Moneva vs Trace

Moneva is the simple, private way to stay on top of your finances — no bank account required, no subscriptions forced, no clutter. Add a new expense or income in under 2 seconds. See exactly where your money is going. Finally feel in control. WHAT MAKES MONEVA DIFFERENT Most finance apps push you to link your bank. Moneva doesn't. Your financial data stays on your device, encrypted and private. You decide what gets tracked — and how. TRACK INCOME & EXPENSES • Log income, expenses, and recurring transactions in one place • Multiple wallets — cash, bank accounts, digital wallets, savings • Multi-currency support for travel and international spending • Recurring transactions: set them once and Moneva handles the rest UNDERSTAND WHERE YOUR MONEY GOES • Daily, weekly, and monthly reports with clear visual charts • Budget limits with alerts before you overspend • Net worth overview across all your accounts and wallets • Category breakdowns to spot patterns in your spending MANAGE MONEY TOGETHER • Shared wallets for couples, flatmates, and families • See who spent what, across shared or personal wallets • Custom categories and labels that fit your lifestyle PRIVATE & SECURE BY DESIGN • No bank connection required — your data is never shared • Encrypted on-device storage, privacy built in from the start • Secure sync across your devices YOUR DATA, YOUR RULES • Export to CSV or Excel anytime • Full offline functionality — works without internet • Web access for a bigger-screen overview WHY MONEVA? No hidden subscription traps. No bank logins. No overwhelming dashboards. Just a clean, fast, honest way to manage your personal finances. Take control of your money — download Moneva today. Terms of Use: https://monevaapp.com/en/legal/terms-of-service Privacy Policy: https://monevaapp.com/en/legal/privacy-policy

Trace - AI-Powered Expense Tracker Track expenses and income with your voice. Speak naturally, and AI extracts amounts, categories, and dates. Or add transactions manually with the text option KEY FEATURES - Voice-powered entry with AI transcription - Trends page to analyze your spending over time - Home screen widgets to track spending at a glance - Dark and light mode support - Customisable categories - Recurring transactions support - Multiple currency support (EUR, USD, GBP, and 20+ more) - Face ID/Touch ID protection - iCloud sync across all your devices PRIVACY FIRST Your financial data stays private. Everything syncs securely to your iCloud—no external servers store your information. Face ID keeps your data protected. Whether you're tracking daily coffee purchases or managing monthly budgets, Trace makes expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/