Comparison

Budget Buddy vs Mortgage Visualizer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Buddy

Effortlessly manage your finances by tracking expenses, setting budgets, and monitoring bills. This app offers a clear overview of your spending, helps you save for goals, and allows for collaborative budgeting with family. It prioritizes your privacy with no ads or data selling.

Highlights
  • Expense tracking across cash, cards, and accounts
  • Customizable monthly budgets by category
  • Bill and subscription management
  • Collaborative budgeting for partners/family
  • Consolidated view of all financial accounts
  • Savings goal setting and progress tracking
  • Apple Watch integration for quick insights
Features
Read full description

BudgetBuddy makes managing your money simple and stress-free. Track your spending, set budgets, and stay in control of your finances — on your own terms. TRACK SPENDING WITH CLARITY Log expenses across cash, cards, and accounts. See exactly where your money goes with simple, intentional tracking that keeps you aware without overwhelming you. BUDGETS THAT WORK FOR YOU Create monthly budgets by category and check your progress anytime. Make better spending decisions without guilt or pressure. MANAGE BILLS & SUBSCRIPTIONS Keep track of recurring bills and subscriptions so nothing slips through the cracks. Know what you owe and when it's due. BUDGET TOGETHER Share budgets with your partner or family. Stay aligned on finances with transparent, collaborative planning. ALL YOUR ACCOUNTS IN ONE PLACE View balances, credit limits, available credit, and debt across all your cards and accounts in one clean dashboard. SET SAVINGS GOALS Save for what matters — emergency funds, vacations, or future plans — and track your progress over time. APPLE WATCH Check your budget and spending from your wrist. Quick insights when you need them. BUILT FOR PRIVACY No ads. No data selling. Your financial data stays yours. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Mortgage Visualizer

Visualize your home loan payments and understand their breakdown over the life of the loan. See how principal and interest change, and factor in taxes, insurance, and other costs. Make informed decisions about your mortgage with interactive charts and detailed cost breakdowns.

Highlights
  • Interactive payment breakdown chart
  • Visualize principal vs. interest over time
  • Includes taxes, insurance, PMI, and HOA fees
  • Adjustable loan terms and interest rates
  • Full amortization table
  • Shareable mortgage breakdown image
Features
Read full description

Mortgage Visualizer helps you understand your home loan like never before. See exactly how your monthly payment breaks down and how it changes over the life of your loan. VISUALIZE YOUR PAYMENTS • Interactive stacked bar chart shows yearly payment breakdown • Watch how principal grows and interest shrinks over time • Tap any year to see detailed cost breakdown • Crossover marker shows when you start paying more principal than interest COMPLETE COST PICTURE • Principal & Interest • Property Taxes • Homeowners Insurance • PMI (Private Mortgage Insurance) • HOA Fees • Inflation projections for taxes and insurance FLEXIBLE INPUT OPTIONS • Enter home price with down payment, or loan amount directly • Down payment as percentage or dollar amount • Adjustable loan terms from 1-30 years • Fine-tune interest rates in 0.125% increments ADDITIONAL FEATURES • Full amortization table view • Landscape mode for detailed chart analysis • Share your mortgage breakdown as an image • Clean, intuitive interface Whether you're a first-time homebuyer or refinancing, Mortgage Visualizer gives you the clarity you need to make informed decisions about one of life's biggest purchases.

Screenshots

Budget Buddy4 screens
Mortgage Visualizer4 screens

Verdict

The call

The clearest difference is in-app purchases: Mortgage Visualizer at none against Budget Buddy's 2. Mortgage Visualizer also leads on iOS requirement (17.0 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Buddy sells 2 in-app purchases, starting at $5.99 per month. Mortgage Visualizer asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Budget Buddy against 5.0 for Mortgage Visualizer. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Scorecard3 real differences · 7 level
Budget Buddy versus Mortgage Visualizer: the parameters behind the verdict, then further details
ParameterBudget BuddyMortgage Visualizer
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings2 — better1
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size50 MB4 MB
Age rating4+4+
DeveloperALPER KAPLANDaniel Tehranian

Customer experience

Budget Buddy

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Mortgage Visualizer

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Budget Buddy

Subscriptions2
  • Monthly Premium3 Days trial$5.991 Month
  • Yearly Premium3 Days trial$39.991 Year
None

Mortgage Visualizer

No in-app purchases

Questions

Is Budget Buddy free?
Budget Buddy is free to download, with in-app purchases available.
Is Mortgage Visualizer free?
Mortgage Visualizer is free to download, with no in-app purchases.
Which has better reviews, Budget Buddy or Mortgage Visualizer?
Budget Buddy and Mortgage Visualizer are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Budget Buddy or Mortgage Visualizer have ads?
Neither Budget Buddy nor Mortgage Visualizer shows ads.

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