Comparison

onbalance vs FlowGraph

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

onbalance

Features
Read full description

Finance tracking that doesn’t track you. onbalance is a free finance tracker and cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom. β€” Privacy by Design We took this seriously β€” applied best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations. β€” Offline-First & Mobile-Native Always accessible, always reliable β€” your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability. β€” Flexible Financial Management Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs. β€” Insightful Cash Flow Planning Visualize your future balances, spot potential gaps early, and make confident decisionsβ€”without the accounting jargon or clutter. Built especially for small business owners and solopreneurs like: β€” Freelancers & content creators β€” Real estate agents & event planners β€” Artisans & marketplace sellers β€” Repair & construction teams Join our Discord community to participate in development, bring your ideas of an ideal finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.com/invite/fbwf5MYJap

About

FlowGraph

Features
Read full description

TRANSFORM HOW YOU SEE YOUR MONEY FlowGraph is not just another boring budget tracker. It is a visual experience that turns your financial data into a living, organic flow map. See your income and expenses as a connected network where every dollar has a direction and every transaction tells a story. KEY FEATURES: β€’ THE FLOW MAP: Forget static charts. Visualize your finances as an organic network of nodes and connections. Watch your money move from sources to expenses like a living river. β€’ SMART HEATMAP: Our intelligent engine highlights your spending habits. Bigger transactions shine brighter and flow thicker, allowing you to instantly spot where your money goes. β€’ DUAL VIEW MODE: Switch seamlessly between "Graph View" for a visionary overview and "List View" for precise, detailed tracking. β€’ REGIONAL CUSTOMIZATION: Fully localized support for English, Turkish, and German. Automatically adjusts currency symbols and regional settings, or allows for manual overrides. β€’ AESTHETIC DARK UI: A premium, high-contrast dark interface designed for focus, clarity, and elegance. β€’ PRIVATE & SECURE: Built with the latest Apple technologies (SwiftUI & SwiftData). Your data stays on your device, private and secure. Start managing your cash flow like never before. Download FlowGraph today and see the beauty in your balance.

Screenshots

onbalance4 screens
FlowGraph4 screens

Verdict

The call

The clearest difference is device support: onbalance at 3 against FlowGraph's 1. onbalance also leads on iOS requirement (15.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

onbalance ships an update every 3 weeks, FlowGraph every 5 weeks. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

Scorecard2 real differences Β· 4 level
onbalance versus FlowGraph: the parameters behind the verdict, then further details
ParameteronbalanceFlowGraph
PriceFreeFree
Update frequencyEvery 3 weeks β€” betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.0 β€” better18.6
Further details β€” not scored
Size36 MB6 MB
Age rating4+4+
DeveloperSmartHead LLCAras TOKDEMIR

In-app purchases

None

onbalance

No in-app purchases

None

FlowGraph

No in-app purchases

Questions

Is onbalance free?
onbalance is free to download, with no in-app purchases.
Is FlowGraph free?
FlowGraph is free to download, with no in-app purchases.
Do onbalance or FlowGraph have ads?
Neither onbalance nor FlowGraph shows ads.
Which is updated more often, onbalance or FlowGraph?
onbalance ships an update every 3 weeks, and FlowGraph every 5 weeks. Most recently, onbalance was updated on October 14, 2026 and FlowGraph on October 4, 2026.

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