Comparison

Financial Freedom Platform vs Manilo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financial Freedom Platform

Features
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Take control of your money and achieve your financial goals with ease Welcome to Financial Freedom Platform—the all-in-one solution for managing your financial life simply and effectively. We designed this platform to be your daily financial companion, enabling you to track your expenses, calculate your net worth, and securely link all your bank accounts and credit cards in one place with ease. The platform is licensed by the Saudi Central Bank. With Financial Freedom Platform, you can: • Link your accounts and cards Connect all your bank accounts and credit cards in one platform and monitor their activity easily without needing to switch between multiple apps. • Manage your expenses and organize your budget Track your daily and monthly spending, identify the categories where you spend most, so you can control your budget, reduce unnecessary expenses, and achieve your financial goals faster. • Accurately calculate your net worth Always know your true financial position by directly calculating your net worth, including your cash balances, debts, and other financial obligations. • Book financial consultations and training sessions Develop your financial skills by easily booking sessions with certified financial experts or joining training programs specifically designed to help you manage your money better and achieve the financial freedom you aspire to. • High security and privacy We place great importance on the security of your financial data, using modern encryption technologies and secure connections, licensed by the Saudi Central Bank (SAMA), so you can manage your finances comfortably and confidently. • Smooth and simple user experience We designed the app with a clear, easy-to-use Arabic interface, allowing you to access every feature quickly and without complications. Why choose Financial Freedom Platform? • All your accounts and credit cards in one place • Easy expense tracking • Accurate wealth calculation • Specialized financial consultations and training • Clear and easy-to-use Arabic interface • High-level data security Start your journey toward financial freedom today! Download the app now and start organizing your financial life and achieving your goals step by step, with the Financial Freedom team always by your side to support and guide you toward the financial success you deserve.

About

Manilo

Effortlessly track expenses using voice commands or receipt scanning. This AI-powered app categorizes spending, helps set budgets, and syncs across devices for a clear financial overview. Share expenses with family or housemates and manage multiple currencies.

Highlights
  • Voice-activated expense logging
  • AI-powered transaction categorization
  • Receipt scanning and data extraction
  • Customizable monthly budgets
  • Multi-currency account support
  • Shared expense tracking
  • Web dashboard for detailed analysis
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Financial Freedom Platform4 screens
Manilo4 screens

Verdict

The call

The clearest difference is update cadence: Manilo at every 5 days against Financial Freedom Platform's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Financial Freedom Platform sells 3 one-off in-app purchases and Manilo sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Financial Freedom Platform ships an update every 3 weeks, Manilo every 5 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 8 level
Financial Freedom Platform versus Manilo: the parameters behind the verdict, then further details
ParameterFinancial Freedom PlatformManilo
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.015.0
Further details — not scored
Size36 MB144 MB
Age rating12+4+
DeveloperTHARWAT AL-ILM COMPANY, LLCBorys Harholinskyi

In-app purchases

3 purchases

Financial Freedom Platform

One-time3
  • Premium Plan (Daily)$0.29
  • Premium Plan (Monthly)$6.99
  • Premium Plan (Yearly)$69.99
4 purchases

Manilo

Subscriptions4
  • Ledgy Cloud Monthly7 Days trial$5.991 Month
  • Manilo Cloud Monthly7 Days trial$5.991 Month
  • Ledgy Cloud Yearly7 Days trial$39.991 Year
Show 1 more
  • Manilo Cloud Yearly7 Days trial$39.991 Year

Questions

Is Financial Freedom Platform free?
Financial Freedom Platform is free to download, with in-app purchases available.
Is Manilo free?
Manilo is free to download, with in-app purchases available.
Do Financial Freedom Platform or Manilo have ads?
Neither Financial Freedom Platform nor Manilo shows ads.
Which is updated more often, Financial Freedom Platform or Manilo?
Financial Freedom Platform ships an update every 3 weeks, and Manilo every 5 days. Most recently, Financial Freedom Platform was updated on October 30, 2026 and Manilo on November 5, 2026.

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