Credifi vs Sats Terminal

Credifi is a focused verification app for secure credit verification. Scan a Credifi QR code to begin a guided verification flow and share the requested verification result with Credifi. A valid Credifi verification link is required to begin.

Hold forever. Spend today. Borrow cash against your Bitcoin without selling it. Earn on USDC at auto-routed market rates. Spend at 130M+ merchants worldwide. All fully self custodial. Your keys, your coins, always. Backed by Coinbase Ventures, Draper Associates, and YZi Labs. FULL ACCESS FROM DAY 1 WITHOUT VIP OR TIER LIMITS Every feature is available to every user with no limits.* START WITH AN EMAIL Creating an account with fully self-custodial wallets is as easy as typing in your email address. All processes are handled for you behind the scenes, so you go directly from intent to outcome while maintaining full control of your assets. BORROW AGAINST BITCOIN • Get USDC without selling your BTC • Every loan auto routes to the best current market rate across supported lenders • No credit score required • Monitor loan health with real time liquidation risk analysis and notifications • Full loan terms, rates, and repayment details are shown in the app before you confirm EARN ON USDC • Put stablecoins to work at the best market rate across supported vaults • No lockups, no minimums, no limits • Withdraw anytime and track live positions and portfolio performance BUY BITCOIN • Pay with credit card, Apple Pay, or bank transfer through supported checkout partners • Clear pricing shown before you confirm, no surprises SPEND ANYWHERE • 130M+ merchants worldwide • US and international prepaid card options, funded from your balance • Free international debit card, quick identity verification required FULLY SELF CUSTODIAL • No counterparty ever holds your money • You stay in control of your assets throughout, with app lock and account controls built in Whether you are stacking sats for the long term, parking stablecoins for yield, or spending crypto on daily life, Sats Terminal puts your crypto finances in one simple app. *Feature availability varies by region. Sats Terminal does not provide investment, tax, or legal advice. Borrowing, yield, card, gift card, and checkout features may be provided by third party partners and may be subject to eligibility checks, provider terms, fees, network conditions, liquidation risk, and regional availability. Rates and returns are variable and not guaranteed.