MyWealthX vs PropSaves
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyWealthX
Manage your banking, investing, and insurance all in one secure platform. This app offers tools for budgeting, commission-free trading, and policy management, simplifying your financial life.
- Integrated banking, investing, and insurance
- Smart budgeting and spending insights
- Commission-free trading and fractional shares
- Digital policy management and claims assistance
- Bank-level security with advanced encryption
- Automated savings and investment options
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Simplify your financial journey with integrated banking, investing and insurance solutions - all in one secure platform. Take control of your financial future with MyWealthX, the revolutionary app that brings together banking, investing, and insurance in one seamless experience. Say goodbye to juggling multiple apps and accounts – everything you need to build, manage, and protect your wealth is right at your fingertips. SMART BANKING MADE SIMPLE Experience modern banking that puts you first. Manage your everyday finances with intuitive tools designed to help you save time and money. From instant transfers to smart budgeting features, everything works seamlessly to keep your financial life organized. Key Banking Features: • Instant money transfers • Smart budgeting and spending insights • High-yield savings options • Mobile deposits and account access • Real-time notifications and alerts INTELLIGENT INVESTING FOR EVERYONE Whether you're just starting out or have years of experience, MyWealthX makes investing accessible and straightforward. Build your portfolio with confidence using our research tools and automated features designed to help grow your wealth over time. Investment Features: • Commission-free trading • Fractional share investing • Automated investment options • Portfolio diversification tools • Market research and insights • Tax optimization strategies COMPREHENSIVE INSURANCE PROTECTION Protect what matters most with our integrated insurance solutions. Compare options, manage your policies, and handle claims all in one place while discovering ways to save on coverage that fits your needs. Insurance Solutions: • Multiple insurance product options • Digital policy management • Claims processing assistance • Multi-policy savings opportunities • Round-the-clock support • Personalized coverage guidance BANK-LEVEL SECURITY YOU CAN TRUST Your financial information is protected with industry-leading security measures. We use advanced encryption, authentication systems, and continuous monitoring to keep your data and money safe at all times. Security Features: • Advanced encryption and secure login • Fraud detection and monitoring • Multi-factor authentication • Automatic security protocols WHY CHOOSE MYWEALTHX? One Platform, Complete Control: View your entire financial picture in one place. Track banking, investments, and insurance coverage from a single dashboard that updates in real-time. Smart Automation: Set up automatic savings, investing, and payments. Our intelligent system helps optimize your finances and identifies opportunities to save money and grow wealth. Expert Support: Access educational resources, planning tools, and personalized recommendations. Our AI agent is available whenever you need guidance. Continuous Innovation: Regular updates bring new features and improvements based on user feedback and changing financial needs. START YOUR FINANCIAL JOURNEY TODAY Join users who have transformed their financial lives with MyWealthX. Whether you're building an emergency fund, planning for major purchases, or securing your family's future, our integrated platform helps you reach your goals more efficiently. Ready to simplify your finances? Download MyWealthX and discover how managing money becomes effortless when banking, investing, and insurance work together seamlessly. Your complete financial solution awaits.
PropSaves
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PropSaves is the simple, disciplined way to save money and reach your goals in Nigeria. Whether you're building an emergency fund, saving toward rent, or growing wealth with friends, PropSaves keeps you consistent and rewards you for staying on track. SET GOALS THAT STICK Create personal savings goals with clear targets and dates. Choose flexible or fixed plans, then save weekly or monthly. Watch your progress climb toward every milestone. LOCK IN AND EARN Stay committed with Lock & Earn savings plans and earn interest as your balance grows. Track your accrued interest and maturity date at a glance. SAVE TOGETHER (AJO / ESUSU) Start or join a savings group with friends and family, reach shared targets together, and keep everyone accountable — while each member still earns on their own share. FUND IN SECONDS Add money instantly with your debit card or bank transfer through Paystack, or get a dedicated PropSaves virtual account for direct deposits straight into your wallet. TRACK EVERYTHING See a clear history of every deposit, withdrawal, and interest credit. Download professional transaction receipts as PDFs whenever you need proof of payment. STAY MOTIVATED Climb the weekly Top Savers leaderboard, earn badges for consistency, and celebrate milestones. Rankings reward your habits — your balances always stay private. INVITE FRIENDS, EARN REWARDS Share your referral code and earn bonuses when friends start saving. Put your referral bonus straight to work funding your own goals. BUILT FOR SECURITY Protect your account with a 4-digit transaction PIN and biometric login (Face ID / fingerprint). Tiered verification keeps your money and identity safe. WHY PROPSAVES Personal savings goals with flexible or fixed plans Earn interest as you save Group savings (Ajo / Esusu) with friends and family Instant funding via card, bank transfer, or virtual account Downloadable transaction receipts Weekly leaderboard, badges, and referral rewards Biometric login and PIN protection Start saving with purpose. Download PropSaves and build the habit that builds your future. PropSaves is operated by PropSaves Limited. Need help? Email hello@propsaves.com.
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Verdict
MyWealthX and PropSaves are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | MyWealthX | PropSaves |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 24 MB | 53 MB |
| Age rating | 4+ | 12+ |
| Developer | Zanibal LLC | Retrust Microfinance Bank Limited |
In-app purchases
MyWealthX
No in-app purchases
PropSaves
No in-app purchases









