LaserCards vs Fyatu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LaserCards
Create and manage virtual and physical cards for online payments, subscriptions, and business expenses. Set up multi-currency wallets and fund them easily to control your spending.
- Create virtual and physical cards
- Support for Visa and Mastercard
- Add cards to global platforms
- Manage multiple cards with limits
- Freeze/unfreeze cards instantly
- Set spending rules and restrictions
- Create business cards for teams
- Multi-currency wallets (NGN, USD, EUR)
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LaserCards helps you create and manage Virtual and Physical cards for online payments, subscriptions, and business expenses. You can also set up NGN, USD, and EUR wallets, fund them easily, and stay in control of your spending. The app is built for individuals, freelancers, and teams who need a reliable way to make payments in dollars and manage card activity without delays or card errors. Key features: 1. Create virtual and physical cards instantly: Set up personal or business cards in a few minutes. Name your cards and use them across platforms. 2. Choose your card type: Select between Visa and Mastercard depending on what you need. Both options work globally. 3. Add to your favorite platforms: Use your card for in-store or online payments worldwide. Just add and tap. 4. Manage multiple cards: Create as many cards as you need. Set spending limits, view transaction history, and keep track of each card from one dashboard. 5. Freeze and unfreeze your card anytime: Pause any card from the app when needed. You stay in control at all times. 6. Set spending rules and restrictions: Decide how each card can be used. You can limit cards to specific categories, merchants, or spending amounts. 7. Create a business card for your company: Assign a card to a team member, monitor spending, and set permissions. This feature is designed for business owners and managers who need oversight and flexibility. 8. Wallets and funding: - Create NGN, USD, and EUR wallets: You can hold and manage multiple currencies in your wallet. - Choose your preferred method. Wallet funding is simple and fast. LaserCards is simple, secure, and built to make everyday payments work without stress. It’s the best way to pay for ads, subscriptions, software services or team expenses. Download the LaserCards app to start managing your expenses the easier way.
Fyatu
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Your virtual card. Your wallet. Your world. Fyatu puts a full financial toolkit in your pocket. Create virtual Visa and Mastercard debit cards in seconds, fund them from anywhere, and pay on any platform that accepts cards — no bank account needed. Whether you need a virtual card for online shopping, a prepaid card for subscriptions, a crypto card funded from your USDT balance, or a payment card that works with Apple Pay and Google Pay — Fyatu has you covered. INSTANT VIRTUAL CARDS Create virtual Visa and Mastercard debit cards on demand. Choose your currency (USD or EUR), name your card, and start spending immediately. Every card comes with a unique number, expiry, and CVV — ready for online checkout in under 30 seconds. Need a credit card alternative without the credit check? Fyatu prepaid cards work everywhere Visa and Mastercard are accepted — 62M+ online platforms worldwide. No application, no waiting, no paperwork. APPLE PAY & GOOGLE PAY Add your Fyatu virtual card to Apple Pay or Google Pay and tap to pay in stores, in apps, and online. Contactless payments, tokenized security, instant notifications. FUND YOUR WAY Load your Fyatu wallet using: - Mobile Money (MTN MoMo, Airtel Money, M-Pesa, Orange Money) - Stablecoins (USDT, USDC) - eWallets (PayPal, Binance, Wise, Revolut, Skrill, Payoneer) Your crypto card is one tap away — convert USDT to USD and load your virtual card instantly. No exchange fees, no delays. FULL CARD CONTROL - Freeze and unfreeze any card instantly - Set spending limits per card - Real-time push notifications for every transaction - View complete transaction history per card - Delete cards you no longer need - Fund and unload cards to your wallet anytime GLOBAL eSIM DATA PLANS Stay connected in 200+ countries without swapping SIM cards. Buy affordable eSIM data plans directly in the app — activate instantly, no physical SIM needed. Perfect for travelers, digital nomads, and remote workers. Compare plans by country, data allowance, and duration. Competitive rates that rival Airalo and Holafly, with the convenience of managing everything from one app. AIRTIME & DATA TOP-UP Recharge any mobile number in 180+ countries. Send airtime and data to family, friends, or your own phone — instantly and at competitive rates. SEND MONEY ACROSS AFRICA & BEYOND Transfer funds to mobile money wallets, bank accounts, and eWallets across Africa and globally. Send to MTN MoMo, Airtel Money, M-Pesa, Orange Money, PayPal, Binance, Wise, and more — with transparent fees shown before you confirm. BANK-GRADE SECURITY - PIN verification on all financial operations - Biometric login (Face ID, fingerprint) and passkey support - Two-factor authentication (2FA) - 3D Secure on every card transaction - Device management — review and revoke active sessions - End-to-end encryption on all data WHO IS FYATU FOR? - Online shoppers who need a virtual card for secure payments - Freelancers and remote workers who receive international payments - Travelers who need eSIM data and a payment card that works globally - Crypto holders who want a debit card funded from their USDT/USDC - Africans in the diaspora sending money home via mobile money - Anyone who wants a prepaid Visa or Mastercard without a bank account WHY CHOOSE FYATU? - No bank account required - Cards issued in seconds, not days - Works in 180+ countries - One app for cards, transfers, eSIMs, and airtime - Multi-currency wallet (USD, EUR) - 24/7 customer support - Trusted by 1,000,000+ users Download Fyatu and get your virtual card today.
Screenshots
Verdict
The clearest difference is iOS requirement: LaserCards at 13.0 against Fyatu's 15.1. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | LaserCards | Fyatu |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (15 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 15 — better | — |
| Update frequency | Every 8 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 83 MB | 114 MB |
| Age rating | 17+ | 4+ |
| Developer | LASERCARDS LTD | FYATU FINANCIAL TECHNOLOGIES TANZANIA LIMITED |
In-app purchases
LaserCards
No in-app purchases
Fyatu
No in-app purchases









