Comparison

Budget Buddy vs Splittio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Buddy

Effortlessly manage your finances by tracking expenses, setting budgets, and monitoring bills. This app offers a clear overview of your spending, helps you save for goals, and allows for collaborative budgeting with family. It prioritizes your privacy with no ads or data selling.

Highlights
  • Expense tracking across cash, cards, and accounts
  • Customizable monthly budgets by category
  • Bill and subscription management
  • Collaborative budgeting for partners/family
  • Consolidated view of all financial accounts
  • Savings goal setting and progress tracking
  • Apple Watch integration for quick insights
Features
Read full description

BudgetBuddy makes managing your money simple and stress-free. Track your spending, set budgets, and stay in control of your finances — on your own terms. TRACK SPENDING WITH CLARITY Log expenses across cash, cards, and accounts. See exactly where your money goes with simple, intentional tracking that keeps you aware without overwhelming you. BUDGETS THAT WORK FOR YOU Create monthly budgets by category and check your progress anytime. Make better spending decisions without guilt or pressure. MANAGE BILLS & SUBSCRIPTIONS Keep track of recurring bills and subscriptions so nothing slips through the cracks. Know what you owe and when it's due. BUDGET TOGETHER Share budgets with your partner or family. Stay aligned on finances with transparent, collaborative planning. ALL YOUR ACCOUNTS IN ONE PLACE View balances, credit limits, available credit, and debt across all your cards and accounts in one clean dashboard. SET SAVINGS GOALS Save for what matters — emergency funds, vacations, or future plans — and track your progress over time. APPLE WATCH Check your budget and spending from your wrist. Quick insights when you need them. BUILT FOR PRIVACY No ads. No data selling. Your financial data stays yours. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splittio

Features
Read full description

Splittio makes splitting expenses with friends, roommates, and travel buddies effortless. Say goodbye to awkward money conversations and complicated spreadsheets! ▸ SMART RECEIPT SCANNING Simply snap a photo of any receipt and let AI extract all items automatically. No more manual entry – just scan, review, and split in seconds. ▸ FLEXIBLE SPLITTING OPTIONS - Equal splits – divide costs evenly among everyone - Custom amounts – assign specific amounts to each person - Item-based splits – let each person choose exactly what they ordered ▸ GROUP EXPENSE MANAGEMENT Create unlimited groups for different occasions: - Trips and vacations - Roommates and household expenses - Dinner parties and events - Couples and family budgets ▸ MULTI-CURRENCY SUPPORT Traveling internationally? Splittio handles multiple currencies with real-time conversion rates, making cross-border expense tracking seamless. ▸ SMART SETTLEMENTS See exactly who owes whom at a glance. Splittio calculates the minimum number of transactions needed to settle all debts, saving time and reducing confusion. ▸ DETAILED REPORTS Export comprehensive expense reports for accounting, reimbursement, or just keeping records. Available in multiple formats. ▸ PREMIUM FEATURES Upgrade to unlock: - Receipt scans with AI - Translations using AI for items ▸ PRIVACY FIRST Your financial data stays on your device and secure Firebase servers. We never sell your information. Whether you're backpacking through Europe, sharing an apartment, or just splitting dinner with friends – Splittio has you covered. Download now and make expense splitting simple! Questions or feedback? Contact us!

Screenshots

Budget Buddy4 screens
Splittio4 screens

Verdict

The call

The clearest difference is update cadence: Budget Buddy at every 3 months against Splittio's every 8 months. Splittio's advantage is iOS requirement (17.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Buddy sells 2 in-app purchases, starting at $5.99 per month and Splittio sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Buddy ships an update every 3 months, Splittio every 8 months. Both last shipped on November 9, 2026.

Scorecard2 real differences · 8 level
Budget Buddy versus Splittio: the parameters behind the verdict, then further details
ParameterBudget BuddySplittio
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 months — betterEvery 8 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS26.017.6 — better
Further details — not scored
Size50 MB31 MB
Age rating4+9+
DeveloperALPER KAPLANAndrei Zaharia

In-app purchases

2 purchases

Budget Buddy

Subscriptions2
  • Monthly Premium3 Days trial$5.991 Month
  • Yearly Premium3 Days trial$39.991 Year
2 purchases

Splittio

One-time2
  • 100 Scan Credits$1.99
  • Upgrade to Premium$2.99

Questions

Is Budget Buddy free?
Budget Buddy is free to download, with in-app purchases available.
Is Splittio free?
Splittio is free to download, with in-app purchases available.
Do Budget Buddy or Splittio have ads?
Neither Budget Buddy nor Splittio shows ads.
Which is updated more often, Budget Buddy or Splittio?
Budget Buddy ships an update every 3 months, and Splittio every 8 months. Most recently, Budget Buddy was updated on November 9, 2026 and Splittio on November 9, 2026.

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