Money Manager vs Expense Tracker

Track income, expenses, transfers, and savings — all on one screen. A budget app that maps your complete money flow: where it comes from, where it's held, and where it goes. No bank connection needed. Works offline. No ads. YOUR COMPLETE MONEY MAP SpendBoard shows everything together: • Income Sources - Where your money comes from (salary, freelance, investments) • Money Accounts - Where your money is held (bank accounts, cash, credit cards) • Expense Categories - Where your money goes (food, transport, bills) • Savings Goals - Where your money grows (vacation fund, emergency savings) Everything on one screen — no jumping between tabs to piece together your finances. TRACK ALL MONEY MOVEMENTS • Expenses - Spend from accounts to categories • Income - Receive from sources to accounts • Transfers - Move between accounts with automatic currency conversion • Savings - Contribute from accounts to goals Set up recurring transactions for rent, subscriptions, or salary — they appear automatically so you never forget to log them. Every transaction connects your income sources, accounts, categories, and goals — so you always know exactly how money flows through your life. MULTI-CURRENCY SUPPORT Perfect for travelers, remote workers, and expats: • Each account and transaction can have its own currency • Automatic exchange rate conversion • Exchange rates updated daily • Transfers between EUR, USD, GBP, and 100+ other currencies BUDGET TRACKING Stay in control of your spending: • Set monthly budget limits for each category • Visual progress bars show spending vs. budget • Color-coded warnings as you approach limits • Budget periods: weekly, biweekly, 4-weekly, monthly, or quarterly SPENDING INSIGHTS Understand where your money goes: • Spending vs. budget breakdown by category • Income breakdown by source • Distribution charts across multiple periods • Budget progress ring for current period • Top categories and top income sources • Flexible date ranges: current period, last 3, 6, 12 periods, or custom • Spending calendar — days color-coded by spending intensity so you spot patterns instantly • Tap any day for a category breakdown and full transaction list TAGS & ORGANIZATION Organize transactions your way: • Create custom tags for projects, trips, or clients • Filter and search by tags • Track business expenses or vacation spending separately OFFLINE-FIRST & SYNC Your data, always available: • Works completely offline — no internet required • Automatic sync when online • Sync across all your devices with the same account • No bank connection required — you decide what to track BUILT FOR ACCURACY • Double-entry bookkeeping ensures every transaction balances • Full transaction history with search and filters • Accurate balance calculations across all accounts Most budget apps only track expenses. SpendBoard tracks the complete flow: income sources → accounts → expenses and savings. See it all in one place, on one screen. Download SpendBoard and see your complete financial picture. Terms of Use: https://spendboard.app/terms Privacy Policy: https://spendboard.app/privacy

Moncap - Expense Tracker Moncap helps you log everyday spending before you forget, set a monthly money cap, and understand your spending speed at a glance. Open the app to snap receipt photos, add transactions in seconds, review month and week totals, browse spending history, save receipt memories, and see your totals on Home Screen or Lock Screen widgets. No account required. Your transactions stay on your device. The free version includes up to 10 transactions. Moncap Pro unlocks unlimited logging and premium receipt tools. KEY FEATURES Camera-First Expense Logging Capture receipt photos and log coffee, food, rides, bills, and everyday spending in seconds. Moncap is built for speed so you remember transactions before they slip away. Monthly Money Cap & Safe Spending Speed Set a monthly cap during onboarding and see how Moncap turns it into simple daily, weekly, monthly, and yearly checkpoints. Stay aware of how fast you are spending before the month is almost over. Analyze Your Spending See month, week, and today totals, calendar heatmaps, category breakdowns, and day-by-day details. Understand where your money goes without a complicated spreadsheet. History & Receipt Memories Swipe through past days, revisit transactions, and browse receipt memories from the camera screen. Keep a visual record of what you spent and when. Home Screen & Lock Screen Widgets Check spending without opening the app. Add Moncap widgets to your Home Screen for month, week, and today totals, or add the Lock Screen widget to keep today's spending visible. Categories & Custom Labels Organize spending with built-in categories like Food, Coffee, Transport, Shopping, Bills, Health, Fun, and Other. Add your own categories so tracking matches your life. Money Streak Build a simple daily habit around logging spends. Track your current streak and best streak as you return each day to stay on top of your money. Daily Reminders & Recaps Set gentle reminders that fit your day. Moncap can nudge you to log spending, send an evening recap, and share a month recap on the first of each month. Multi-Currency Support Choose from popular currencies or follow your phone locale so amounts feel natural wherever you are. PERFECT FOR People who want to spend less each month Staying under a personal monthly money cap Seeing where everyday money goes Remembering coffee, food, rides, and small purchases quickly Checking month, week, and today totals from widgets Building a simple daily expense logging habit Anyone who wants a fast receipt camera tracker without a full accounting app MONCAP PRO One subscription unlocks the full Moncap experience on all your devices. Unlimited transactions Import or update receipt images from your photo library Switch between front and back camera Save receipt photos to your library All future Pro features Subscription: Moncap Pro — Weekly $2.99 or Yearly $9.99. Auto-renewing. Payment is charged to your Apple ID account at confirmation of purchase. Auto-renewal: Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage: You can manage or cancel your subscription anytime in your Apple ID account settings after purchase. Privacy Policy: https://luchv.com/moncap/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/