Brandlance vs Vaultric
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Brandlance
This app simplifies financial transactions by allowing users to trade gift cards, buy and sell cryptocurrency, and pay bills securely. It offers a user-friendly interface for managing digital payments and trading with advanced security measures.
- Gift card trading
- Cryptocurrency management
- Bill payments
- Fast and secure transactions
- User-friendly interface
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Brandlance is the safest and easiest way to trade gift cards, buy and sell cryptocurrency, and pay bills in Nigeria — all in one app. Whether you’re cashing out your gift cards, managing your crypto portfolio, or staying on top of everyday payments, Brandlance makes it simple, fast, and secure. Key Features: - Gift Card Trading: Sell popular gift cards instantly and get paid securely. - Crypto Made Easy: Buy, sell, and manage your favorite cryptocurrencies with ease. - Seamless Bill Payments: Pay utility bills, airtime, and data subscriptions directly from the app. - Fast & Secure Transactions: Enjoy lightning-fast processing with bank-level security. - User-Friendly Experience: A clean, intuitive design built for convenience and reliability. At Brandlance, your security comes first. With advanced encryption and fraud-prevention measures, you can trade and pay with complete confidence. Join thousands of Nigerians already using Brandlance to simplify their digital payments and trading. Brandlance — trade smart, pay easy, stay secure.
Vaultric
This app helps you manage your money by prioritizing essential expenses like loans and bills before allocating the rest. It offers tools for tracking savings goals, investments, and projecting future finances.
- Zero-based budgeting
- Loan and credit tracking
- Savings pots and goals
- Cash runway calculation
- Net worth dashboard
- Financial forecasting
- Automated allocations
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Every pound you earn already has somewhere to be — rent, loans, food, savings. Vaultric makes that visible before you spend a single penny. Most budgeting apps show you where money went. Vaultric starts with where it has to go. Your loan repayments and credit commitments are deducted from your income first — automatically — so your budget is built on what you actually have left to allocate. No more budgeting with money that isn't really available. ZERO-BASED BUDGETING Give every pound a job. Allocate your remaining income across Pots, savings goals, and discretionary spending until the bar reads zero. You'll know exactly when your finances are balanced. LOAN & CREDIT TRACKER Track all your loans and credit cards in one place. See outstanding balances, monthly payments, and months remaining. Vaultric deducts these automatically from your allocatable income — the only budgeting app that treats debt as a first-class commitment. POTS & SAVINGS GOALS Set up savings pots for anything — emergency fund, holiday, new car. Track progress against targets. Your Safety Net pot is calculated and maintained automatically based on your monthly expenses. CASH RUNWAY See exactly how many months your savings can sustain your lifestyle. Real-time runway tracking based on your actual burn rate — so you always know how much breathing room you have. NET WORTH DASHBOARD Your complete financial picture in one number. Cash, investments, pensions, property — minus loans and credit balances. Updated every time you open the app. PENSION & INVESTMENTS Track your pension contributions and investment portfolio alongside your everyday finances. See how your long-term wealth is growing, not just your monthly spending. FINANCIAL FORECAST Project your finances months into the future. Understand how consistent saving, debt repayment, and spending habits compound over time. AUTOMATIONS Set up standing orders and automated allocations so your money moves itself on payday. Your financial system should run without you having to think about it. MULTI-CURRENCY Manage finances in multiple currencies. Perfect for expats, frequent travellers, and anyone with overseas accounts or income. --- Vaultric is free to download. Vaultric Pro unlocks advanced features including unlimited pots, investment tracking, and financial forecasting. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple ID account settings. Vaultric is a personal finance tracking and planning tool. It does not provide regulated financial advice. All projections and forecasts are for illustrative purposes only and should not be relied upon as predictions of future financial performance. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Brandlance at none against Vaultric's 2. Brandlance also leads on iOS requirement (13.0 vs 16.0). Vaultric's advantage is update cadence (fortnightly vs monthly). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Vaultric sells 2 in-app purchases, starting at $6.99 per month. Brandlance asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Brandlance against 5.0 for Vaultric. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Brandlance ships an update monthly, Vaultric fortnightly. The most recent releases landed on October 28, 2026 and October 11, 2026 respectively.
| Parameter | Brandlance | Vaultric |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 41 MB | 255 MB |
| Age rating | 12+ | 4+ |
| Developer | Brandlance Innovation Ltd | Vaultric Ltd |
Customer experience
Brandlance
Vaultric
In-app purchases
Brandlance
No in-app purchases
Vaultric
- Vaultric Pro (Monthly)$6.991 Month
- Vaultric Pro (Yearly)$59.001 Year









