Comparison

LendWise vs Interest Edge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendWise

Easily track money lent and borrowed with this app. It helps you manage all personal lending and borrowing records, including interest calculations and due date reminders. Enjoy secure, encrypted backups for your financial data.

Highlights
  • Track money lent
  • Track money borrowed
  • Interest calculation
  • Due date reminders
  • Encrypted backup
  • Organized records
Features
Read full description

Are you tired of forgetting who owes you money? LendWise is the smartest lending and borrowing tracker app to manage all your personal lent or borrowed records with interest calculation, due date reminders, and encrypted backup. Whether you lend money to friends and family or borrow from someone, LendWise keeps every money lent or borrowed tracked, organized, and secured on your device.

About

Interest Edge

Features
Read full description

Interest Edge is a private ledger for money you've lent and borrowed — with the interest worked out for you. Whether you lend to family, borrow from a friend, or keep informal accounts, Interest Edge turns scattered notes into a clean, always-up-to-date record. Add an entry once and Interest Edge keeps calculating the interest right up to today. WHY INTEREST EDGE • Lent and borrowed in one place — see who owes you and whom you owe at a glance. • Interest done for you — Simple, Compound, or NIL, with your choice of day-count basis (actual/365 or 30/360). • Your own interest rates — save the presets you actually use and reuse them in a tap. • Capital return dates — record when money is due back, by period or by date. • Person-wise ledgers — every transaction with a person, netted to a single receivable or payable. • Powerful search — find any entry by name, amount, rate, date, or note. • Reports — financial-year summaries of principal and interest. • Settle and reopen — mark entries settled, with a full history of every change. • Private by design — your ledger is tied to your account and visible only to you. No ads, no tracking. MADE FOR EVERYDAY MONEY Interest Edge speaks in rupees and the way lending really works — principal, rate per annum, simple vs compound, and clear receivable and payable totals. Sign in with a username or with Google, and your ledger is saved securely to your account. Interest Edge is a personal record-keeping and calculation tool. It is not a bank, lender, or financial advisor, and does not move money.

Screenshots

LendWise4 screens
Interest Edge4 screens

Verdict

The call

The clearest difference is update cadence: Interest Edge at weekly against LendWise's every 3 weeks. LendWise's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LendWise ships an update every 3 weeks, Interest Edge weekly. The most recent releases landed on October 17, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
LendWise versus Interest Edge: the parameters behind the verdict, then further details
ParameterLendWiseInterest Edge
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.0
Further details — not scored
Size36 MB14 MB
Age rating4+4+
DeveloperMahesh kumar NallakuttythevarAjit Singh

In-app purchases

None

LendWise

No in-app purchases

None

Interest Edge

No in-app purchases

Questions

Is LendWise free?
LendWise is free to download, with no in-app purchases.
Is Interest Edge free?
Interest Edge is free to download, with no in-app purchases.
Do LendWise or Interest Edge have ads?
Neither LendWise nor Interest Edge shows ads.
Which is updated more often, LendWise or Interest Edge?
LendWise ships an update every 3 weeks, and Interest Edge weekly. Most recently, LendWise was updated on October 17, 2026 and Interest Edge on October 11, 2026.

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