Comparison

Settleasy vs Splitie

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Settleasy

Features
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The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Calculate exactly who owes whom β€” 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: β€’ Couples: Manage monthly household bills, partner costs, and monthly expenses together. β€’ Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. β€’ Families: A simple way to share costs, track income, and settle family debts. β€’ Travelers: Track holiday expenses and group spend across multi-currency ledgers. β€’ Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and provides accurate balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: β€’ Flexible Shares: Set custom split methods β€” equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. β€’ Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. β€’ Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. β€’ Settlement Payments: Record payments between participants to zero out debts and clear the balance. β€’ Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need. β€’ NEW: PDF Reports: Create professional PDF reports of your settlements and share them with other participants β€” for instance, by mail or messenger. BUILT FOR REAL LIFE β€’ Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. β€’ Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant, Budapest, Oct 15") to keep everything organized. β€’ Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance. β€’ Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. β€’ Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. β€’ Fast Entry: Tap settlement β†’ "+" β†’ enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself β€” participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED β€’ Participants: Add people with names and optional photos (from camera, gallery, or files). β€’ Group & Sort: Organize settlements, items, and participants exactly how you want. β€’ Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly. β€’ Bulk Actions: Select and delete multiple rows at once. β€’ Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO β€’ Unlimited settlements (free: up to three settlements). β€’ Watermark-free PDF reports (free: PDF reports with watermarks). β€’ Future Pro features included. Try Settleasy today and experience the most private way to manage group finances!

About

Splitie

Features
Read full description

Split expenses without the hassle Splitie helps you easily manage shared expenses with friends, roommates, or travel groups β€” without creating an account and without subscriptions. No more spreadsheets, awkward reminders, or guessing who owes what. Everything is clear, simple, and always up to date. Why you’ll love Splitie - No sign-up required: Start using the app instantly. No accounts, no passwords, no friction. Just open the app and create a group - No subscriptions: Splitie is free to use. No monthly fees, no paywalls blocking essential features - Perfect for groups: Create groups for trips, apartments, events, or everyday life. Invite others instantly using a link or QR code - Easy expense tracking, add expenses in seconds: enter the amount, choose who paid, split equally or select participants. That’s it - Always know who owes what: Clear balances show who owes money and who should get paid β€” no confusion, no math - Full expense history: see all transactions in one clean list, searchable and organized by group - Export anytime: Need a report? Export all expenses to PDF or Excel β€” perfect for reimbursements, trips, or sharing with others - Made for real life. Splitie is ideal for: trips with friends, roommates and shared apartments, couples, group events and activities. Whether it’s coffee, groceries, rent, or travel costs β€” Splitie keeps everything simple and transparent. Simple. Transparent. No strings attached No sign-up. No subscriptions. Just an easy way to split expenses and stay on good terms with people you care about. Download Splitie and stop worrying about shared money.

Screenshots

Settleasy4 screens
Splitie4 screens

Verdict

The call

The clearest difference is update cadence: Splitie at weekly against Settleasy's monthly. Splitie also leads on iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Settleasy sells 1 one-off in-app purchase and Splitie sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settleasy ships an update monthly, Splitie weekly. The most recent releases landed on September 7, 2026 and August 23, 2026 respectively.

Scorecard2 real differences Β· 4 level
Settleasy versus Splitie: the parameters behind the verdict, then further details
ParameterSettleasySplitie
PriceFreeFree
Update frequencyMonthlyWeekly β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS26.015.1 β€” better
Further details β€” not scored
Size6 MB42 MB
Age rating4+4+
DeveloperNils AnspachKirill Rozhenkov

In-app purchases

1 purchases

Settleasy

One-time1
  • Pro Upgrade$8.99
2 purchases

Splitie

One-time2
  • Splitie Plus$2.99
  • Splitie Pro$5.99

Questions

Is Settleasy free?
Settleasy is free to download, with in-app purchases available.
Is Splitie free?
Splitie is free to download, with in-app purchases available.
Do Settleasy or Splitie have ads?
Neither Settleasy nor Splitie shows ads.
Which is updated more often, Settleasy or Splitie?
Settleasy ships an update monthly, and Splitie weekly. Most recently, Settleasy was updated on September 7, 2026 and Splitie on August 23, 2026.

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