Comparison

MyFlowtrack vs LoanPrep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFlowtrack

Features
Read full description

FlowTrack helps individuals and small businesses manage their finances, cash flow, debt, savings, investments, cryptocurrency, and assets with analytics and simulations to help you plan, all in one place. Download FlowTrack and take control of your finances today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

LoanPrep

This app helps U.S. borrowers prepare for loan applications by assessing readiness, organizing documents, and providing educational tips. It offers checklists, progress tracking, and a daily check-in system to build consistent habits. The tool is for informational purposes only and does not provide financial advice.

Highlights
  • 9-step loan readiness assessment
  • Customizable preparation checklists
  • Document collection progress tracking
  • Daily check-in system for habit building
  • Educational assessment reports
  • U.S. dollar amount display
Features
Read full description

Your personal assistant for preparing loan applications. Whether you need funds for personal needs, emergencies, or expenses, Loan Preparation Assistant helps you understand common loan application information and get organised before submitting an application. Loan Readiness Assessment Complete a 9-step self-assessment to check your preparation level: * Review your loan preparation based on common application practices * Understand factors commonly associated with loan applications * Recognise your current strengths * Find areas you can improve * Receive educational tips for better preparation Preparation Checklists Keep everything organised with ready-made checklists and tracking tools. Available Templates: * Online Loan Checklist * Bank Personal Loan Checklist * Salary Loan Checklist * Cooperative Loan Checklist Flexible Management: * Track document collection progress * Mark priority levels (High/Medium/Low) * Update status (Pending/In Progress/Completed) * Add your own custom items as needed Daily Check-in System Build consistent preparation habits: * Daily check-ins to earn points * Maintain your activity streak * Review your preparation history * Stay motivated with progress tracking Educational Assessment Report Understand loan preparation through detailed reference materials: * Information about repayment capacity * Loan amount considerations * Overview of general readiness factors * Reference by specific purpose (Medical, Education, Business, etc.) * Improvement suggestions with realistic timeframes * General information about commonly requested documents For Borrowers * Designed to help borrowers prepare before applying for a loan * Covers a wide range of common personal loan scenarios * Provides general preparation guidance for different application situations User Experience * Clean, modern iOS design * Dark mode available * Smooth animations * Haptic feedback Important Notice Loan Preparation Assistant is an independent educational tool designed to help you understand and organise loan preparation. The app does not provide loans, accept loan applications, connect users with lenders, or participate in loan approval or underwriting. It does not guarantee loan approval, provide financial advice, or determine eligibility for any specific loan. All checklists, assessments, and educational materials are general guidance only and may not reflect the requirements of any particular lender or financial institution. Requirements can vary by lender, location, loan type, and individual circumstances. Always verify specific requirements directly with the relevant lender before submitting an application.

Screenshots

MyFlowtrack4 screens
LoanPrep4 screens

Verdict

The call

The clearest difference is ads: MyFlowtrack at none against LoanPrep's shown. LoanPrep's advantage is device support (3 vs 1) and iOS requirement (15 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MyFlowtrack sells 2 in-app purchases, starting at $1.99 per month and LoanPrep sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MyFlowtrack ships an update every 6 days, LoanPrep every 10 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
MyFlowtrack versus LoanPrep: the parameters behind the verdict, then further details
ParameterMyFlowtrackLoanPrep
PriceFreeFree
Rating—4.5 (8 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—8 — better
Update frequencyEvery 6 days — betterEvery 10 days
AdsNo — betterYes
In-app purchasesYesYes
Monetization—Ad-supported
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015 — better
Further details — not scored
Size34 MB13 MB
Age rating4++4
DeveloperQuiorks, Inc淼 于

In-app purchases

2 purchases

MyFlowtrack

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Annual$12.991 Year
2 purchases

LoanPrep

One-time2
  • Single Assessment Report$0.99
  • 5-Report Package$2.99

Questions

Is MyFlowtrack free?
MyFlowtrack is free to download, with in-app purchases available.
Is LoanPrep free?
LoanPrep is free to download, with in-app purchases available.
Do MyFlowtrack or LoanPrep have ads?
LoanPrep shows ads; MyFlowtrack does not.
Which is updated more often, MyFlowtrack or LoanPrep?
MyFlowtrack ships an update every 6 days, and LoanPrep every 10 days. Most recently, MyFlowtrack was updated on October 30, 2026 and LoanPrep on November 5, 2026.

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