Payla vs SplitMate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payla
Effortlessly split bills and track shared expenses with friends, roommates, and family. This app simplifies group finances by calculating debts, facilitating instant settlements, and providing transparent transaction records. It's designed for easy group setup and real-time synchronization.
- Smart expense splitting (equal, percentage, shares, custom amounts)
- QR code group invitations
- Multi-currency support
- Real-time synchronization
- In-app wallet for settlements
- Attach receipt photos
- Virtual member tracking
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Payla is the easiest way to split expenses, track group bills, and manage shared costs with friends, roommates, family, and travel buddies. Tired of complicated calculations and asking "who owes what?" Payla simplifies group finances, tracks every shared bill in real time, and calculates the minimum number of transactions needed to settle all debts. WHY CHOOSE PAYLA? • Fast & Intuitive: Create groups in seconds, log shared expenses, and split bills effortlessly. • Smart Debt Simplification: Reduces unnecessary transactions so everyone settles up with the fewest payments possible. • Real-Time Sync: Every update is instantly synced across all members — complete financial transparency. • Multi-Currency Support: Add expenses in USD, EUR, TRY, and global currencies with ease. KEY FEATURES • Flexible Split Options: Split bills equally, by percentage, by shares, or with exact custom amounts. • Quick Join via QR Code: Invite friends in seconds using a simple QR code or shareable invite link. • Virtual Members: Add friends who don't have the app yet and log expenses on their behalf. • Receipt & Bill Photos: Attach photos of receipts or invoices to any expense for clear records. • Easy Settlement with IBAN: Save your IBAN/bank details for quick copy-and-paste bank transfers. • Smart Notifications: Stay updated on newly added expenses, payments, and balance changes. PERFECT FOR: • Roommates: Split rent, household bills, groceries, and cleaning expenses fairly. • Travel & Trips: Track flights, hotels, dining, and road trip expenses in any currency. • Couples: Manage shared lifestyle and household expenses without awkward money talks. • Friends & Social Outings: Divide restaurant checks, concert tickets, parties, and weekend getaways. • Projects & Clubs: Keep track of shared project costs and communal budgets. PREMIUM FEATURES • Personal Budgeting: Set monthly category budgets, track spending habits, and save more. • Advanced Group Analytics: Visualize group spending patterns with interactive charts and insights. • Detailed Expense Reports: Export and review comprehensive financial summaries. Split bills, track expenses, manage group budgets, and settle debts without the hassle. Download Payla today — Split fairly, track easily, settle fast! --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://payla.app/privacy
SplitMate
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SplitMate is a powerful expense manager and bill splitter app that makes it easy to split bills, track shared expenses, and manage group expenses without stress. Whether you're traveling with friends, living with roommates, or managing expenses as a couple, SplitMate helps you split money, track expenses, and settle up quickly. No spreadsheets. No confusion. No awkward reminders. Just simple bill splitting and smart expense tracking. WHY CHOOSE SPLITMATE? • Easily split bills with friends, family, or roommates • Track shared expenses and group expenses in real time • Always know who owes what with clear balances • Fast, simple, and accurate expense manager • Built for real life expense sharing KEY FEATURES SMART BILL SPLITTER Split bills equally, by percentage, or exact amounts. Perfect for dinners, trips, rent, and daily expenses. GROUP EXPENSE MANAGER Create groups for trips, roommates, couples, events, or teams. Track all shared expenses in one place. EXPENSE TRACKER & INSIGHTS Monitor your spending with detailed reports, charts, and summaries. Stay in control of your expenses. EASY SETTLE UP Settle up instantly using cash, UPI, bank transfer, or card payments. Simplify expense sharing. PAYMENT REMINDERS Send friendly reminders to friends and track pending balances easily. RECURRING EXPENSE TRACKING Automatically manage rent, subscriptions, and regular shared bills. MULTI CURRENCY SUPPORT Track expenses in INR, USD, EUR, GBP, JPY, CAD, and more. Ideal for international trips. RECEIPT STORAGE Attach receipts and keep proof for every expense. EXPORT & BACKUP Download your expense reports anytime in CSV or PDF format. PERFECT FOR • Roommates splitting rent and utility bills • Travel groups managing trip expenses • Friends splitting bills for food, parties, and outings • Couples managing shared finances • Anyone looking for a bill splitter, expense tracker, or expense sharing app WHY USERS LOVE SPLITMATE • No awkward money conversations • Clear expense tracking and bill splitting • Fast and easy to use • Secure and reliable • Designed for India with UPI support SplitMate is your all in one solution for bill splitting, expense tracking, and group expense management. Download SplitMate today and simplify how you split bills, track expenses, and settle up with friends.
Screenshots
Verdict
The clearest difference is in-app purchases: SplitMate at none against Payla's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payla sells 3 in-app purchases, starting at $2.99 per month. SplitMate asks for nothing beyond the download.
Payla ships an update fortnightly, SplitMate every 3 weeks. The most recent releases landed on October 6, 2026 and September 26, 2026 respectively.
| Parameter | Payla | SplitMate |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 102 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Cloudbud Tech | CodeTailor Softech Pvt Ltd |
In-app purchases
Payla
- Payla Pro Monthly$2.991 Month
- Payla Pro Yearly$29.991 Year
- Payla Life Time$49.99
SplitMate
No in-app purchases









