Comparison

TrackFi | AI Expense Tracker vs WIT

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

TrackFi | AI Expense Tracker

Features
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Tired of manual expense tracking? Now with WhatsApp. Say goodbye to receipts piles and spreadsheets. TrackFi is your AI-powered expense tracker that captures spending for youβ€”whether you’re managing personal finances, a side hustle, or a full business. Log expenses your way β€’ WhatsApp Agent β€” Message TrackFi on WhatsApp to log expenses on the go. No need to open the app every time. β€’ Email auto-track β€” Forward bank and merchant emails; AI extracts amount, merchant, and category for you. β€’ Snap & scan receipts β€” Photograph a receipt and TrackFi records the expense instantly. β€’ Voice logging β€” Speak your expense and let AI fill in the details. β€’ Manual entry β€” Add spending yourself when you want full control. Smarter categorization β€’ Self-learning β€” TrackFi remembers how you categorize merchants and gets more accurate over time. β€’ Intelligent suggestions β€” Auto-organized expenses with AI category recommendations. β€’ Custom categories β€” Create your own categories and subcategories to match how you actually spend. β€’ Business-ready β€” Dedicated category packs for professional expense tracking. Personal & business workspaces β€’ Keep everyday spending separate from work expenses. β€’ Switch workspaces anytime for cleaner books and clearer insights. Powerful analytics β€’ See where money goes with charts by category, merchant, bank, and workspace. β€’ Spot trends early and stay in control of your budget. Your money, simplified TrackFi helps you understand spending, save hours each month, and get financial clarityβ€”personally and professionally. Built for freelancers, founders, and anyone juggling both life and work expenses. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

WIT

Features
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Every price tag is really a bill for your time. WIT turns any price into the hours you'd actually have to work to afford it β€” using your real take-home pay and your real schedule. That jacket isn't $180. It's most of a Tuesday. HOW IT WORKS Tell WIT what you earn (hourly, monthly or yearly, before or after tax β€” it does the math) and when you work. Add something you want, by hand or by pasting a product link. WIT shows you the true cost in hours, not just money. THEN ACTUALLY EARN IT Start the timer when you clock on and watch the item fill up as you work. Or let auto-track do it: open WIT during your work hours and the timer starts by itself, then stops at the end of your paid day β€” overnight shifts included. When you hit 100%, you've genuinely earned it β€” and you get to decide whether it was worth it. IT FOLLOWS YOU AROUND β€’ Home-screen widgets, small and medium β€’ All three lock-screen widget styles β€’ A Live Activity on the Lock Screen and in the Dynamic Island for the item you're earning β€’ Auto-tracking that respects your work days, hours and unpaid breaks MAKE IT YOURS Four accent colors with matching home-screen icons, three hero styles, and three writing voices β€” from Cheeky ("Start grinding") to Dry ("Start"). Thirty currencies. In English, French or German, following your iPhone's language. PRIVATE BY DESIGN No account. No sign-up. No analytics. No tracking. No servers of ours at all β€” everything you enter stays on your device. Other than App Store purchases and ratings, which go through Apple, WIT only reaches the internet when you paste a link, and then it talks to that retailer, not to us. FREE AND PREMIUM Track one item at a time for free, forever β€” with every feature above included. WIT Premium unlocks an unlimited wish list. That's the only difference. Pasting a link, widgets, the Live Activity, auto-tracking, themes and voices are free for everyone. Premium is available as a monthly or yearly subscription, or a one-time Lifetime purchase if you'd rather never think about it again. In the US, the yearly plan starts with a 7-day free trial for new subscribers. SUBSCRIPTION DETAILS WIT Premium unlocks an unlimited wish list. β€’ Monthly β€” $2.99 per month, auto-renewing β€’ Yearly β€” $19.99 per year, auto-renewing (in the US, after a 7-day free trial for new subscribers) β€’ Lifetime β€” $49.99, a one-time purchase, not a subscription. It does not renew. Prices are shown in your local currency in the App Store and in the app before you buy, along with any free trial you're eligible for. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. Any unused portion of a free trial is forfeited if you buy a subscription. Manage or cancel a subscription in iOS Settings β€Ί Apple Account β€Ί Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://muddermis.vercel.app/apps/wit/privacy.html

Screenshots

TrackFi | AI Expense Tracker4 screens
WIT4 screens

Verdict

The call

The clearest difference is iOS requirement: TrackFi | AI Expense Tracker at 16.4 against WIT's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. TrackFi | AI Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and WIT sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TrackFi | AI Expense Tracker ships an update every 9 days, WIT every 2 weeks. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Β· 5 level
TrackFi | AI Expense Tracker versus WIT: the parameters behind the verdict, then further details
ParameterTrackFi | AI Expense TrackerWIT
PriceFreeFree
Update frequencyEvery 9 days β€” betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS16.4 β€” better18.6
Further details β€” not scored
Size59 MB5 MB
Age rating4+4+
DeveloperMuhammad Hassan KhalidHALFDAN OVERGAARD LØV AS

In-app purchases

2 purchases

TrackFi | AI Expense Tracker

Subscriptions2
  • TrackFi Pro Monthly14 Days trial$4.991 Month
  • TrackFi Pro Yearly$69.991 Year
3 purchases

WIT

Subscriptions2
  • Monthly$2.991 Month
  • Yearly7 Days trial$19.991 Year
One-time1
  • Lifetime$49.99

Questions

Is TrackFi | AI Expense Tracker free?
TrackFi | AI Expense Tracker is free to download, with in-app purchases available.
Is WIT free?
WIT is free to download, with in-app purchases available.
Do TrackFi | AI Expense Tracker or WIT have ads?
Neither TrackFi | AI Expense Tracker nor WIT shows ads.
Which is updated more often, TrackFi | AI Expense Tracker or WIT?
TrackFi | AI Expense Tracker ships an update every 9 days, and WIT every 2 weeks. Most recently, TrackFi | AI Expense Tracker was updated on October 28, 2026 and WIT on October 24, 2026.

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