Digipesa vs M
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Digipesa
Read full descriptionHide full description
Digipesa Mobile App opens a world of possibilities and allows access to valued information to its members. The App incorporates state of the Art technology the assures members of data security and fidelity. The App is made to guarantee the best user experience with simplistic instructions that enhance the user’s ability to grasp the basic Sacco concepts. The App provides a safe and secure avenue for members to access the following: 1. Member account information 2. Loan information
M
Read full descriptionHide full description
M-Cosmo is the official mobile application for Cosmopolitan D.T. SACCO members. It provides a secure and convenient way to access SACCO services directly from your phone. With M-Cosmo, members can: 1. Withdraw funds instantly to M-PESA 2. Deposit money to their SACCO account 3. Pay loans with ease 4. View and download account statements 5. Check loan limits and eligibility 6. Check account balances anytime
Screenshots
Verdict
The clearest difference is update cadence: Digipesa at every 9 days against M's every 2 months. Digipesa also leads on iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Digipesa ships an update every 9 days, M every 2 months. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.
| Parameter | Digipesa | M |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 52 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | United Winners Sacco Ltd | COSMOPOLITAN D.T. SACCO |
In-app purchases
Digipesa
No in-app purchases
M
No in-app purchases
