Comparison

Otas Cash vs BeepXtra

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Otas Cash

Features
Read full description

Otas Cash is the trusted payment bridge between Deriv and M-Pesa β€” designed for speed, security, and transparency. Whether you’re funding your Deriv trading account, withdrawing profits, or sending money to another user, Otas Cash makes it simple, reliable, and instant. Secure Transactions β€’ Biometric login with Face ID / Fingerprint β€’ Device binding and automatic session Transparent & β€’ Real-time processing via Deriv & Safaricom Daraja APIs β€’ Full KYC verification for compliance and protection Powerful Features β€’ Deposit instantly from M-Pesa β†’ Deriv β€’ Withdraw funds from Deriv β†’ M-Pesa β€’ Peer-to-Peer Transfers between Otas Cash users β€’ View account balances and detailed transaction history Built for Kenya Seamlessly integrated with Safaricom M-Pesa and Deriv, Otas Cash is the fastest way for Kenyan traders to move money securely and confidently. Join thousands of traders who trust Otas Cash for fast, secure, and simple financial transfers.

About

BeepXtra

Features
Read full description

BeepXtra is the official wallet app for BeepXtra members. Manage your BPC balance, earn cashback at thousands of partner outlets, and pay securely β€” all from your phone. Your wallet, always with you. View your BPC balance and fiat equivalent in real time. Your BeepXtra card lives in the app β€” physical or virtual. Earn cashback everywhere. Shop at any BeepXtra partner outlet and earn BPC cashback automatically on every purchase. Pay with your phone. Approve payment requests instantly with a secure PIN. Find outlets near you. The built-in map shows every BeepXtra partner outlet nearby.

Screenshots

Otas Cash4 screens
BeepXtra4 screens

Verdict

The call

The clearest difference is ads: BeepXtra at none against Otas Cash's shown. Otas Cash's advantage is device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Β· 4 level
Otas Cash versus BeepXtra: the parameters behind the verdict, then further details
ParameterOtas CashBeepXtra
PriceFreeFree
Update frequencyEvery 3 weeksβ€”
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.1 β€” better16.4
Further details β€” not scored
Size27 MB42 MB
Age rating17+17+
DeveloperJuniero Co. LimitedBeep Xtra Services Ltd

In-app purchases

None

Otas Cash

No in-app purchases

None

BeepXtra

No in-app purchases

Questions

Is Otas Cash free?
Otas Cash is free to download, with no in-app purchases.
Is BeepXtra free?
BeepXtra is free to download, with no in-app purchases.
Do Otas Cash or BeepXtra have ads?
Otas Cash shows ads; BeepXtra does not.

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