Comparison

VaultSplit vs Nume

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VaultSplit

Features
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VaultSplit gives modern businesses a simpler way to control what happens to their revenue. Instead of letting every dollar flow into one undifferentiated balance, VaultSplit automatically structures revenue as it arrives, allocating money across Taxes, Expenses, Capital, Savings, and Profit according to the rules you set. As transactions move through your business, VaultSplit reconciles activity, balances your books, maintains organized financial records, and gives you a clearer picture of what you have, what you owe, what you can spend, and what you can reinvest. No spreadsheets. No manual allocation. No guessing what is safe to spend. Your Revenue, structured from the start: Connect the platforms your business already uses and let VaultSplit bring your financial activity into one structured system. Whether revenue comes through Stripe, Shopify, WooCommerce, or another supported source, VaultSplit turns incoming activity into organized financial records. Automatic allocation: Set the rules once and let VaultSplit handle the structure automatically. Revenue can be allocated across: • Taxes • Operating expenses • Capital • Savings • Growth • Flexible spending • Profit Money is given a purpose before it becomes an afterthought. Reconciled financial activity: VaultSplit connects revenue, transactions, payouts, refunds, expenses, and allocations into a clearer financial record. Instead of piecing together what happened across different platforms and spreadsheets, you can see the financial activity of your business in one place. Know what is safe to spend: Revenue is not the same as spendable money. VaultSplit separates obligations and priorities so you can see what belongs to taxes, operations, savings, growth, and available spending. That means fewer decisions made from one large account balance and more decisions made from actual financial structure. Clean financial records: VaultSplit automatically maintains organized financial records as your business operates. Your transactions, allocations, journal activity, and financial movements are structured into a clear record that can be reviewed and exported when needed. Built for modern businesses: VaultSplit is designed for businesses that make money online and need financial control without adding another layer of manual administration. Built for: • E-commerce businesses • Shopify merchants • WooCommerce businesses • Businesses operating through Stripe • DTC and online brands • Freelancers and service businesses • Growing small businesses • Businesses managing multiple revenue streams More than bookkeeping: Traditional accounting tools are built primarily to tell you what happened to your money. VaultSplit is built to help structure what happens next. It creates financial discipline at the point revenue enters the business, so taxes, expenses, savings, capital, and profit do not have to compete for the same pool of cash. VaultSplit is operational financial control for businesses that want clarity before they make financial decisions. Built around clarity: You should not need to become an accountant to understand your business finances. VaultSplit turns complex financial activity into a structured system that helps you understand: • What came in • Where the money was allocated • What has been spent • What remains • What is reserved • What is available • What can be reinvested Your business should be easier to run because it is making money, not harder because it is making more money. VaultSplit brings structure to revenue, clarity to cash flow, and discipline to every financial decision. Auto-renewable subscriptions (Pro Monthly, Pro Yearly) renew unless cancelled 24h before the period ends; manage in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/vaultsplit-privacy-policy/home

About

Nume

This AI-powered financial assistant provides businesses with real-time insights into their cash flow, expenses, and revenue. Ask questions in plain English and receive data-backed answers, generate shareable reports, and track overdue invoices.

Highlights
  • Real-time cash position and runway analysis
  • Automated expense tracking and anomaly detection
  • Revenue growth and customer payment monitoring
  • Overdue invoice flagging and follow-up recommendations
  • Shareable financial reports (PDF/slides)
  • Plain English financial question answering
Read full description

Nume is the AI CFO for businesses. The iOS app is a companion to the Nume desktop app. Sign up and connect your accounting software and bank accounts on desktop, then use this app to access your AI CFO wherever you are. Ask any financial question in plain English and get specific, data-backed answers from your real books. WHAT NUME DOES Cash position and runway Know exactly how much cash you have, how fast you're spending it, and how many months of runway you have left. Calculated daily from your actual bank and accounting data. Expense tracking See where your money is going. Nume flags anomalies, spots unused subscriptions, and highlights cost trends before they become problems. Revenue analysis Track revenue growth, monitor customer payments, and understand what's driving your top line, broken down by the segments that matter to your business. Overdue invoices Nume watches your accounts receivable, flags overdue invoices, and recommends follow-up actions so you collect what you're owed. Reports you can share Generate professional reports as PDFs or slides directly from a conversation. Share them with your team, investors, or board. YOUR DATA, SECURED Nume connects to your accounting and banking platforms through official, encrypted integrations. Your data is never shared with third parties. Every number is cross-checked against your source data.

Screenshots

VaultSplit4 screens
Nume4 screens

Verdict

The call

The clearest difference is ads: Nume at none against VaultSplit's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VaultSplit ships an update every 2 weeks, Nume every 3 weeks. The most recent releases landed on October 30, 2026 and November 9, 2026 respectively.

Scorecard1 real difference · 8 level
VaultSplit versus Nume: the parameters behind the verdict, then further details
ParameterVaultSplitNume
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size105 MB52 MB
Age rating17+4+
DeveloperVaultSplit Inc.Scaleup Finance

In-app purchases

None

VaultSplit

No in-app purchases

None

Nume

No in-app purchases

Questions

Is VaultSplit free?
VaultSplit is free to download, with no in-app purchases.
Is Nume free?
Nume is free to download, with no in-app purchases.
Do VaultSplit or Nume have ads?
VaultSplit shows ads; Nume does not.
Which is updated more often, VaultSplit or Nume?
VaultSplit ships an update every 2 weeks, and Nume every 3 weeks. Most recently, VaultSplit was updated on October 30, 2026 and Nume on November 9, 2026.

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