Kryptonim Wallet vs Payment Labs

Kryptonim is a self-custody stablecoin wallet for everyday spending and sending across borders, without bank fees or conversion markups. YOUR MONEY, YOUR KEYS Fully non-custodial. No third party holds your assets. Your private keys stay with you always. DEPOSIT Add EUR and receive EURC. Add USD and receive USDC. Funds arrive directly in your wallet within minutes. Card, bank transfer or Apple Pay, no hidden fees, no surprises. SEND Send USDC or EURC to anyone, anywhere, as easily as a text message. Works with any external wallet address or Kryptonim contact. Bank account transfers coming soon. RECEIVE Share your QR code or send a payment request to a contact. They pay, you get notified instantly. SPEND Virtual or physical Visa card linked to your stablecoin balance. Use it online, in-store or anywhere Visa is accepted. SECURITY Face ID and Touch ID authentication. Advanced encryption and secure seed phrase backup.

Payment Labs helps organizations pay the people they work with. If you get paid through Payment Labs, use this app to manage it on your phone. With the app, you can: - Receive prize money and other earnings, including contractor and vendor payments - Send payments to organizations that use Payment Labs - Verify your identity and submit required tax information - Choose or update your preferred payment method - Track payouts that are pending, completed, or returned - View your transaction history and available tax documents - Manage account details - Contact Payment Labs support