Comparison

Split! Rent, Bills, Expenses vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split! Rent, Bills, Expenses

Effortlessly track and settle shared expenses like rent, bills, and group trips. This app simplifies who owes what with a clean, intuitive interface and real-time syncing.

Highlights
  • Track rent, bills, and expenses
  • Split bills equally or by custom amounts
  • Simplify debt settlement
  • Create individual and group expenses
  • Record payments instantly
  • Receipt uploading
  • Recurring expense automation
Features
Currently charting
Read full description

Split! – Effortless Rent, Bill, Expense & Check Splitting Take the stress out of shared expenses with Split! Whether it’s rent, utilities, groceries, trips, or social events, Split! makes tracking who owes what simple, fast, and fair. Perfect for: • Roommates splitting rent, bills, and household expenses • Friends sharing dinners, drinks, subscriptions, or entertainment costs • Travel groups managing trip expenses, hotels, and activities • Couples tracking shared groceries, bills, or outings • Event organizers coordinating group contributions for parties, weddings, or gatherings Why Split! is better than other expense apps: Most expense apps are outdated, cluttered, or full of ads. Split! solves these problems: • Free to use with generous limits • Ad-free experience • Modern, intuitive, and clean interface • Active development and responsive support from our team Key Features: • Free Core Features: Track bills, expenses, checks, and payments without subscription requirements. • Smart Expense Splitting: Split bills equally or assign custom amounts. Track who paid and who owes. • Debt Simplification: Automatically minimize the number of transactions needed to settle up within groups. • Individual & Group Expenses: Split one-on-one or create groups for households, trips, or events. Invite friends and sync in real-time across all devices. • Quick Settlements: Record payments instantly and view balances with clear debt visualizations. • Beautiful, Intuitive Design: Enjoy a smooth, modern interface inspired by Apple Design Award–winning apps. How Split! Works: 1. Add friends and create groups 2. Enter bills, expenses, or checks that need to be split 3. Record who paid; split equally or customize each person’s share 4. Track balances between friends in real-time 5. Settle up instantly by recording payments Split! Premium Features: Upgrade to Split! Premium to unlock advanced features for power users and those who want the ultimate expense management experience: • Receipt Uploading: Attach receipts directly to expenses and store them within Split!—no more cluttered photo galleries. • Analytics & Insights: Gain deep insights into your spending with charts, breakdowns, and spending trends. • Recurring Expenses: Automate recurring bills, subscriptions, or rent so you never forget to add them. • Advanced Search: Filter all expenses and payments by date, amount, or payer for quick access. • Export Data: Download your expenses, payments, or balances for personal records, taxes, or accounting. Export by friend, group, or all data in bulk. Download Split! now to manage shared costs effortlessly with a clean, ad-free experience. Terms of Service: https://splitapp.app/terms Privacy Policy: https://splitapp.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Split! Rent, Bills, Expenses4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Sublime at none against Split! Rent, Bills, Expenses's 4. Pay with Sublime also leads on update cadence (every 9 days vs monthly). Split! Rent, Bills, Expenses's advantage is review sentiment (100% vs 86%) and chart position (#187 vs unranked). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split! Rent, Bills, Expenses sells 4 in-app purchases, starting at $4.99 per month. Pay with Sublime asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Split! Rent, Bills, Expenses against 4.7 for Pay with Sublime. Both are backed by a comparable volume of ratings — 78 and 231 respectively. Written reviews are what separate them: 100% of Split! Rent, Bills, Expenses's written reviews are positive against 86% of Pay with Sublime's.

UpkeepUpdate frequency

Split! Rent, Bills, Expenses ships an update monthly, Pay with Sublime every 9 days. Both last shipped on October 30, 2026.

Scorecard6 real differences · 5 level
Split! Rent, Bills, Expenses versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplit! Rent, Bills, ExpensesPay with Sublime
PriceFreeFree
Rating4.6 (78 ratings)4.7 (231 ratings) — better
Positive reviews100.0% of reviews — better85.7% of reviews
Number of ratings78231 — better
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
Best chart rank#187 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.5
Further details — not scored
Size42 MB61 MB
Age rating4+17+
DeveloperCamellia Studios LLCSublime Payments Company

Customer experience

Split! Rent, Bills, Expenses

All ratings78 ratings
Positive89.7%
Neutral0.0%
Negative10.3%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

4 purchases

Split! Rent, Bills, Expenses

Subscriptions4
  • Split! Premium$4.991 Month
  • Split! Premium$7.991 Month
  • Split! Premium7 Days trial$39.991 Year
Show 1 more
  • Split! Premium7 Days trial$59.991 Year
None

Pay with Sublime

No in-app purchases

Questions

Is Split! Rent, Bills, Expenses free?
Split! Rent, Bills, Expenses is free to download, with in-app purchases available.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Which has better reviews, Split! Rent, Bills, Expenses or Pay with Sublime?
Pay with Sublime is rated higher. Split! Rent, Bills, Expenses averages 4.6 out of 5 from 78 ratings, while Pay with Sublime averages 4.7 from 231 ratings.
Do Split! Rent, Bills, Expenses or Pay with Sublime have ads?
Neither Split! Rent, Bills, Expenses nor Pay with Sublime shows ads.
Which is updated more often, Split! Rent, Bills, Expenses or Pay with Sublime?
Split! Rent, Bills, Expenses ships an update monthly, and Pay with Sublime every 9 days. Most recently, Split! Rent, Bills, Expenses was updated on October 30, 2026 and Pay with Sublime on October 30, 2026.

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