Comparison

MoolaCon vs Monthly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoolaCon

Features
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Other budgeting apps have too many features that don't actually help and just make budgeting overcomplicated for no reason. They are hard to use and only show one month at a time which does not create long term progress. Expense tracking and budgeting should reduce your stress, not add to it! MoolaCon's patent pending features show you yearly projected variance with a real-time MoolaCon spending readiness level so you quickly know where you stand. Over budget? Don't worry, the countdown timer gives you precisely how long it would take to get back on track without any additional variable spending. MOOLACON FEATURES Check key information to see the impact of your budgeting and expenses. • See today's spending and estimated annual surplus on the dashboard • Budget surplus graphs directly show how your daily variable spending impacts financial goals • Burndown graph shows planned, actual and estimated spending so you'll have a better idea of how the year will end See your MoolaCon spending readiness level - the higher the better! • MoolaCon levels range from 1 to 5 • 1 indicates a budget deficit > 10% • 3 means you are on course within 5% of your planned budget • 5 indicates a budget surplus > 10% • Improve your budgeting and expenses to increase your MoolaCon level Quickly organize your budget into categories and subcategories or add your own category. • Food: grocery, dining out • Giving: donations, tithes/offerings • Home: HOA, maintenance, rent/mortgage, insurance, tv/internet, utilities, water bill • Personal: clothing, fun, gifts, haircut/hygiene, household, pets, phone, subscription • Transportation: auto insurance, auto maintenance, auto payment, fuel/electricity, license, ride share • Vacation: air fare, auto rental, hotel, tickets/fees, vacation meals Easily set scheduled or variable expenses for different categories. • See which categories need some help and which categories are doing well New to budgeting? The tutorial will show you how to use each feature so you can learn how to effectively budget and track expenses. Get a 30-day free trial. After your free trial ends, you can still view your budget but cannot make any changes. In order to make changes to your budget or expenses, monthly or yearly subscriptions are available: • Monthly Plan: $4.99/month • Yearly Plan: $49.99/year Download MoolaCon and start your new year budgeting right. Terms of Service https://moolacon.com/terms-of-service

About

Monthly

This app helps you understand your finances by showing your remaining income after bills and subscriptions. It automatically calculates your budget around due dates and allows for custom budget schedules and household management. Plan for one-time income and expenses, and receive reminders for upcoming payments.

Highlights
  • Automatic budget calculation
  • Customizable budget schedule
  • Household and account management
  • Bill and subscription tracking
  • Expense categorization
  • CSV export
  • Home screen widgets
Features
Read full description

See what’s left of your income after rent, bills, and subscriptions, without tracking every coffee. Add your income and recurring expenses once. Monthly then calculates your budget around every due date. EVERY BILL IN THE RIGHT MONTH Rent is due every month, insurance once a year. Monthly counts each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Start your budget month on payday or any other day of the month. If you want, an account can carry what’s left at the end of the month into the next one, shortfalls included, so your budget keeps running. At the start of each budget month, check the amount and adjust it if needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. Transfers move money between your accounts, once or on a recurring schedule, and don’t count as income or expenses. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for any expense and choose the day and time. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. Add a new expense from the “Today’s Expenses” widget or a control in Control Center. CSV EXPORT Export your income, expenses, and transfers as a CSV file to open in a spreadsheet. FREE & PRIVATE No ads, no tracking, no subscription, no sign-up. Monthly keeps your entries on your device, not in the cloud. Plan your month knowing what’s left.

Screenshots

MoolaCon4 screens
Monthly4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthly at none against MoolaCon's 2. Monthly also leads on update cadence (every 5 days vs monthly). MoolaCon's advantage is iOS requirement (17.0 vs 26.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoolaCon sells 2 in-app purchases, starting at $4.99 per month. Monthly asks for nothing beyond the download.

UpkeepUpdate frequency

MoolaCon ships an update monthly, Monthly every 5 days. The most recent releases landed on November 8, 2026 and November 11, 2026 respectively.

Scorecard3 real differences · 7 level
MoolaCon versus Monthly: the parameters behind the verdict, then further details
ParameterMoolaConMonthly
PriceFreeFree
Rating—4.7 (46 ratings) — better
Positive reviews—90.0% of reviews
Number of ratings—46 — better
Update frequencyMonthlyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS17.0 — better26.1
Further details — not scored
Size8 MB13 MB
Age rating9+4+
DeveloperQuidrics, LLCArno Richter

In-app purchases

2 purchases

MoolaCon

Subscriptions2
  • Monthly Subscription$4.991 Month
  • Yearly Subscription1 Month trial$49.991 Year
None

Monthly

No in-app purchases

Questions

Is MoolaCon free?
MoolaCon is free to download, with in-app purchases available.
Is Monthly free?
Monthly is free to download, with no in-app purchases.
Do MoolaCon or Monthly have ads?
Neither MoolaCon nor Monthly shows ads.
Which is updated more often, MoolaCon or Monthly?
MoolaCon ships an update monthly, and Monthly every 5 days. Most recently, MoolaCon was updated on November 8, 2026 and Monthly on November 11, 2026.

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