Settleasy vs KinLedger

The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Calculate exactly who owes whom — 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: • Couples: Manage monthly household bills, partner costs, and monthly expenses together. • Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. • Families: A simple way to share costs, track income, and settle family debts. • Travelers: Track holiday expenses and group spend across multi-currency ledgers. • Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and provides accurate balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: • Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. • Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. • Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. • Settlement Payments: Record payments between participants to zero out debts and clear the balance. • Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need. • NEW: PDF Reports: Create professional PDF reports of your settlements and share them with other participants — for instance, by mail or messenger. BUILT FOR REAL LIFE • Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. • Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant, Budapest, Oct 15") to keep everything organized. • Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance. • Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. • Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. • Fast Entry: Tap settlement → "+" → enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED • Participants: Add people with names and optional photos (from camera, gallery, or files). • Group & Sort: Organize settlements, items, and participants exactly how you want. • Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly. • Bulk Actions: Select and delete multiple rows at once. • Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO • Unlimited settlements (free: up to three settlements). • Watermark-free PDF reports (free: PDF reports with watermarks). • Future Pro features included. Try Settleasy today and experience the most private way to manage group finances!

FamilyLedger - The expense tracker designed for family finance managers Manage the whole family's expenses in one place, including kids' allowance. [Key Features] • Family-Centric Tracking - Assign expenses to family members, see the full picture • Member Management - Separate shared vs. personal expenses; kids' allowance accounts • Custom Categories - Built-in categories plus unlimited custom ones • Budget Tracking - Monthly/yearly budgets by family/shared/member scope, overspend alerts • Multi-Dimensional Stats - By category, member, or budget; income & expense trend lines • Calendar Heat Map - Visualize daily spending at a glance • Period Comparison - Week-over-week, month-over-month, year-over-year • Home Screen Widgets - Quick glance at monthly spending • Daily Reminders - Never forget to log an expense • Budget Alerts - Get notified when spending hits your threshold [Privacy First] • Data stored locally only, never sent to any server • No ads, no tracking, no third-party SDKs • Made by an indie developer - your data is yours [Why FamilyLedger] • Family view: other apps track personal expenses; we track the whole family • Kids' allowance: rare feature for managing children's spending • Yearly budgets: plan for insurance, tuition, and annual expenses • Clean & simple: no ads, no popups, just focused tracking [Membership Features] Free: Basic tracking + 1 custom member + 5 custom categories + 3 budgets + Data export Yearly: Unlimited members, budgets, trend analysis, calendar view, comparison, themes, unlimited categories Lifetime: One-time purchase, all features forever Available in 9 languages: Chinese (Simplified & Traditional), English, Japanese, Korean, Spanish, Portuguese, German, French Privacy Policy: https://peng-xiaodi.github.io/familyledger-privacy/privacy-policy.html Terms of Service: https://peng-xiaodi.github.io/familyledger-privacy/terms-of-service.html