Moneo App vs Straight Up.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneo App
This app offers a fast, simple, and secure way to send, receive, and manage money. It supports various payment types for personal and business use, featuring instant transfers via QR code and a secure digital wallet.
- Instant money transfers
- QR code payments
- Digital wallet functionality
- Secure biometric login
- Fast identity verification
- Supports P2P, C2B, and B2B payments
Read full descriptionHide full description
Moneo – Send, Receive & Manage Money. Moneo makes payments fast, simple, and secure. Whether you're paying friends, customers, or vendors, Moneo gives you a seamless way to move money—anytime, anywhere. Instant Transfers Send and receive money in real time using a QR code. Built for Everyone Personal or business use—Moneo supports P2P, C2B, and B2B payments. Digital Wallet Keep funds in your secure Moneo wallet or cash out to your bank with ease. Safe & Secure Your data is protected with top-grade encryption and biometric login. Fast Setup Sign up in minutes with simple identity verification—no paperwork required. Join Moneo today and experience the future of payments.
Straight Up.
This app allows for instant, anonymous QR-based tipping without the need for cash or personal information exchange. It's designed for seamless transactions for service workers and everyday interactions, offering secure payments and simplified payouts.
- QR-based tipping
- Anonymous transactions
- Instant payouts
- Scheduled payouts
- Frictionless experience
- Reduced fees
Read full descriptionHide full description
Straight Up is a fast, anonymous QR-based tipping app designed to replace cash. Simply scan, tip, and go—no need to exchange personal information or require the recipient to have the app. Perfect for service workers, hospitality, and everyday interactions. With secure payments, instant or scheduled payouts, and a frictionless experience, Straight Up modernizes tipping while reducing fees and simplifying transactions for everyone.
Screenshots
Verdict
The clearest difference is rating: Straight Up. at 5.0 against Moneo App's 3.0. Straight Up. also leads on update cadence (every 6 days vs every 3 weeks). Moneo App's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Straight Up. holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Moneo App ships an update every 3 weeks, Straight Up. every 6 days. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.
| Parameter | Moneo App | Straight Up. |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 3 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 86 MB | 76 MB |
| Age rating | 17+ | 4+ |
| Developer | Moneo Limited Liability Company | Oklahoma Technology Company, LLC |
Customer experience
Moneo App
Straight Up.
In-app purchases
Moneo App
No in-app purchases
Straight Up.
No in-app purchases
