Comparison

Budget Buddy vs Xledger 2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Buddy

Effortlessly manage your finances by tracking expenses, setting budgets, and monitoring bills. This app offers a clear overview of your spending, helps you save for goals, and allows for collaborative budgeting with family. It prioritizes your privacy with no ads or data selling.

Highlights
  • Expense tracking across cash, cards, and accounts
  • Customizable monthly budgets by category
  • Bill and subscription management
  • Collaborative budgeting for partners/family
  • Consolidated view of all financial accounts
  • Savings goal setting and progress tracking
  • Apple Watch integration for quick insights
Features
Read full description

BudgetBuddy makes managing your money simple and stress-free. Track your spending, set budgets, and stay in control of your finances — on your own terms. TRACK SPENDING WITH CLARITY Log expenses across cash, cards, and accounts. See exactly where your money goes with simple, intentional tracking that keeps you aware without overwhelming you. BUDGETS THAT WORK FOR YOU Create monthly budgets by category and check your progress anytime. Make better spending decisions without guilt or pressure. MANAGE BILLS & SUBSCRIPTIONS Keep track of recurring bills and subscriptions so nothing slips through the cracks. Know what you owe and when it's due. BUDGET TOGETHER Share budgets with your partner or family. Stay aligned on finances with transparent, collaborative planning. ALL YOUR ACCOUNTS IN ONE PLACE View balances, credit limits, available credit, and debt across all your cards and accounts in one clean dashboard. SET SAVINGS GOALS Save for what matters — emergency funds, vacations, or future plans — and track your progress over time. APPLE WATCH Check your budget and spending from your wrist. Quick insights when you need them. BUILT FOR PRIVACY No ads. No data selling. Your financial data stays yours. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Xledger 2

Features
Read full description

The Xledger mobile app puts the ERP in your pocket. Employees and managers get secure, on-the-go access to the tools they use every day, and get notified when something needs their attention. - Log work hours, track projects, and submit timesheets directly from your phone. Request time off and check your vacation balance at a glance. - Simplify your expense reporting. Snap photos of receipts and upload them directly to your expenses without ever touching a desktop. - Keep track of your compensation on the go. View and securely download your latest pay stubs anytime, anywhere. - Handle approvals like absence requests and unpaid bills. - Get notifications when something needs your attention, like absence approvals from your colleagues. - Access various reports, like bank balances (role dependent) or employee lists. Sign in with Xledger credentials. After the initial log in, sign in quicker next time with Face ID or Touch ID. Seamlessly switch between multiple accounts and roles. Note: Xledger Mobile only works if your organization is already up and running with the Xledger platform.

Screenshots

Budget Buddy4 screens
Xledger 24 screens

Verdict

The call

The clearest difference is in-app purchases: Xledger 2 at none against Budget Buddy's 2. Xledger 2 also leads on iOS requirement (18.0 vs 26.0). Budget Buddy's advantage is device support (3 vs 1). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Buddy sells 2 in-app purchases, starting at $5.99 per month. Xledger 2 asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 9, 2026 and November 8, 2026 respectively.

Scorecard3 real differences · 7 level
Budget Buddy versus Xledger 2: the parameters behind the verdict, then further details
ParameterBudget BuddyXledger 2
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS26.018.0 — better
Further details — not scored
Size50 MB96 MB
Age rating4+4+
DeveloperALPER KAPLANXledger Inc

In-app purchases

2 purchases

Budget Buddy

Subscriptions2
  • Monthly Premium3 Days trial$5.991 Month
  • Yearly Premium3 Days trial$39.991 Year
None

Xledger 2

No in-app purchases

Questions

Is Budget Buddy free?
Budget Buddy is free to download, with in-app purchases available.
Is Xledger 2 free?
Xledger 2 is free to download, with no in-app purchases.
Do Budget Buddy or Xledger 2 have ads?
Neither Budget Buddy nor Xledger 2 shows ads.
Which is updated more often, Budget Buddy or Xledger 2?
Budget Buddy ships an update every 3 months, and Xledger 2 every 3 months. Most recently, Budget Buddy was updated on November 9, 2026 and Xledger 2 on November 8, 2026.

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