settle up easily. Designed for group outings, travel, and everyday shared expenses.

Highlights
  • Instant receipt scanning with AI parsing
  • Live transaction building
  • Multi-transaction summaries
  • Flexible solo and group use
  • Track payment settlements
  • No sign-up required
Features
Read full description

Effortless Bill Splitting • Earn Your Points CheqM8s makes splitting expenses effortless. Pick up the check, earn your credit card points, and let us handle the math. KEY FEATURES: Instant Receipt Scanning Snap a photo of any receipt - even a not-so-perfect photo AI-powered parsing extracts items, prices, tax, and tip Friends select what they ordered See who owes what instantly Live Transactions Build bills manually/real-time Perfect for group dinners and outings Add tax and tip at the end No receipt needed Multi-Transaction Summaries Select multiple transactions to see combined totals Perfect for trips, events, or recurring group expenses See who owes what across all selected bills Settle up multiple expenses at once Flexible & Solo-Friendly Works great for solo use Add temporary people without invites Track what friends owe, even if they don't have the app Search and add friends by username Track Settlements Mark who's paid See outstanding balances Track payment status across multiple transactions Keep your finances organised Effortless Experience No passwords or email sign-ups required Start using immediately Share transactions with a simple link Clean, intuitive interface Privacy-focused design: No email required, no passwords to remember. Just add your name and start splitting! Why CheqM8s? You don't have to do mental math or fumble with calculator apps. Whether you're splitting dinner with roommates, tracking shared expenses on a trip, or organising a group outing, CheqM8s handles the calculations so you can enjoy the moment. Pick up the check. We'll handle the split. Perfect for: Group dinners • Travel expenses • Night outs • Office lunches

Screenshots

SplitBill AI4 screens
CheqM8s4 screens

Verdict

The call

The clearest difference is in-app purchases: CheqM8s at none against SplitBill AI's 3. SplitBill AI's advantage is update cadence (every 3 days vs every 6 weeks). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitBill AI sells 3 in-app purchases, starting at $2.99 per month. CheqM8s asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SplitBill AI against 5.0 for CheqM8s. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

SplitBill AI ships an update every 3 days, CheqM8s every 6 weeks. The most recent releases landed on June 5, 2026 and September 7, 2026 respectively.

Scorecard3 real differences · 7 level
SplitBill AI versus CheqM8s: the parameters behind the verdict, then further details
ParameterSplitBill AICheqM8s
PriceFreeFree
Rating5.0 (4 ratings)5.0 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings4 — better3
Update frequencyEvery 3 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.6 — better
Further details — not scored
Size14 MB17 MB
Age rating4+4+
DeveloperAnthony MaJireh Katebe

Customer experience

SplitBill AI

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

CheqM8s

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

SplitBill AI

Subscriptions2
  • SplitBill Premium 1-Month$2.991 Month
  • SplitBill Premium 1-Yr$9.991 Year
One-time1
  • SplitBill Premium Lifetime$14.99
None

CheqM8s

No in-app purchases

Questions

Is SplitBill AI free?
SplitBill AI is free to download, with in-app purchases available.
Is CheqM8s free?
CheqM8s is free to download, with no in-app purchases.
Which has better reviews, SplitBill AI or CheqM8s?
SplitBill AI and CheqM8s are both rated 5.0 out of 5 on the App Store, from 4 and 3 ratings respectively.
Do SplitBill AI or CheqM8s have ads?
Neither SplitBill AI nor CheqM8s shows ads.
Which is updated more often, SplitBill AI or CheqM8s?
SplitBill AI ships an update every 3 days, and CheqM8s every 6 weeks. Most recently, SplitBill AI was updated on June 5, 2026 and CheqM8s on September 7, 2026.

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