IC vs SpendPulse
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
IC
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IC - Trade is an iOS based Mobile Trading Application of PT. Integrity Capital Securities
SpendPulse
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SpendPulse helps you see the pattern behind your numbers โ not just what you spent, but why, when, and how you felt about it. Banks show you transactions. SpendPulse shows you the story. KEY FEATURES โข Mood ร Spending โ Tag each purchase with a mood (one tap), then watch the patterns emerge: stress shopping, celebration splurges, tired-day cafe runs. โข 100% On-Device AI โ Your financial data never leaves your iPhone. Powered by Apple Intelligence (iOS 26+) with a smart fallback for earlier versions. โข Weekly Pulse โ Every week, an AI-generated report shows your top patterns: which category took most of your spending, which mood drove the biggest purchases, what time of day you spent the most. โข No Guilt UX โ We don't call your spending "bad." We just show what's happening, so you decide. โข Savings Goals with AI ETA โ Set a goal, log savings, and we predict when you'll hit it based on your actual pace. โข Subscription Audit โ We automatically detect recurring charges and flag possible duplicates (paying for two music apps?). โข Beautiful Charts โ Daily trend bars, category donut, mood ร weekday heatmap. Designed for clarity, not clutter. โข Built for iPhone โ Optional Face ID lock for privacy. Siri shortcuts for "How much did I spend today?" Widgets coming soon. WHO IT'S FOR The conscious spender: you make decent money but feel like it disappears. You've tried budget apps โ they made you feel bad. You don't need rules, you need awareness. PRO FEATURES Upgrade to Pro for $6.99/month or $49.99/year (40% off) โ try free for 7 days: โข Full Weekly Pulse AI reports โข Mood ร Spending deep analysis โข Time-of-day & day-of-week patterns โข Unlimited savings goals with AI ETA โข Subscription audit & duplicate detection โข CSV export PRIVACY-FIRST We don't connect to your bank. We don't sell data. We don't even have servers. Everything happens on your iPhone, in your control. Terms of Use (EULA): https://jimmypark1.github.io/spendpulse-web/terms.html Privacy Policy: https://jimmypark1.github.io/spendpulse-web/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: IC at none against SpendPulse's 2. IC also leads on iOS requirement (16.0 vs 18.0). SpendPulse's advantage is update cadence (every 2 weeks vs every 5 months). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. SpendPulse sells 2 in-app purchases, starting at $6.99 per month. IC asks for nothing beyond the download.
IC ships an update every 5 months, SpendPulse every 2 weeks. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.
| Parameter | IC | SpendPulse |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 2 weeks โ better |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone | iPhone, iPad โ better |
| Requires iOS | 16.0 โ better | 18.0 |
| Further details โ not scored | ||
| Size | 47 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | PT Integrity Capital Sekuritas | JunSoft Mobile Inc. |
In-app purchases
IC
No in-app purchases
SpendPulse
- Pro Monthly7 Days trial$6.991 Month
- Pro Yearly7 Days trial$49.991 Year









