Comparison

Settleasy vs We Budget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Settleasy

Features
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The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Work out who owes whom automatically β€” 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: β€’ Couples: Manage monthly household bills, partner costs, and monthly expenses together. β€’ Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. β€’ Families: A simple way to share costs, track income, and settle family debts. β€’ Travelers: Track vacation expenses and group spend across multi-currency ledgers. β€’ Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and calculates balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: β€’ Flexible Shares: Set custom split methods β€” equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. β€’ Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. β€’ Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. β€’ Settlement Payments: Record payments between participants to zero out debts and clear the balance. β€’ Import & Export: Back up your data or move it between devices. Export your settlements as a file and import them whenever you need. β€’ PDF Reports: Create professional PDF reports of your settlements and share them with other participants β€” for instance, by mail or messenger. BUILT FOR REAL LIFE β€’ Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. β€’ Items with Context: Add dates, timeframes, and locations (e.g., β€œRestaurant, Budapest, Oct 15”) to keep everything organized. β€’ Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy factors income into your balance. β€’ Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. β€’ Quick Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. β€’ Fast Entry: Tap settlement β†’ β€œ+” β†’ enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself β€” participants don’t need the app, don’t receive notifications, and aren’t tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED β€’ Participants: Add people with names and optional photos (from camera, gallery, or files). β€’ Group & Sort: Organize settlements, items, and participants exactly how you want. β€’ Undo Protection: Accidentally deleted something? Tap β€œUndo” to restore it instantly. β€’ Bulk Actions: Select and delete multiple rows at once. β€’ Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO β€’ Unlimited settlements (free: up to three settlements). β€’ Watermark-free PDF reports (free: PDF reports with watermarks). β€’ Future Pro features included. Try Settleasy today and experience the most private way to manage group finances! Provided as is. Please verify important amounts before making payments.

About

We Budget

Features
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Take control of your finances together! We Budget is the simple, elegant way for couples to manage their money as a team. 

Finally, a couple budget app designed specifically for two! 

 FEATURES:
 ● Seamlessly track shared expenses with our intuitive shared expense tracker, ensuring both partners are always in the loop.
 ● Effortlessly split bills – choose from 50/50, income-based, or custom percentages for a fair expense split.
 ● A real-time dashboard displays a running balance, clearly showing who owes what, making expense splitter calculations a breeze.
 ● Set shared savings goals for big dreams like a trip, a down payment on a home, or building an emergency fund.
 ● Gain valuable monthly insights into your spending habits, helping you identify areas for improvement and optimize your couple-budget.

 PERFECT FOR:
 ● Young couples starting out and wanting to establish healthy financial habits through couple budgeting.
 ● Partners navigating shared bills and needing a clear and transparent way to manage them.
 ● Anyone seeking a dedicated shared expense solution, moving beyond generic budgeting apps.

We Budget simplifies split expenses and strengthens your financial partnership. Terms of Use: https://we-budget-fa3a5.web.app/terms.html Privacy Policy: https://we-budget-fa3a5.web.app/privacy_policy.html

Screenshots

Settleasy4 screens
We Budget4 screens

Verdict

The call

The clearest difference is update cadence: We Budget at every 2 weeks against Settleasy's every 5 weeks. We Budget also leads on iOS requirement (16.4 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Settleasy sells 1 one-off in-app purchase and We Budget sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settleasy ships an update every 5 weeks, We Budget every 2 weeks. Both last shipped on October 28, 2026.

Scorecard2 real differences Β· 4 level
Settleasy versus We Budget: the parameters behind the verdict, then further details
ParameterSettleasyWe Budget
PriceFreeFree
Update frequencyEvery 5 weeksEvery 2 weeks β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.016.4 β€” better
Further details β€” not scored
Size6 MB96 MB
Age rating4+4+
DeveloperNils AnspachAbdelaziz Rass

In-app purchases

1 purchases

Settleasy

One-time1
  • Pro Upgrade$8.99
3 purchases

We Budget

Subscriptions3
  • Premium monthly3 Days trial$7.991 Month
  • We budget discount$24.991 Year
  • Premium yearly$49.991 Year

Questions

Is Settleasy free?
Settleasy is free to download, with in-app purchases available.
Is We Budget free?
We Budget is free to download, with in-app purchases available.
Do Settleasy or We Budget have ads?
Neither Settleasy nor We Budget shows ads.
Which is updated more often, Settleasy or We Budget?
Settleasy ships an update every 5 weeks, and We Budget every 2 weeks. Most recently, Settleasy was updated on October 28, 2026 and We Budget on October 28, 2026.

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