Banking vs ERMIS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Banking
This finance utility app simulates interest earnings on savings and investments using compound interest formulas. It also estimates loan payments and provides live foreign exchange rates from over 120 countries, with options to share results.
- Compound interest simulation
- Loan payment estimation
- Live FX rates for 120+ countries
- Certificate Deposit Calculator
- Savings and Investment Calculators
- Currency Converter
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This app helps user to simulate interest earnings from future savings investments using the compound interest formula, estimate monthly loan payment, get Live FX rates from over 120 countries and share the results. App offer 5 calculators and Foreign Exchange Rate Currency Converter: ► Certificate Deposit Calculator – User can select the interest compounding type: Daily, Monthly, Quarterly, Semi-Annually or Annually. ► Savings Calculator – User can select a deposit term from 1 year up to a term of 10 years. Interest is compounded on Monthly basis. ►Savings Goal Calculator - User can select a deposit term from 1 month up to a term of 999 months. Interest is compounded on Monthly basis. ►Loan Calculator - User can select a loan term, from 1 month up to a term of 999 months. ►Investment Calculator - User can evaluate an investment with key ratios like annualized ROI. ►Currency Converter - User can get 120 countries Live Foreign Exchange rate and convert them to their local currency.
ERMIS
Control your self-hosted AI agent from your phone. Manage complex workflows, research topics, draft content, and solve coding problems with a secure, private mobile interface. Ideal for developers and power users seeking advanced AI capabilities beyond basic chatbots.
- Connect to your own Hermes Agent instance
- Manage AI workflows remotely
- Research topics and summarize results
- Draft and edit content
- Assist with coding and debugging
- Organize projects and tasks
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ERMIS is your mobile control center for a hosted Hermes AI agent. Instead of using another basic chatbot, Hermes AI lets you connect to your own Hermes Agent instance and manage AI workflows from your phone. Research topics, draft content, solve coding problems, organize projects, and work through multi-step tasks with an agent built for real work. WHAT HERMES AI CAN DO • Connect to your own Hermes Agent instance • Research topics and summarize results • Write, edit, and generate ready-to-use content • Help with coding, debugging, and problem solving • Plan tasks and organize next steps • Support complex multi-step workflows • Manage your AI agent from your phone CONTROL YOUR AI AGENT FROM ANYWHERE Hermes AI gives you a simple mobile interface for working with your own AI agent setup. Set up your Hermes Agent instance, connect securely, and use Hermes AI as a mobile command center for research, writing, coding, planning, and task management. • Access your agent remotely • Manage ongoing tasks from your phone • Keep control over your AI setup • Work with a self-hosted agent environment • Stay productive without being tied to your desk YOUR DATA STAYS ON YOUR INSTANCE Hermes AI connects to your own Hermes Agent instance. Your AI work runs on the infrastructure you choose, so your prompts, tasks, and workflows are handled by your own setup instead of being processed through our servers. No shared chatbot workspace. No mining your conversations. Your agent, your environment, your control. POWERED BY HERMES AGENT Hermes AI is designed to work with Hermes Agent, the open-source autonomous agent framework from Nous Research. It gives developers, builders, researchers, and power users a mobile way to interact with an AI agent that can plan, reason, use tools, and help complete real work. BUILT FOR PEOPLE WHO WANT MORE THAN CHAT Use Hermes AI for: • Research and summaries • Writing and editing • Coding help • Productivity and planning • Task execution • Brainstorming and problem solving • Multi-step workflows • Remote access to your AI agent PERFECT FOR • Developers and builders • Power users • Researchers and students • Creators and writers • Privacy-conscious users • People who prefer self-hosted tools • Anyone who wants AI that helps get work done Hermes AI turns your phone into a remote for your own AI agent. Ask once. Get it done with Hermes AI. Policies Privacy Policy: https://www.notion.so/Hermes-AI-Privacy-Policy-30b8e2a74aa4807db3a2c0972544b96b Terms of Use: https://www.notion.so/Hermes-AI-Terms-of-Service-30c8e2a74aa480bbb295ec0cc2c878a1
Screenshots
Verdict
The clearest difference is rating: Banking at 5.0 against ERMIS's 4.0. Banking also leads on in-app purchases (none vs 4) and device support (3 vs 1). ERMIS's advantage is update cadence (every 5 days vs every 5 weeks) and ratings volume (4 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ERMIS sells 4 in-app purchases, starting at $12.99 per month. Banking asks for nothing beyond the download.
Banking holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
Banking ships an update every 5 weeks, ERMIS every 5 days. The most recent releases landed on November 5, 2026 and November 11, 2026 respectively.
| Parameter | Banking | ERMIS |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 5 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 30 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Transpose Solutions Inc | Ilya Vishneuski |
In-app purchases
Banking
No in-app purchases
ERMIS
- Premium3 Days trial$12.991 Month
- Premium3 Days trial$19.991 Month
- Premium3 Days trial$129.991 Year
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- Premium3 Days trial$199.991 Year





