onbalance vs FlowGraph
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
onbalance
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Finance tracking that doesnβt track you. onbalance is a free finance tracker and cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom. β Privacy by Design We took this seriously β applied best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations. β Offline-First & Mobile-Native Always accessible, always reliable β your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability. β Flexible Financial Management Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs. β Insightful Cash Flow Planning Visualize your future balances, spot potential gaps early, and make confident decisionsβwithout the accounting jargon or clutter. Built especially for small business owners and solopreneurs like: β Freelancers & content creators β Real estate agents & event planners β Artisans & marketplace sellers β Repair & construction teams Join our Discord community to participate in development, bring your ideas of an ideal finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.com/invite/fbwf5MYJap
FlowGraph
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TRANSFORM HOW YOU SEE YOUR MONEY FlowGraph is not just another boring budget tracker. It is a visual experience that turns your financial data into a living, organic flow map. See your income and expenses as a connected network where every dollar has a direction and every transaction tells a story. KEY FEATURES: β’ THE FLOW MAP: Forget static charts. Visualize your finances as an organic network of nodes and connections. Watch your money move from sources to expenses like a living river. β’ SMART HEATMAP: Our intelligent engine highlights your spending habits. Bigger transactions shine brighter and flow thicker, allowing you to instantly spot where your money goes. β’ DUAL VIEW MODE: Switch seamlessly between "Graph View" for a visionary overview and "List View" for precise, detailed tracking. β’ REGIONAL CUSTOMIZATION: Fully localized support for English, Turkish, and German. Automatically adjusts currency symbols and regional settings, or allows for manual overrides. β’ AESTHETIC DARK UI: A premium, high-contrast dark interface designed for focus, clarity, and elegance. β’ PRIVATE & SECURE: Built with the latest Apple technologies (SwiftUI & SwiftData). Your data stays on your device, private and secure. Start managing your cash flow like never before. Download FlowGraph today and see the beauty in your balance.
Screenshots
Verdict
The clearest difference is device support: onbalance at 3 against FlowGraph's 1. onbalance also leads on iOS requirement (15.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
onbalance ships an update every 3 weeks, FlowGraph every 5 weeks. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.
| Parameter | onbalance | FlowGraph |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks β better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 15.0 β better | 18.6 |
| Further details β not scored | ||
| Size | 36 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | SmartHead LLC | Aras TOKDEMIR |
In-app purchases
onbalance
No in-app purchases
FlowGraph
No in-app purchases
Questions
Is onbalance free?
Is FlowGraph free?
Do onbalance or FlowGraph have ads?
Which is updated more often, onbalance or FlowGraph?
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