Interest Edge vs KassenKompass

Interest Edge is a private ledger for money you've lent and borrowed — with the interest worked out for you. Whether you lend to family, borrow from a friend, or keep informal accounts, Interest Edge turns scattered notes into a clean, always-up-to-date record. Add an entry once and Interest Edge keeps calculating the interest right up to today. WHY INTEREST EDGE • Lent and borrowed in one place — see who owes you and whom you owe at a glance. • Interest done for you — Simple, Compound, or NIL, with your choice of day-count basis (actual/365 or 30/360). • Your own interest rates — save the presets you actually use and reuse them in a tap. • Capital return dates — record when money is due back, by period or by date. • Person-wise ledgers — every transaction with a person, netted to a single receivable or payable. • Powerful search — find any entry by name, amount, rate, date, or note. • Reports — financial-year summaries of principal and interest. • Settle and reopen — mark entries settled, with a full history of every change. • Private by design — your ledger is tied to your account and visible only to you. No ads, no tracking. MADE FOR EVERYDAY MONEY Interest Edge speaks in rupees and the way lending really works — principal, rate per annum, simple vs compound, and clear receivable and payable totals. Sign in with a username or with Google, and your ledger is saved securely to your account. Interest Edge is a personal record-keeping and calculation tool. It is not a bank, lender, or financial advisor, and does not move money.

No subscription. No ads. No account. AusgabenKompass is the household budget app for two people who share costs — and for everything you want to keep private. Add expenses in seconds, organise them into categories and plans such as holidays, moving home or renovations, and always see who owes whom what. The red “Open balance” card always shows the overall amount to settle, regardless of individual category or plan balances. For every entry, you decide whether it stays private or is shared. SHARED OR PRIVATE • Private expenses stay on your device • Share expenses with an invited person through your iCloud sharing • Split costs 50/50, choose a fixed currency amount, or use any percentage from 0 to 100%; the remaining share is calculated automatically • Keep balances, partial settlements and settlement history easy to follow ORGANISED WITHOUT THE EFFORT • Categories, payment methods and your own plans for trips and projects • Filter by date range, category, plan, payment method and sharing status • Monthly total and a monthly Home Screen widget YOUR DATA STAYS YOURS • Create and restore a complete backup at any time — free, even without Plus • Disconnect from a shared ledger, delete the iCloud ledger or erase this iPhone only • No user account, no registration, no advertising or analytics tools AUSGABENKOMPASS PLUS — ONE-TIME, NOT MONTHLY Plus is a one-time purchase. What you unlock stays unlocked. • Insights with monthly trends, categories and comparisons • Budget forecasts for plans with dates • Recurring expenses and fixed costs • PDF monthly reports, CSV export and printing • Plan archive and receipt archive with on-device text recognition • Plan, fixed-cost and settlement widgets • Apple Watch and an optimized iPad interface • Optional notifications about changes — without amounts, notes or names WHY THERE IS NO SUBSCRIPTION AusgabenKompass has no server of its own. Shared data lives in your iCloud, private expenses on your device. With no ongoing server costs, there is no need for ongoing revenue. Languages: German and English.