Comparison

Lạc Quant vs NTN Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lạc Quant

Features
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Lạc Quant warns you early when world events start to affect the bank deposits, gold, stocks, crypto or real estate you hold. Keep every investment in one app. Prices update on their own and your gain or loss is always current, with no spreadsheets to maintain. RISK ALERTS - An early warning card on your home screen shows whether today's world news touches anything you own - See which asset groups and sectors are directly affected, with the tickers in each sector - Track the international press tone on Vietnamese stocks and world gold to spot early signals before the market moves - A world event level for the past 24 hours, from Stable to High tension, with the reasons behind it - Find out which holding carries the most risk in your portfolio - Crisis simulation: if a past crisis happened again, how far could your portfolio fall? TRACK ALL YOUR ASSETS - Bank deposits, gold, silver, stocks, crypto, foreign currency and real estate in one app - Over 3,000 assets, with gold, stock and crypto prices updated automatically - Your total net worth, allocation by asset type, and gain or loss on each holding, for today or since you bought it - Deposit tracker: maturity dates, the amount you'll receive, and how much interest you give up if you withdraw early - Real estate valued against Vietnam's official land price tables WORLD BRIEFINGS EVERY DAY - World news briefings 3 times a day, at 08:00, 14:00 and 19:00 Vietnam time - Each story explains what happened, why it happened, what it means for Vietnam, and what would change the assessment MORE TOOLS - Stock research, plus strategy backtests on historical prices - Compare bank deposit rates and look up official land prices - Home screen widget, light and dark themes, hidden balances, and both Vietnamese and English PLEASE NOTE Lạc Quant is a tool for tracking your assets and measuring the news. We are not a brokerage. We don't hold your money, place orders or give investment advice. Briefings are written by AI and compiled from LQ's Global Monitor. Backtest and simulation results are based on past prices and are for reference only.

About

NTN Expense Tracker

Features
Read full description

Smart Spending Management - Simple, Fast, Effective The perfect app for Vietnamese people to manage their personal finances! Key Features: - Smart Receipt Scanning - Simply take a picture, the app automatically recognizes the amount and content. - Income and Expense Tracking - Quickly record all income and expenses. - Intuitive Charts - View expense reports by day, week, and month. - Group Management and Sharing. - TO-DO List (To-Do List). - Custom Categories - Create your own categories to suit your needs. - Smart Search - Easily find old transactions. - Report Export - Export data to CSV files for analysis. - Secure & Private - Data is stored locally on your device. - Fast & Lightweight - No registration required, no ads. Special Features: - Vietnamese Receipt Recognition (VinMart, Circle K, MoMo, TPBank, etc.) - VND Currency Format - User-Friendly Vietnamese Interface Who should use this app? - Students who want to manage their pocket money - Working professionals who need to track monthly expenses - Families who want to control their budget - Anyone who wants to develop good financial habits - No ads - No data collection PREMIUM SUBSCRIPTION • Monthly Plan: Automatically renews monthly • Annual Plan: Automatically renews annually, save 32% • Lifetime Plan: Pay once, use forever • Payment is charged to your Apple ID account • Subscription automatically renews unless canceled 24 hours before the end of the cycle • Manage your subscription in Settings > Apple ID > Subscriptions Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nhant1164.github.io/expense-tracker-privacy/privacy-policy.html

Screenshots

Lạc Quant4 screens
NTN Expense Tracker4 screens

Verdict

The call

The clearest difference is price: Lạc Quant at Free against NTN Expense Tracker's $0.99. Lạc Quant also leads on in-app purchases (none vs 3). NTN Expense Tracker's advantage is ads (none vs shown) and update cadence (every 3 days vs every 2 weeks). On device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Lạc Quant is free to download; NTN Expense Tracker costs $0.99 up front. NTN Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Lạc Quant asks for nothing beyond the download.

UpkeepUpdate frequency

Lạc Quant ships an update every 2 weeks, NTN Expense Tracker every 3 days. Both last shipped on October 30, 2026.

Scorecard4 real differences · 2 level
Lạc Quant versus NTN Expense Tracker: the parameters behind the verdict, then further details
ParameterLạc QuantNTN Expense Tracker
PriceFree — better$0.99
Update frequencyEvery 2 weeksEvery 3 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size179 MB104 MB
Age rating4+4+
DeveloperBEAVERX TECHNOLOGY COMPANY LIMITEDLam Nguyen Viet

In-app purchases

None

Lạc Quant

No in-app purchases

3 purchases

NTN Expense Tracker

Subscriptions2
  • Premium Monthly7 Days trial$0.991 Month
  • Premium Yearly7 Days trial$6.991 Year
One-time1
  • Premium Lifetime$6.99

Questions

Is Lạc Quant free?
Lạc Quant is free to download, with no in-app purchases.
Is NTN Expense Tracker free?
NTN Expense Tracker costs $0.99, and also offers in-app purchases.
Do Lạc Quant or NTN Expense Tracker have ads?
Lạc Quant shows ads; NTN Expense Tracker does not.
Which is updated more often, Lạc Quant or NTN Expense Tracker?
Lạc Quant ships an update every 2 weeks, and NTN Expense Tracker every 3 days. Most recently, Lạc Quant was updated on October 30, 2026 and NTN Expense Tracker on October 30, 2026.

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