Comparison

balance vs Subctrl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

balance

Features
Read full description

balance brings your income, expenses and balance together in one place, helping you understand how you manage your money and make more informed decisions. • Track spending in a few taps Add a transaction in just a few steps: amount, category and account. No spreadsheets or mental math. Just a simple way to keep track of your income and expenses. • A budget that’s easy to follow Set a monthly budget for each category and follow your progress in real time. See how much you’ve spent, how much is left and which categories are getting close to their limit. • All your accounts, together Organize your current account, cards, cash and savings. Each account has its own balance, color and icon. View everything together or check one account at a time. • Savings goals Planning a holiday, an emergency fund or a big purchase? Create a goal, choose an amount and a date, then keep track of your progress. • Installments and recurring expenses With the installment tracker, see what you pay each month, how many payments you’ve made and how many are left. You can also set up recurring income and expenses, such as salary, rent, subscriptions and bills. balance records them at the frequency you choose. • Spending charts and heatmap Explore your spending by category with charts, and use the daily heatmap to see when you spend more and when you manage to save. • And finally, metrics to help you understand your finances. balance turns your data into useful answers: Runway Months: how long could you cover your expenses without income? Savings Rate: what percentage of your income are you able to set aside? Net Worth: what do you own after subtracting your debts? Debt Index: how much of your salary is already committed to fixed payments? • Can I afford it? Enter an expense, whether it’s one-time, recurring or in installments, and see straight away how it would affect your runway, debt index, monthly expenses and net worth. • A forecast based on your habits See how your balance could change over the next 30, 90, 180 or 365 days. The forecast considers your spending and seasonal changes to help you understand where you’re heading. • Your monthly summary, made clear At the end of each month, review your income, expenses, savings, changes in wealth and spending by category. A clear picture of where your money went. Privacy and security Get quick access with Face ID. balance doesn’t connect to your bank or access your accounts directly. Your data is never shared or sold. You can delete your account and data at any time. balance subscription Try balance free for 3 days. Then choose the weekly plan at €2.99 or the annual plan at €29.99, saving over 80%. Your subscription renews automatically unless you cancel at least 24 hours before the current period ends. You can manage or cancel it in your Apple ID account settings. Privacy Policy: https://trybalance.eu/privacy Terms of Use: https://trybalance.eu/terms Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Account Settings. Any unused portion of a free trial will be forfeited upon purchasing a subscription. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subctrl

Organize all your subscriptions and recurring payments in one place. Track upcoming bills, analyze your spending by category with clear charts, and gain financial awareness to reduce unnecessary expenses.

Highlights
  • Manage subscriptions in one list
  • Track upcoming payments
  • Analyze spending by category
  • Monthly and all-time analytics
  • Simple and fast interface
Features
Read full description

Keep full control of your subscriptions and recurring payments. The app helps you organize all subscriptions in one place, track upcoming payments, and analyze your spending over time. Clear charts and categories show exactly where your money goes — monthly or across your entire history. Features: - Manage all subscriptions in one list - See upcoming payments and totals - Analyze spending by category - Monthly and all-time analytics - Clean, simple, and fast interface Perfect for anyone who wants to reduce unnecessary expenses and stay financially aware.

Screenshots

balance4 screens
Subctrl3 screens

Verdict

The call

The clearest difference is in-app purchases: Subctrl at none against balance's 3. balance's advantage is device support (3 vs 1) and iOS requirement (15.5 vs 17.6). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. balance sells 3 in-app purchases, starting at $2.99 per 7 days. Subctrl asks for nothing beyond the download.

UpkeepUpdate frequency

balance ships an update every 8 days, Subctrl fortnightly. Both last shipped on November 5, 2026.

Scorecard3 real differences · 7 level
balance versus Subctrl: the parameters behind the verdict, then further details
ParameterbalanceSubctrl
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 8 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5 — better17.6
Further details — not scored
Size69 MB22 MB
Age rating4+4+
DeveloperVittorio D'AlfonsoDenis Dementev

In-app purchases

3 purchases

balance

Subscriptions3
  • Balance Settimanale$2.997 Days
  • balance Mensile$4.991 Month
  • Balance Annuale7 Days trial$24.991 Year
None

Subctrl

No in-app purchases

Questions

Is balance free?
balance is free to download, with in-app purchases available.
Is Subctrl free?
Subctrl is free to download, with no in-app purchases.
Do balance or Subctrl have ads?
Neither balance nor Subctrl shows ads.
Which is updated more often, balance or Subctrl?
balance ships an update every 8 days, and Subctrl fortnightly. Most recently, balance was updated on November 5, 2026 and Subctrl on November 5, 2026.

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