Comparison

Truss Payments vs RMOUS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Truss Payments

This app helps contractors and builders get paid faster by accepting payments directly on their iPhone. It allows sending payment links, tracking transactions, and managing business expenses seamlessly. Syncs with accounting software for organized bookkeeping.

Highlights
  • Accept Tap to Pay on iPhone
  • Send payment links
  • Instant fund access
  • Business card for expenses
  • Real-time payment tracking
  • QuickBooks Online sync
Features
Read full description

Truss helps contractors and builders get paid faster and manage business finances — all from one simple app. The Truss app lets you: Accept Tap to Pay on iPhone — no card reader or extra hardware needed Send payment links for customers to pay by card, ACH, or secure link See funds instantly in your Truss balance and start spending right away Use your Truss business card to pay for materials or expenses Track every payment and purchase in real time Sync with QuickBooks Online so your books stay organized automatically Why contractors choose Truss: No hidden fees or deposit delays One app for money in, money out, and job expenses Works from the jobsite, the truck, or the supply store Designed for trades, not accountants Truss integrates seamlessly with your existing tools — making payments, expenses, and bookkeeping effortless. Disclaimer: Truss is a financial technology company and is not an FDIC-insured bank. Banking
services provided by Thread Bank; Member FDIC. FDIC deposit insurance
covers the failure of an insured bank. Certain conditions must be satisfied for
pass-through deposit insurance coverage to apply. Member FDIC. Download the app or visit trusspayments.com to get started.

About

RMOUS

Manage your RMO membership, financial accounts, and payments securely in one place. Features include mobile check deposit, bill pay, and a virtual assistant for personalized support and insights.

Highlights
  • Account management and activity viewing
  • Secure RMOPay® transfers and bill payments
  • Mobile check deposit with instant confirmation
  • Virtual assistant for transactions and insights
  • Face ID/Touch ID login and fraud alerts
Features
Read full description

Your RMOUS™ membership, wherever you are. Review accounts and activity, move money, and manage eligible linked accounts for your cards. Report a card issue through a guided process and follow your support incident in the app. Send and receive with RMOUSPay™, explore member benefits, review financial wellness tools, and find a club or ATM. Mobile deposit is available on eligible accounts and devices with a supported camera. Sign in securely with verification codes and use Face ID or Touch ID on supported devices. Unfreezing a card requires additional verification. An RMOUS™ membership and online access are required. Features and availability depend on your account eligibility and device. For help, visit www.rmous.org/help.

Screenshots

Truss Payments4 screens
RMOUS4 screens

Verdict

The call

The clearest difference is rating: RMOUS at 5.0 against Truss Payments's 3.5. RMOUS also leads on device support (3 vs 1). Truss Payments's advantage is update cadence (every 3 weeks vs every 7 months) and monetization model (free vs ad-supported). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RMOUS holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 8 and 2 respectively.

UpkeepUpdate frequency

Truss Payments ships an update every 3 weeks, RMOUS every 7 months. Both last shipped on October 30, 2026.

Scorecard5 real differences · 5 level
Truss Payments versus RMOUS: the parameters behind the verdict, then further details
ParameterTruss PaymentsRMOUS
PriceFreeFree
Rating3.5 (8 ratings)5.0 (2 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings8 — better2
Update frequencyEvery 3 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS16.4 — better17.0
Further details — not scored
Size92 MB7 MB
Age rating4+17+
DeveloperTrussRMO

Customer experience

Truss Payments

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

RMOUS

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Truss Payments

No in-app purchases

None

RMOUS

No in-app purchases

Questions

Is Truss Payments free?
Truss Payments is free to download, with no in-app purchases.
Is RMOUS free?
RMOUS is free to download, with no in-app purchases.
Which has better reviews, Truss Payments or RMOUS?
RMOUS is rated higher. Truss Payments averages 3.5 out of 5 from 8 ratings, while RMOUS averages 5.0 from 2 ratings.
Do Truss Payments or RMOUS have ads?
Neither Truss Payments nor RMOUS shows ads.
Which is updated more often, Truss Payments or RMOUS?
Truss Payments ships an update every 3 weeks, and RMOUS every 7 months. Most recently, Truss Payments was updated on October 30, 2026 and RMOUS on October 30, 2026.

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