Comparison

Cat Ledger vs CardCycle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cat Ledger

Features
Read full description

Key Features: Quick logging: 30-second entries with manual/voice input Smart categories: Auto-sorts food, shopping, transport Visual reports: Monthly/yearly spending trends at a glance Savings goals: Custom plans to grow your wealth Security: Local encryption: Data stays only on your device high-grade protection: Prevent leaks Why Us? 3-step simplicity: Easy for beginners Smart alerts: Avoid overspending pro No ads: Pure tracking experience

About

CardCycle

This app helps you manage credit card annual fees by tracking fee cycles, waiver rules, and spending goals. It allows you to log transactions and filter cards by various criteria. Data syncs privately across devices.

Highlights
  • Track annual fees and cycle dates
  • Manage waiver rules
  • Monitor spending goals
  • Log transactions quickly
  • Filter cards by bank and status
  • Cross-device data sync
  • Customizable appearance
Features
Read full description

CardCycle is a simple tracker for credit card annual fee cycles. • Record annual fees, currencies, cycle dates, and waiver rules • Track spending-count, spending-amount, or combined goals • Quickly log transaction counts and spending amounts • Support lifetime-free, non-waivable, and manually completed cards • Filter cards by bank, status, and progress • Sync your data across devices with the private iCloud database for your Apple Account • Choose Chinese or English, plus Light, Dark, or Auto appearance CardCycle does not connect to banks or process card payments, and it never asks for a full card number. You only enter the information needed to manage your card fee cycles.

Screenshots

Cat Ledger4 screens
CardCycle4 screens

Verdict

The call

The clearest difference is in-app purchases: CardCycle at none against Cat Ledger's 4. CardCycle also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cat Ledger sells 4 in-app purchases, starting at $0.99 per month. CardCycle asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Cat Ledger versus CardCycle: the parameters behind the verdict, then further details
ParameterCat LedgerCardCycle
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequency—Every 4 weeks
AdsYesNo — better
In-app purchasesYesNo — better
Monetization—Free with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS18.017.0 — better
Further details — not scored
Size8 MB3 MB
Age rating4+4+
Developerping wang凡 王

In-app purchases

4 purchases

Cat Ledger

Subscriptions3
  • Monthly VIP$0.991 Month
  • Quarterly VIP$1.993 Months
  • Year Vip$2.991 Year
One-time1
  • Professional Edition$3.99
None

CardCycle

No in-app purchases

Questions

Is Cat Ledger free?
Cat Ledger is free to download, with in-app purchases available.
Is CardCycle free?
CardCycle is free to download, with no in-app purchases.
Do Cat Ledger or CardCycle have ads?
Cat Ledger shows ads; CardCycle does not.

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