Focus MFB Mobile vs Dayspringmfb

Focus MFB Mobile brings convenience and ease of banking to our customers without any hustle and tussle. Banking made easy and accessible just on the go with the following features; Self-Onboarding Account opening Inter-bank transfer Intra-bank transfer Airtime purchase Bill payments Monitor your account and activities Sort out transaction disputes easily Generate statement of account

Dayspring is Nigeria's trusted microfinance bank, offering secure, fast, and affordable financial solutions for individuals, SMEs, and cooperatives. With Dayspring, you can: • Send and receive money instantly with seamless transfers (optimal 100% success rate) to any bank in Nigeria. Schedule recurring transfer and enjoy the flow. • Pay bills and top-up airtime & data with exclusive bonuses and rewards. • Grow your savings easily with competitive interest rates on your balance. • Enjoy Bustle-free debit cards with zero maintenance charges for Save & Smile • Say goodbye to transaction failures and network issues. Enjoy super-fast, reliable and successful transactions 24/7. • Send money using account number, including non-Dayspring users. • Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA, First Bank, Ecobank, and more—ensuring a seamless and secure banking experience. • Keep track of every transfer. Easily find transaction details in your "Transaction History" with real-time updates. • Instant Notifications: Receive Email, SMS and in-app alerts for transaction. BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS • Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile. • Pay electricity (IKEDC, EKEDC, AEDC, etc.), TV subscriptions (DStv, GOtv, Startimes), water bills, internet services, and more with ease. • Schedule recurring bill payments so you never miss a deadline. SAVE & SMILE WITH MORE MONEY (Powered by Dayspring Microfinance Bank) Save & Smile • Flexible Savings: Open a savings account with zero maintenance fees and competitive interest rates. • Daily Interest: Earn interest on your balance calculated daily and paid monthly. • Easy Access: Withdraw your savings anytime without penalties. Target Savings (SPEC PLUS SAVINGS) • Goal-Based Saving: Save towards specific goals—school fees, business expansion, travel, or festivals. • Flexible Plans: Choose daily, weekly, or monthly contribution schedules. • Progress Tracking: Visualize your savings journey with in-app progress and motivational alerts. Fixed Savings • Higher Returns: Lock idle funds for 30, 60, or 90 & more days to earn enhanced interest rates. • Early Withdrawal Options: Access funds with minimal charges in case of emergencies. • Auto-Renewal: Option to automatically roll over your fixed savings at maturity. SECURE AND PRIVATE • Biometric Login: Fingerprint and facial recognition for quick and secure app access. • Transaction Encryption: Bank-grade 256-bit encryption for all data and transactions. • Security: Optional Otp verification for transactions • Large Transaction Shield: Extra Otp verification for transactions above your preset limit. • Card Control: Instantly lock/unlock your debit card from the app if misplaced. • Private Mode: Hide your account balance from prying eyes with a single tap. • Real-Time Alerts: Instant notifications for all account activities—login, transfers, bill payments, and more. • Two-Factor Authentication (2FA): Added security layer for sensitive transactions. REGULATORY COMPLIANCE Dayspring Microfinance Bank Limited is licensed by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC) CONTACT US Our support team is available 24/7 for all your inquiries and complaints. Head Office: No. 2, 45 Road, 4th Avenue, Gwarinpa, FCT - Abuja Customer Care Helplines: +234 (0) 816 729 4433 Website: www.dayspringmfb.com Email: info@dayspringmfb.com DAYSFRING MICROFINANCE BANK Lets Create Wealth Together