Comparison

Pocket vs Spendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket

Easily log expenses and income with a minimalist interface. Gain clear insights into your financial habits through weekly, monthly, or annual spending trend reports. Plan smarter, budget better, and build lasting financial habits with a one-time purchase.

Highlights
  • Log expenses and income
  • Minimalist interface
  • Financial habit insights
  • Weekly, monthly, annual reports
  • Budget planning
  • One-time purchase
Features
Read full description

Take charge of your finances with Pocket — a straightforward tool to log expenses and income with ease. Designed with a minimalist interface, Pocket keeps distractions to a minimum so you can focus on what matters: recording transactions and gaining clear insights into your financial habits. The most effective way to manage personal finances is by staying hands-on. Each time you enter an expense — whether it’s a coffee, a streaming service, or your utility bill — you become more aware of your spending patterns. This simple habit encourages smarter decisions and helps reduce unnecessary purchases over time. Insightful reports without the clutter. View your spending trends weekly, monthly, or annually. With intuitive visual summaries, Pocket makes it easy to spot when you're overspending or staying on track with your budget goals. Your money, your rules. Plan smarter, budget better, and build lasting habits. Use Pocket daily and start seeing the difference in how you handle your finances. One-time purchase, lifetime access. Pocket offers a premium upgrade for power users including some extra features — no subscriptions, no hidden fees. We believe in a fair, one-time payment model: pay once, and it’s yours to keep. Privacy Policy: https://www.thespendingtracker.app/privacy Terms of Use: https://www.thespendingtracker.app/terms

About

Spendly

Features
Read full description

Manage shared expenses effortlessly and keep every group settlement fair and transparent. This app helps friends, families, roommates and travel groups split bills, track shared expenses, calculate who owes who, and settle up quickly with clear, simple summaries. Whether you’re splitting a dinner check, planning a trip, managing group costs, or tracking ongoing shared bills, the app provides an easy and smart way to stay organized. Add payments, note who paid, and instantly see a detailed breakdown of split expenses, shared bills, group costs, and balanced settlements. Every calculation is automatic — so no one needs to do the math manually and no one overpays. The app helps eliminate awkward money conversations by showing a transparent view of all group expenses. For users who want a clean, shareable report, you can unlock the PDF export feature for just $0.99. Generate a professional-looking PDF summary of all expenses, including totals, individual balances, and who owes who. Then share the PDF with your contacts through any messenger or email. Key features include: • Smart and automatic bill splitting • Clear “who owes who” summaries • Tracking for group trips, friends, families, and roommates • Split bills, split check, shared expenses, group expenses • Optional PDF export unlocked for $0.99 • Fast, accurate calculations with no manual math By using the app, you agree to Apple’s Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://www.freeprivacypolicy.com/live/db0eed36-090d-45f7-aab1-51024eef329b

Screenshots

Pocket4 screens
Spendly4 screens

Verdict

The call

The clearest difference is update cadence: Pocket at every 6 days against Spendly's every 3 weeks. Spendly's advantage is iOS requirement (17.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pocket sells 1 one-off in-app purchase and Spendly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pocket ships an update every 6 days, Spendly every 3 weeks. Both last shipped on October 28, 2026.

Scorecard2 real differences · 7 level
Pocket versus Spendly: the parameters behind the verdict, then further details
ParameterPocketSpendly
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 6 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS26.017.1 — better
Further details — not scored
Size10 MB9 MB
Age rating4+4+
DeveloperSmudgebitMykhailo Dykun

In-app purchases

1 purchases

Pocket

One-time1
  • Pocket Premium$19.99
1 purchases

Spendly

One-time1
  • Tip $0.99 for Bill Split$0.99

Questions

Is Pocket free?
Pocket is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with in-app purchases available.
Do Pocket or Spendly have ads?
Neither Pocket nor Spendly shows ads.
Which is updated more often, Pocket or Spendly?
Pocket ships an update every 6 days, and Spendly every 3 weeks. Most recently, Pocket was updated on October 28, 2026 and Spendly on October 28, 2026.

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