Comparison

Phone Guy vs tipme

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Phone Guy

This app integrates wireless phone service with comprehensive financial management tools. It offers a mobile wallet for sending/receiving money, online shopping, and managing payment methods, alongside telehealth services and cardless ATM access.

Highlights
  • Integrated wireless and financial services
  • Mobile wallet for payments
  • Send and request money
  • Online shopping marketplace
  • Virtual telehealth services
  • Cardless ATM withdrawals
Features
Read full description

Phone Guy’s combined wireless phone and financial services is the most effective tool to support Mexican nationals in managing their communication and financial needs securely and efficiently in the U.S Key elements of Phone Guy’s integrated service include: 
 Wireless Communication: Reliable wireless phone service combined seamlessly with financial management, offering convenience and accessibility in one platform.
 Mobile Wallet Suite: The Phone Guy app is an all-in-one digital wallet that lets users send and receive money, shop online, and manage their finances securely. The app is designed for everyday payments and financial management, offering convenience, speed, and integrated security features.  Send and request money: Instantly transfer money to friends, family, and other users using just their name, email, or phone number. Manage payment methods: The app securely stores your debit cards, credit cards, and bank accounts in one place. You can select your preferred payment source for any transaction. Shop online: Pay quickly and securely with our Shopping Marketplace including Best Buy, Groupon, Priceline and more! TeleHealth: MyHealth allows you to sign up for an annual membership that includes virtual telehealth services to all members of your household. This includes one individual single member, his or her spouse / domestic partner, and legally dependent children up to the age of 26, at significantly discounted rates. Request care visits, schedule appointments and manage your family visit history. Plans include urgent care, mental & talk therapy, and primary care. All Annual Subscriptions are non-refundable. Cardless ATMs: Get the convenience of having your Debit Card with you whenever you have your phone on hand. Phone-Guy allows you to load and withdraw funds to/from your mobile wallet account at thousands of participating ATMs without using a Debit Card. The cardless ATM withdrawals have lower ATM fees and offers the convenience of using your mobile device to complete the transaction.

About

tipme

Accept payments and tips directly from customers' phones without needing a card reader or monthly fees. Create custom payment pages for services or tips, shareable via QR codes and links. Offers instant payouts and robust record-keeping for easy tax management.

Highlights
  • Create custom payment and tip pages
  • Accept Apple Pay, Google Pay, and cards
  • QR code and link sharing
  • Tap to Pay on iPhone
  • Service booking tools
  • Instant and standard payouts
  • Exportable payment records
Features
Read full description

Don’t lose cash-only customers. Let customers pay for your service or leave a tip from their phone. No reader or monthly fee. GET PAID YOUR WAY • Create a tip page with preset amounts like $5, $10, or $20, or let customers enter their own amount. • Create a service page with a fixed price for a class, job, or appointment. • Every page has its own link and QR code, plus a title, a message up to 140 characters, and your picture. • Customers pay in their phone’s browser with Apple Pay, Google Pay, or a card. They do not need an app or account. • Put your QR code on your phone, badge, table card, sticker, counter, or car. • Choose who pays the processing fee for each page: the customer or you. • No business setup, card reader, or monthly fee. TAP TO PAY ON IPHONE • Take contactless cards, phones, and watches on your iPhone with Tap to Pay on iPhone. • No reader is needed. Requires iPhone XS or later. SERVICE TOOLS • Booking: add one-off or repeating times for up to six months, set a seat limit, and let customers choose a time and pay. • See who is coming for each booking. • One-time payment links: set an exact amount, share the link, and it closes after one payment. • Customers can download an invoice before paying, then a paid invoice and receipt after. Share them as PDFs from history. PAYOUTS • Standard payouts to your bank are free and take a few business days. • Instant payouts to an eligible debit card arrive in minutes for a small fee. • Withdraw once your balance is $1 or more. RECORDS AND SECURITY • See your live balance and payment history. • Get a daily email recap after activity and export records to a spreadsheet. • If you pass the IRS thresholds, get a Form 1099-K. • Sign in with Face ID. • Sign up with an SSN or ITIN. Stripe checks your identity, and your account is usually ready the same day. • Your app and web dashboard share one account. • Payments are processed by Stripe (PCI DSS Level 1). Bank linking goes through Plaid. tipme never stores card details. • Every payment is recorded, so tax time is easier. WHO IT’S FOR • Hair and beauty: barbers, hair stylists, nail and lash techs. • Fitness and lessons: personal trainers, yoga instructors, tutors, music teachers. • Events: photographers, musicians, street performers. • Hospitality: baristas, servers, valets, bellhops, housekeeping. • Local and mobile services: tour and fishing guides, rideshare and delivery drivers, movers, house cleaners, dog walkers and groomers. PRICING • No signup fee, monthly fee, or subscription. • Each payment has one clear fee, shown up front. Breakdown at tipme-app.com/fees. For use in the United States only. You must be 18 or older to open an account. Available in English and Spanish. tipme-app.com/help tipme-app.com/terms tipme-app.com/privacy

Screenshots

Phone Guy3 screens
tipme4 screens

Verdict

The call

The clearest difference is review sentiment: Phone Guy at 100% against tipme's 0%. Phone Guy also leads on rating (5.0 vs 4.3) and device support (4 vs 1). tipme's advantage is update cadence (every 4 days vs every 11 days). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Phone Guy holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews point the same way: 100% of Phone Guy's written reviews are positive against 0% of tipme's.

UpkeepUpdate frequency

Phone Guy ships an update every 11 days, tipme every 4 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Phone Guy versus tipme: the parameters behind the verdict, then further details
ParameterPhone Guytipme
PriceFreeFree
Rating5.0 (3 ratings) — better4.3 (4 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings34 — better
Update frequencyEvery 11 daysEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS15.6 — better16.4
Further details — not scored
Size172 MB104 MB
Age rating12+4+
DeveloperADS MOBILE SERVICES S DE RL DE CVHyperx inc.

Customer experience

Phone Guy

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

tipme

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Phone Guy

No in-app purchases

None

tipme

No in-app purchases

Questions

Is Phone Guy free?
Phone Guy is free to download, with no in-app purchases.
Is tipme free?
tipme is free to download, with no in-app purchases.
Which has better reviews, Phone Guy or tipme?
Phone Guy is rated higher. Phone Guy averages 5.0 out of 5 from 3 ratings, while tipme averages 4.3 from 4 ratings.
Do Phone Guy or tipme have ads?
Neither Phone Guy nor tipme shows ads.
Which is updated more often, Phone Guy or tipme?
Phone Guy ships an update every 11 days, and tipme every 4 days. Most recently, Phone Guy was updated on October 24, 2026 and tipme on October 25, 2026.

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