Simple Payment Tracker vs Loan Co
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Payment Tracker
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Stay Organized with Simple Payment Tracker Simple Payment Tracker is the easiest way to manage upcoming payments and stay on top of due dates. Add payments with just a name, amount, and date—no clutter, no confusion. Get notified before your payments are due, so you never miss a deadline. With a clean, modern design and intuitive features, tracking your finances is simple and stress-free. Key Features: - Add and manage payments with name, amount, and due date - Receive timely notifications before payment dates - Mark payments as paid and track your payment history - View upcoming and completed payments on a clear, interactive graph - Enjoy a simple, modern interface designed for ease of use Whether you're managing bills, subscriptions, or personal loans, Simple Payment Tracker keeps everything in one place—so you can focus on what matters.
Loan Co
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Take Control of Your Debt Journey Loan Co-Pilot is your personal financial companion for managing loans and accelerating your path to becoming debt-free. Whether you have a mortgage, student loans, car payments, or personal debts, Loan Co-Pilot gives you the clarity and tools you need to take control. Key Features: COMPREHENSIVE DASHBOARD • Track all your loans in one beautiful interface • See total debt, monthly payments, and remaining balances at a glance • Visual charts show your progress over time ACHIEVEMENT SYSTEM • Unlock 18 unique achievements as you manage your loans • Celebrate milestones on your debt-free journey • Stay motivated with tiered rewards for progress SMART PAYMENT STRATEGIES • Avalanche method: Pay off highest interest loans first to save the most money • Snowball method: Tackle smallest balances first for quick wins and motivation • See exactly how much interest you'll save with each approach EXTRA PAYMENT IMPACT • Instantly see how extra payments affect your timeline • Calculate how much you'll save in interest • Watch years disappear from your loan terms RATE ADJUSTMENT TRACKING • Track interest rate changes over time • See how refinancing or rate adjustments impact your loan • Visualize the long-term effects of rate modifications BEAUTIFUL VISUALIZATIONS • Clear charts show principal vs. interest breakdown • Track your balance shrinking over time • Interactive onboarding guides you through features 100% PRIVATE & SECURE • All data stored locally on your device only • No account required, no data collection • Your financial information never leaves your phone Perfect For: • Homeowners managing mortgages • Graduates paying off student loans • Anyone with multiple debts to track • People serious about becoming debt-free faster Download Loan Co-Pilot today and start your journey to financial freedom!
Screenshots
Verdict
The clearest difference is ads: Loan Co at none against Simple Payment Tracker's shown. Loan Co also leads on update cadence (weekly vs every 6 months). Simple Payment Tracker's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Simple Payment Tracker ships an update every 6 months, Loan Co weekly. The most recent releases landed on September 16, 2026 and September 6, 2026 respectively.
| Parameter | Simple Payment Tracker | Loan Co |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 30 MB | 30 MB |
| Age rating | 12+ | 4+ |
| Developer | kerem yokuva | Tareq Musmar |
In-app purchases
Simple Payment Tracker
No in-app purchases
Loan Co
No in-app purchases
Questions
Is Simple Payment Tracker free?
Is Loan Co free?
Do Simple Payment Tracker or Loan Co have ads?
Which is updated more often, Simple Payment Tracker or Loan Co?
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