Comparison

IC vs SpendPulse

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

IC

Features
Read full description

IC - Trade is an iOS based Mobile Trading Application of PT. Integrity Capital Securities

About

SpendPulse

Features
Read full description

SpendPulse helps you see the pattern behind your numbers โ€” not just what you spent, but why, when, and how you felt about it. Banks show you transactions. SpendPulse shows you the story. KEY FEATURES โ€ข Mood ร— Spending โ€” Tag each purchase with a mood (one tap), then watch the patterns emerge: stress shopping, celebration splurges, tired-day cafe runs. โ€ข 100% On-Device AI โ€” Your financial data never leaves your iPhone. Powered by Apple Intelligence (iOS 26+) with a smart fallback for earlier versions. โ€ข Weekly Pulse โ€” Every week, an AI-generated report shows your top patterns: which category took most of your spending, which mood drove the biggest purchases, what time of day you spent the most. โ€ข No Guilt UX โ€” We don't call your spending "bad." We just show what's happening, so you decide. โ€ข Savings Goals with AI ETA โ€” Set a goal, log savings, and we predict when you'll hit it based on your actual pace. โ€ข Subscription Audit โ€” We automatically detect recurring charges and flag possible duplicates (paying for two music apps?). โ€ข Beautiful Charts โ€” Daily trend bars, category donut, mood ร— weekday heatmap. Designed for clarity, not clutter. โ€ข Built for iPhone โ€” Optional Face ID lock for privacy. Siri shortcuts for "How much did I spend today?" Widgets coming soon. WHO IT'S FOR The conscious spender: you make decent money but feel like it disappears. You've tried budget apps โ€” they made you feel bad. You don't need rules, you need awareness. PRO FEATURES Upgrade to Pro for $6.99/month or $49.99/year (40% off) โ€” try free for 7 days: โ€ข Full Weekly Pulse AI reports โ€ข Mood ร— Spending deep analysis โ€ข Time-of-day & day-of-week patterns โ€ข Unlimited savings goals with AI ETA โ€ข Subscription audit & duplicate detection โ€ข CSV export PRIVACY-FIRST We don't connect to your bank. We don't sell data. We don't even have servers. Everything happens on your iPhone, in your control. Terms of Use (EULA): https://jimmypark1.github.io/spendpulse-web/terms.html Privacy Policy: https://jimmypark1.github.io/spendpulse-web/privacy.html

Screenshots

IC4 screens
SpendPulse4 screens

Verdict

The call

The clearest difference is in-app purchases: IC at none against SpendPulse's 2. IC also leads on iOS requirement (16.0 vs 18.0). SpendPulse's advantage is update cadence (every 2 weeks vs every 5 months). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendPulse sells 2 in-app purchases, starting at $6.99 per month. IC asks for nothing beyond the download.

UpkeepUpdate frequency

IC ships an update every 5 months, SpendPulse every 2 weeks. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.

Scorecard3 real differences ยท 3 level
IC versus SpendPulse: the parameters behind the verdict, then further details
ParameterICSpendPulse
PriceFreeFree
Update frequencyEvery 5 monthsEvery 2 weeks โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS16.0 โ€” better18.0
Further details โ€” not scored
Size47 MB4 MB
Age rating4+4+
DeveloperPT Integrity Capital SekuritasJunSoft Mobile Inc.

In-app purchases

None

IC

No in-app purchases

2 purchases

SpendPulse

Subscriptions2
  • Pro Monthly7 Days trial$6.991 Month
  • Pro Yearly7 Days trial$49.991 Year

Questions

Is IC free?
IC is free to download, with no in-app purchases.
Is SpendPulse free?
SpendPulse is free to download, with in-app purchases available.
Do IC or SpendPulse have ads?
Neither IC nor SpendPulse shows ads.
Which is updated more often, IC or SpendPulse?
IC ships an update every 5 months, and SpendPulse every 2 weeks. Most recently, IC was updated on October 28, 2026 and SpendPulse on November 5, 2026.

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