Settleasy vs KassenKompass

The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Calculate exactly who owes whom — 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: • Couples: Manage monthly household bills, partner costs, and monthly expenses together. • Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. • Families: A simple way to share costs, track income, and settle family debts. • Travelers: Track holiday expenses and group spend across multi-currency ledgers. • Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and provides accurate balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: • Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. • Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. • Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. • Settlement Payments: Record payments between participants to zero out debts and clear the balance. • Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need. • NEW: PDF Reports: Create professional PDF reports of your settlements and share them with other participants — for instance, by mail or messenger. BUILT FOR REAL LIFE • Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. • Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant, Budapest, Oct 15") to keep everything organized. • Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance. • Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. • Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. • Fast Entry: Tap settlement → "+" → enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED • Participants: Add people with names and optional photos (from camera, gallery, or files). • Group & Sort: Organize settlements, items, and participants exactly how you want. • Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly. • Bulk Actions: Select and delete multiple rows at once. • Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO • Unlimited settlements (free: up to three settlements). • Watermark-free PDF reports (free: PDF reports with watermarks). • Future Pro features included. Try Settleasy today and experience the most private way to manage group finances!

No subscription. No ads. No account. AusgabenKompass is the household budget app for two people who share costs — and for everything you want to keep private. Add expenses in seconds, organise them into categories and plans such as holidays, moving home or renovations, and always see who owes whom what. The red “Open balance” card always shows the overall amount to settle, regardless of individual category or plan balances. For every entry, you decide whether it stays private or is shared. SHARED OR PRIVATE • Private expenses stay on your device • Share expenses with an invited person through your iCloud sharing • Split costs 50/50, choose a fixed currency amount, or use any percentage from 0 to 100%; the remaining share is calculated automatically • Keep balances, partial settlements and settlement history easy to follow ORGANISED WITHOUT THE EFFORT • Categories, payment methods and your own plans for trips and projects • Filter by date range, category, plan, payment method and sharing status • Monthly total and a monthly Home Screen widget YOUR DATA STAYS YOURS • Create and restore a complete backup at any time — free, even without Plus • Disconnect from a shared ledger, delete the iCloud ledger or erase this iPhone only • No user account, no registration, no advertising or analytics tools AUSGABENKOMPASS PLUS — ONE-TIME, NOT MONTHLY Plus is a one-time purchase. What you unlock stays unlocked. • Insights with monthly trends, categories and comparisons • Budget forecasts for plans with dates • Recurring expenses and fixed costs • PDF monthly reports, CSV export and printing • Plan archive and receipt archive with on-device text recognition • Plan, fixed-cost and settlement widgets • Apple Watch and an optimized iPad interface • Optional notifications about changes — without amounts, notes or names WHY THERE IS NO SUBSCRIPTION AusgabenKompass has no server of its own. Shared data lives in your iCloud, private expenses on your device. With no ongoing server costs, there is no need for ongoing revenue. Languages: German and English.