Comparison

Summ vs KŌINIsend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summ

Consolidate all your digital assets in one place. Track real-time portfolio value, performance, and asset allocation across multiple wallets and exchanges. Get insights for informed investment decisions.

Highlights
  • Real-time portfolio value tracking
  • Historical performance charts
  • Multiple wallet and exchange account management
  • Asset allocation breakdowns
  • Tax reporting and data export
  • Secure authentication and biometric protection
Features
Read full description

YOUR CRYPTO PORTFOLIO, SIMPLIFIED Summ is the comprehensive crypto portfolio tracker that brings all your digital assets together in one place. Whether you're tracking Bitcoin, Ethereum, or thousands of other cryptocurrencies across multiple wallets and exchanges, Summ gives you the clarity and insights you need to manage your investments with confidence. REAL-TIME PORTFOLIO TRACKING • View your complete portfolio value with real-time price updates • Track performance over time with interactive historical charts • Monitor ROI and unrealized gains/losses • See detailed asset allocation breakdowns • Get instant insights into cost basis and market value ACCOUNT MANAGEMENT • Connect and manage multiple wallets and exchange accounts • Organize accounts with custom names • View holdings breakdown by account • Search and filter accounts quickly • Sync all accounts with a single tap ASSET INSIGHTS • Explore individual cryptocurrency details • View holdings across all accounts for any asset • Track price movements and percentage changes • See balance, cost basis, and unrealized gains • Access historical performance data TAX REPORTING • Access tax information directly from the app • View tax reports and summaries • Track transactions and capital gains • Export data for your tax professional DESIGN & FEATURES • Modern, dark-themed interface • Intuitive bottom navigation • Smooth animations and haptic feedback • Auto-sync for fresh portfolio data • Hide small balances to focus on what matters • Multi-language support • Push notifications for updates • Powerful search and filtering SECURITY • Secure OAuth 2.0 authentication with PKCE • Biometric protection with Face ID or Touch ID • Encrypted data storage • Automatic session management PERSONALIZATION • Customize sync preferences per account • Set language and regional settings • Adjust notification preferences • Configure display options • Manage all settings easily PERFECT FOR EVERYONE Whether you're a crypto beginner or an experienced trader managing portfolios across multiple exchanges and wallets, Summ adapts to your needs. The app grows with you as your crypto journey evolves. NO SPREADSHEETS. NO COMPLEX SETUP. JUST CLARITY. Summ eliminates manual tracking and complicated spreadsheets. Simply connect your accounts, and let the app do the heavy lifting. Your portfolio data is automatically synced, organized, and presented clearly. GET STARTED TODAY Download Summ and take control of your crypto portfolio. See all your holdings in one place, track your performance, and make informed decisions about your digital assets. --- Privacy Policy: Your data security is our priority. We use industry-standard encryption and security practices to protect your information. Terms of Service: By using Summ, you agree to our terms of service. Learn more at Summ.com

About

KŌINIsend

Securely send cryptocurrency without distractions. This app prioritizes safe transfers by verifying destinations and using a test send before the full amount is moved. It offers a direct video call option for confirmed sends, ensuring both parties agree before transactions are finalized.

Highlights
  • Secure crypto transfers
  • Destination verification
  • Test send feature
  • Send Live video confirmation
  • On-device key management
  • Multiple blockchain support
Features
Read full description

KŌINIsend does one job: move your crypto to the right place, safely. No buying, no swapping, no dApps, no charts — sending is the product, so nothing gets in the way of getting it right. Every send starts from a Destination Book, not a pasted string. New destinations are read back digit by digit and get a small test send first; the full amount unlocks only after the test arrives. Asset, network and address are bound together before you type an amount, so a wrong-network or lookalike-token mistake can't happen. Send Live puts you on a video call with the person you're paying. Their address is presented from their own phone, vault-signed, and both of you confirm the same summary before anything is signed. Calls connect phone-to-phone. Keys are created and kept on your device only. KOINI never holds funds and can't reverse a send — so KŌINIsend is built to make sure you never need it to. Networks at launch: Ethereum, Base, Arbitrum, Polygon, BNB Chain, Bitcoin, Solana, XRP Ledger, Tron. Fees: 0.01% per send (0.025% on Send Live Confirmed), minimum 10¢, never more than $20. Free public nodes.

Screenshots

Summ4 screens
KŌINIsend2 screens

Verdict

The call

The clearest difference is rating: KŌINIsend at 5.0 against Summ's 3.6. KŌINIsend also leads on review sentiment (100% vs 67%) and update cadence (every 5 days vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

KŌINIsend holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 7 and 9 respectively. Written reviews point the same way: 67% of Summ's written reviews are positive against 100% of KŌINIsend's.

UpkeepUpdate frequency

Summ ships an update every 3 months, KŌINIsend every 5 days. The most recent releases landed on October 28, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
Summ versus KŌINIsend: the parameters behind the verdict, then further details
ParameterSummKŌINIsend
PriceFreeFree
Rating3.6 (7 ratings)5.0 (9 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings79 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.416.4
Further details — not scored
Size74 MB59 MB
Age rating4+17+
DeveloperCTC LEDGERKoini Global LLC

Customer experience

Summ

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

KŌINIsend

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Summ

No in-app purchases

None

KŌINIsend

No in-app purchases

Questions

Is Summ free?
Summ is free to download, with no in-app purchases.
Is KŌINIsend free?
KŌINIsend is free to download, with no in-app purchases.
Which has better reviews, Summ or KŌINIsend?
KŌINIsend is rated higher. Summ averages 3.6 out of 5 from 7 ratings, while KŌINIsend averages 5.0 from 9 ratings.
Do Summ or KŌINIsend have ads?
Neither Summ nor KŌINIsend shows ads.
Which is updated more often, Summ or KŌINIsend?
Summ ships an update every 3 months, and KŌINIsend every 5 days. Most recently, Summ was updated on October 28, 2026 and KŌINIsend on October 23, 2026.

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